personal loan bank list: In this article you will get information about Personal Loan Bank List. This question must have come in your mind that which bank is best for personal loan? We will get information about this in this article.
Through this article, you can find out by comparing personal loans of all banks. cheapest personal loan Which bank is it? As friends you know that Personal Loan is an Unsecured Loan. You do not have to pay any collateral to the lender to take this loan.
The bank or financial institution provides this loan to the customers at their own risk. You have to apply to get a personal loan from any lender. You can apply for the loan both online and offline.
Personal Loan Bank List in Hindi
To take a personal loan, your CIBIL score should be good as the personal loan completely depends on the credit history of the applicant. Just like to take a home loan, we have to mortgage something as security, but it is not the case in a personal loan.
The loan amount given under personal loan depends on many factors of the applicant such as the applicant’s credit history, income, age, place. If your credit history is strong and your credit score is high then you can get loan amount up to higher loan amount.
Many banks and financial institutions in the country provide personal loans. In this article we will give you all those Personal Loan Bank List will provide a list of You can compare them all and you can apply for Instant Personal Loan from the lender which suits you.
Compare for cheapest personal loan
Here are all those banks and financial institutions that provide personal loans to customers at attractive interest rates, along with information about the current interest rate of those loans has also been provided. You can find all the personal loans for yourself by comparing the interest rates of each personal loan.
| name of lender | interest rate (per annum) | Loan amount (up to Rs.) | processing charge |
|---|---|---|---|
| SB I | Starting at 9.60% | 2 million | 1% – 1.50% of the loan amount |
| Aditya Birla | 14% | 50 lakhs | Up to 2% of the loan amount |
| ICICI Bank | 10.50% | 2 million | 2.25% of loan amount + GST |
| HDFC | 10.75% | 40 lakhs | Up to 2.50% of the loan amount |
| Axis Bank | 12% | 1.5 million | at the discretion of the bank |
| Bank Of Baroda | 10.50% | 10 lakh | Up to 2% of the loan amount |
| Bajaj Finserv | 13% | 25 lakh | Up to 4.13% of the loan amount |
| Bandhan Bank | 15.90% | 5 lakh | 1% of loan amount + GST |
| IDFC | 10.49% | 40 lakhs | Up to 2.5% of the loan amount |
| RBL Bank | 14% | 2 million | Up to 3.5% of the loan amount |
| bank of india | 10.35% | 2 million | Up to 2% of the loan amount |
| PNB | 8.95% | 1.5 million | 1.8% of loan amount + GST |
| Tata Capital | 10.99% | 25 lakh | 2.75% of loan amount + GST |
| indusind bank | 10.49% | 1.5 million | Up to 3% of the loan amount |
| City Bank | 9.99% | 30 million | Up to 3% of the loan amount |
| home credit | 24.9% | 2.40 lakh | Up to 5% of the loan amount |
| Yes Bank | 10.99% | 40 lakhs | up to 2.50% |
| UCO Bank | 6.90% | 10 lakh | 1% of loan amount |
| Kotak Mahindra Bank | 10.25% | 2 million | Up to 2.5% of the loan amount |
| IIFL | 21% | 2 lakh | 2.5% of the loan amount – up to 4% |
| Union Bank of India | 8.90% | 1.5 million | 0.5% of loan amount |
| Deutsche Bank | Starting from 24% p.a. | up to Rs 15 lakh | Up to 2% of the loan amount |
| Indian Bank | Starting at 9.05% | 20 times gross monthly salary | Up to 1% of the loan amount |
| IOB | Starting from 10.80% | up to Rs.5 lakh | 3% of loan amount |
| Shriram Finance | As per applicant’s profile | As per applicable loan scheme | as per loan agreement |
| Reliance | As per applicant’s profile | As per applicant’s profile | |
| IDBI | Starting at 9.50% | up to 5 lakhs | 1% of loan amount |
| Central Bank of India | Starting at 9.85% | up to 10 lakhs | 1% of loan amount |
| Canara Bank | Starting at 6.90% | up to 10 lakhs | Up to 1% of the loan amount |
| Punjab and Sind Bank | Starting at 9.50% | 10 lakh | 0.50% to 1% of the loan amount |
| Bank of Maharashtra | Starting at 9.45% | up to 20 lakhs | Up to 1% of the loan amount |
| HSBC | Starting at 9.50% | As per applicant’s profile | 1% of loan amount |
| Karur Vysya Bank | Starting from 8.70% | up to Rs.300 lakh | 0.50% of loan amount |
| Saraswat Bank | Starting from 13.50% | up to 5 lakhs | 2.50% of the loan amount |
| Federal Bank | Starting from 10.49% | up to 25 lakhs | up to 3 |
| Standard Chartered | Starting from 11.49% | up to 50 lakhs | Up to 2.25% of the loan amount |
| Indiabulls Dhani | Starting from 13.99% | up to 15 lakhs | 3% of loan amount |
Personal Loan Interest Rate 2022
In the above personal loan bank list, information about the interest rate of all banks and financial institutions is given. Just as we need to know about Home Loan Interest Rate before taking a home loan, in the same way, before taking a personal loan, we need to know about the personal loan interest rate.
If you apply for that loan without knowing the interest rate of the loan properly, then you may have to face difficulties at the time of repayment of the loan. If you are an existing customer of any bank, then you can take advantage of attractive interest rates of that bank.
Personal Loan EMI Calculator
Before applying for a personal loan in a bank, you should calculate the EMI (Equated Monthly Installment) of that loan, so that you can get an idea of which bank or financial institution’s loan EMI is higher.
You can calculate the EMI of your loan with the help of Personal Loan EMI Calculator by visiting the official website of the lender from whom you are taking the loan. The EMI of the loan depends on three main factors – loan amount, interest rate and loan tenure.
Conclusion
In this article we have you Personal Loan Bank List Tried to give complete information about You can compare personal loans of all banks by reading this article. You can apply for the loan which you find beneficial.
If you have any other type of information, then you can get more information by calling the personal loan customer care number of the lender.
Questions related to personal loan bank list:
In this article, information about personal loans of all banks has been given. By comparing these, you can find out which bank has the cheapest personal loan.
You can apply for a personal loan by visiting any bank.