India Shelter Home Loan : In this article we will give you India Shelter Home Loan will provide information about If you are thinking of taking a home loan to build a house, then this article is for you. Like other banks, India Shelter Finance also offers home loans to its customers at attractive interest rates.
To take India Shelter Home Loan, you have to apply in it, which you can do both online or offline.
in present time India Shelter Home Loan Interest Rate 13% p.a. starts from Under this home loan, you can get a loan of up to Rs.50 lakh. The tenure of this home loan is up to 20 years.
India Shelter Home Loan
Any person can take a home loan to build a house, to buy a house or to repair a house. You can get involved with this home loan with minimal documentation.
You can take India Shelter Home Loan for making internal or external repairs to the existing house, for building an additional floor in the existing house, for adding additional rooms, for self construction, plot purchase, property purchase etc.
India Shelter Finance offers home loans at a fixed interest rate, which means that the EMI of this loan does not change with market fluctuations or interest rates.
Home loan depends on many factors of the applicant like applicant’s income, age, CIBIL score etc. If your CIBIL score and your income is high then you can avail home loan up to higher loan amount.
After loan approval, the home loan amount is transferred to your bank account within 5 days. India Shelter Finance provides assistance to customers in providing subsidy under Pradhan Mantri Awas Yojana.
HIGHLIGHTS:
| loan name | India Shelter Home Loan 2022 |
| name of the lending institution | India Shelter Finance Corporation Limited |
| loan amount | 8 lakh to 50 lakh rupees |
| loan tenure | 20 years |
| Rate of interest | 13% to 20% |
| processing fee | 2% to 3% of the loan amount |
| official website | www.indiashelter.in |
India Shelter Home Loan Interest Rate 2022
The interest rate of this home loan ranges from 13% to 20%. You can find the cheapest home loan by comparing various home loan interest rates.
Before applying for a home loan, you can calculate your loan EMI with the help of India Shelter Home Loan EMI Calculator so that you can get an idea of the amount of installments you will have to pay at the time of payment.
Benefits and Features of India Shelter Home Loan
- Anyone who is eligible for this loan can take a home loan from India Shelter Finance up to a maximum of Rs.50 lakh.
- You can apply for this loan both online and offline.
- You can take India Shelter Home Loan for construction of house, repair of house, purchase of plot, purchase of property etc.
- If you want to get other information about this loan, then you can get information by calling India Shelter Home Loan Customer Care.
- The loan amount is transferred to your bank account within 5 days of loan approval.
- You can take this loan for a maximum period of 20 years.
- The processing fee for this home loan ranges from 2% to 3% of the loan amount.
- Family members and co-owners of the property can apply for this loan.
- By calling the India Shelter Customer Care Number, you can get information in both Hindi and English languages.
Eligibility for India Shelter Home Loan
- Any salaried or self-employed person can apply for this loan.
- The age of the applicant should be between 23 to 65 years.
- The applicant must be a resident of India.
- Family members and co-owners of the property can be applicants.
- It is mandatory to have all the documents asked from you to apply.
India Shelter Finance Home Loan Documents Required
- Application form with photo duly signed
- Identity Proof – Voter ID, PAN, Driving License
- Address Proof – Voter ID, PAN, Driving License, Passport, Birth Certificate, 10th or 12th pass certificate
- property documents
- Colored passport size photo
- mobile number
- Last 3 months salary slip
- Income tax returns or business records for the last 2 years
- lic policy
- FD or RD
- Details of any other loan account that you are currently re-running
- Any other savings or investment details
How to apply India Shelter Home Loan?
You can apply for this home loan both online and offline. You can apply offline by visiting your nearest branch of India Shelter Finance. If you want to apply online then follow the steps given below:
- In the option of Products on the home page of the website Home loan The option of will appear, click on it.
- On the next page, all the information related to the home loan will appear in front of you.
- You have to read this information.
- To apply, you will see the option of Apply Now on this page, click on it.
- The form will open in front of you. Enter the requested information in the form and click on submit.
- After this the concerned officials of India Shelter Finance will contact you and the loan process will be continued further.
- If you fulfill all the conditions then your loan will be approved and within 5 days the loan amount will be transferred to your bank account.
India Shelter Home Loan Customer Care Number
conclusion
In this article we have given you India Shelter Home Loan in Hindi 2022 Complete information about has been provided. Any person who wants to take a home loan to build a house can take a home loan up to a maximum of Rs 50 lakh from India Shelter Finance.
If you are an existing customer of the bank, then you can take advantage of the attractive interest rates of the bank. For any kind of information regarding this home loan, you can write to us in the comments.
FAQ:
From 8 lakh to 50 lakh rupees.
Up to 13% to 20%.