HDFC Home loan Documents in Hindi: If you are thinking of applying for HDFC home loan, then first of all you should know which documents you will need to take this home loan.
In this article, we will provide you with a complete list of HDFC home loan documents that you need to have in order to avail the home loan.
HDFC Home loan Documents in Hindi
HDFC Bank is offering home loans to its customers with attractive interest rates. If you are an existing customer of the bank, then you can avail this loan at a lower interest rate and with less documentation.
Before applying for an HDFC home loan, you must keep the necessary documents together.
hdfc home loan document list
The documents required for taking a home loan are as follows:
Proof of both Identity and Residence (KYC):
- PAN Card or Form 60 (if the customer does not have a PAN card)
identity and residence Proof of (any one):
- Passport, whose validity has not expired.
- Driving license which has not expired.
- Election / Voter ID Card
- Job card issued by NREGA duly signed by a State Government official
- Letter issued by National Population Register containing details of name, address.
- proof of having aadhaar number
All the documents given above will be considered as OVD (Officially Valid Document), even if there is a change in the name after issuing them, provided it is supported by the marriage certificate issued by the state government or by the gazette notification, which name indicates such a change.
proof of income
- Last 3 months salary slip
- Last 6 months bank statement showing salary credits
- Latest Form-16 and IT Return
property related documents
For new homes:
- Copy of allotment letter/buyer’s agreement
- Receipt / Payment / Done to Developer
For resale homes:
- Title deed including previous series of property documents
- Receipt / Initial payment / made to seller
- Copy of agreement to sell (if already executed)
For construction:
- Plot title deed
- Proof of no encumbrance on the property
- Copy of plans approved by local authorities
- Construction Estimate by an Architect/Civil Engineer
Other Documents for Home Loan
- proof of own contribution
- Employment contract/appointment letter if the present employment is less than one year old
- Bank statements for the last 6 months showing repayment of any ongoing loans
- Passport size photographs of all the applicants/co-applicants should be pasted on the application form and signed.
- Check processing fee in favor of HDFC Ltd.
conclusion
In this article we have given you Documents Required for HDFC Home Loan Full list is provided. If you have any kind of information about the document, then you can write us in the comment section. For more information you can visit the official website of the bank.