How to take Fullerton India Personal Loan?

Fullerton India Personal Loan Fullerton India Personal Loan : In this article, we will provide you information about Fullerton India personal loan. Before taking a personal loan you should know that What is Personal Loan, Fullerton India Credit Company Limited is a retail banking company that provides various types of loans to customers. It is providing personal loans to the customers at attractive interest rates to meet their personal expenses.

In this article, we will know in detail what is Fullerton personal loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this personal loan etc., so read this article till the end. .

Also read: SBI Personal Loan

Fullerton india personal loan in Hindi

Personal loan one unsecured loan falls under the category of. We can take a personal loan for any of our personal expenses like marriage, medical emergency, education, travel etc. Fullerton India Personal Loan is given to the customer on the basis of his/her credit history, so you need to apply for the loan. CIBIL Score Must be very good.

Fullerton Personal loan in India Best Personal Loan is one of the. If you fulfill all the conditions of Fullerton India Credit Company Limited personal loan then you can avail instant personal loan ( Instant Personal Loan ) can be obtained. You can take a personal loan up to Rs 25 lakh from Fullerton india. Fullerton personal loan interest rate starts from 11.99% p.a. The customer can avail this loan with complete transparency and ease.

Fullerton india personal loan The loan tenure is from 1 year to 5 years. You can apply online and offline for this loan. If your loan is approved then the loan amount is transferred to your bank account. You do not need any guarantor or collateral to avail this loan. No hidden charges are taken on this loan.

Also read: HDFC Personal Loan

HIGHLIGHTS:

loan name	Fullerton India Personal Loan 2022
name of lender	Fullerton India Credit Company Limited
loan tenure	1 to 5 years
loan amount	up to Rs.25 lakh
Rate of interest	Starting from 11.99% p.a.
processing fee	0% to 6% of the loan amount
Application Mode	online / offline
official website	https://www.fullertonindia.com/

Also read: Manappuram Personal loan

Fullerton India personal loan rate of interest 2022

Fullerton instant personal loan interest rate starts from 11.99% p.a. Before applying for any personal loan, you need to know about that loan Personal loan interest rate 2022 It is important to have information about. Loan interest rate plays a big role in EMI. The higher the interest rate, the higher will be the EMI of your loan.

You should note that the interest rate of Fullerton India Personal Loan also depends on the loan tenure chosen by you. Apart from this, the interest rate also depends on the profile of the customer. You can find the cheapest loan by comparing between various personal loan interest rates.

Also read: Pre Approved Personal Loan

Benefits and Features of Fullerton Personal Loan

• All types of salaried and self employed individuals can take advantage of this loan to meet any of their personal expenses.
• With Fullerton India Credit Company Limited, you can take an Instant Personal Loan up to Rs.25 lakh.
• The interest rate of this loan starts from 11.99% per annum which also depends on the loan tenure chosen by you.
• You do not need to provide any collateral or guarantor to avail this loan.
• The processing fee on this loan ranges from 0% – 6% of the loan amount.
• The loan tenure of Fullerton India Personal Loan ranges from 1 year to 5 years.
• You can calculate your loan eligibility in a few minutes with the help of personal loan eligibility calculator by visiting the official website of the bank.
• Fullerton instant personal loan You can apply for both online and offline.
• If your loan is approved then the loan amount will be transferred to your bank account.

Also read: Money View Personal Loan

Purposes for which one can avail Fullerton India Personal Loan

You can take a personal loan to meet any of your personal expenses. You can take a personal loan to meet the expenses of marriage, for medical facilities, for the fees of children in higher education, for traveling, for renovating your house etc. If you want to buy a used car, then you can also take advantage of personal loan for that.

Fullerton India Personal loan Eligibility

Only those individuals can apply for this loan who are eligible for it. You can visit the official website of the bank in few minutes. Personal loan eligibility calculator With the help of this you can calculate your loan eligibility. With the help of eligibility calculator, you can find out how much loan you are eligible for.

To apply for Fullerton personal loan, you must have the following eligibility:

• Salaried and self-employed individuals from all types of government or private organizations can apply for this loan.
• Applicant’s Income:-
• Income for Salaried Person:
  • Metro City Residents: Rs 25,000 per month
  • Resident of any other Indian city: Rs 20,000
  • Self Employed Person: Minimum annual turnover depending on the nature of the industry/ profession
• Minimum Age: The minimum age of the applicant should be 21 years at the time of applying.
• Maximum Age: The maximum age of the applicant should be 65 years at the time of maturity of the loan.
• Applicant must be a permanent resident of India.
• Your credit history should be very good.
• Your CIBIL score should be 750 or above.
• You should have 1 year total work experience and at least 6 months in the current organization.

Also read: HDB Personal Loan

Fullerton Personal Loan Documents required

Before applying for the loan, you should keep all your documents together so that whenever you are asked for documents by the bank, you can immediately show them all the documents:

• pan card
• Identity Proof (Aadhar Card, Driving License, Passport, Voter ID, etc.).
• Signature Proof (Passport, PAN Card, etc.).
• Address Proof (Passport Copy, Aadhar Card, Driving License, Utility Bill-Gas or Electricity Bill, Voter ID, Ration Card, Rent Agreement, etc.).
• Bank details of last 6 months.
• Salary slip for the last three months.
• Income Tax Return or Form 16.

The self-employed individual needs to provide the following additional documents:

• Balance Sheet and Profit and Loss Account, Income Calculations for the last 2 years.
• Income Tax Return of last 2 years.
• Trade proof (license, registration certificate, GST number).
• IT Assessment or Clearance Certificate.
• Form 26AS for income declared in Income Tax Challan or TDS Certificate (Form 16A) or ITR.

Also read: Paisabazaar Personal Loan

How to Apply for Fullerton India Personal Loan?

if you Fullerton india personal loan If you fulfill all the conditions, then you can apply for it both online and offline. The procedure to apply is given below:

How to Apply Fullerton Personal Loan Online?

• To apply online, you must first visit the official website of the bank. fullertonindia.com But have to come.

• website home page personal loan Click on this option will appear.
• On the next page, all the information related to personal loan will come in front of you.
• Click on Apply now option to apply.
• On the next page, select either Salaried or Self Employed.
• Enter mobile number and click on Send OTP.
• After this you will reach the next step where you have to enter the requested information.
• After you submit the information, the employees of Fullerton India will contact you and the loan process will be continued further.

Also read: Muthoot Finance Personal Loan

How to apply offline?

• To apply offline, you have to first go to your nearest Fullerton India branch.
• Go to the bank branch and contact the bank employee who will provide you all the information related to personal loan.
• Your documents will be verified.
• You will be given a loan application form which you have to fill correctly.
• Attach your documents and submit it there.
• In this way your application will be done.
• If your loan is approved then the loan amount will be transferred to your bank account.

Also read: Mahindra Finance Personal Loan

Fullerton Personal loan Fees and Charges

Some fees and charges are charged from the customer by Fullerton India at the time of giving loan, about which information is given below:

processing fee	0% to 6% of the loan amount
prepayment charge	0% to 7%
Interest on delayed EMI payment	24% p.a. of the outstanding amount which is overdue, calculated on day-to-day basis
Check / Cash Collection (Per Collection)	Zero
Rejected Cheque/ECS/NACH	300 rupees
Swap charges for conversion of post dated checks to ECS (per request)	500 rupees
Swap charges for conversion of ECS to post dated cheques (per request)	500 rupees
Loan Cancellation Charges (for canceling the loan before the first EMI)	500 rupees

Also read: Deutsche Bank Personal Loan

Foreclosure Charges: You can repay your entire loan before the loan tenure but for this you will have to pay some charges which are given here:

foreclosure charges	personal loan for salaried	Personal Loan For Self Employed
0 to 6 EMIs paid in full	no permission	no permission
7 to 17 EMIs paid in full	7%	7%
Full payment of 18 to 23 EMIs	5%	5%
Full payment of 24 to 35 EMIs	3%	3%
Full payment of 36 or more EMIs	0%	0%

Also read: Indian Bank Personal Loan

Fullerton India Personal loan EMI Calculator

Before applying for any personal loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of ​​how much you will have to pay at the time of loan repayment. You can go to the official website of Fullerton India Personal loan EMI calculator With the help of this you can calculate the EMI of the loan. The EMI of a personal loan depends on the loan amount, interest rate and loan tenure. All these factors affect the EMI of the loan.

As soon as you click on the above link, an EMI calculator will open in front of you. In this, you can calculate the EMI of your loan by selecting the loan amount, interest rate and loan tenure. Before applying for a personal loan, you should compare the personal loan EMIs of different lenders so that you can find the cheapest loan.

Also read: IOB Personal Loan

Fullerton India Personal loan Contact Number

• Toll free number : 18001036001
• Email ID : namaste@fullertonindia.com

Conclusion

Friends, in this article we have told you Fullerton India Personal loan 2022 Provided complete information about. You can apply for this loan with the help of this article. If you do not want to apply online or offline, then you can also apply for the loan by calling the customer care number of Fullerton India.

Do give your feedback in the comment, friends, how did you like this article. If you have found this article informative, then please share it as much as possible.

Also read: Shriram Finance Personal Loan

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