Standard Chartered Bank Personal Loan

Standard Chartered Personal Loan in Hindi Standard Chartered Bank Personal Loan In this article you will get information about Standard Chartered Bank Personal Loan. If you want to take advantage of Standard Chartered Bank personal loan then this article is for you. personal loan a unsecured loan happens | This loan completely depends on the credit history of the customer. Any person to meet his personal expenses Personal Loan can take

You have to apply for Standard Chartered Bank Personal Loan which you can do both online and offline. In this article, we will know in detail what is Standard Chartered Bank Personal Loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this personal loan etc., so you can read this article. Read till the end

Also read: Federal Bank Personal Loan

Standard Chartered Personal Loan in Hindi

The customer can pay for any of his personal expenses like marriage expenses, medical emergency, higher education, girl child fees, travel etc. personal loan can take Instant Personal Loan your to apply for CIBIL Score Must be very good Standard Chartered Bank Personal Loan The loan amount offered by the lender depends on your credit score. You do not have to give any collateral for the loan.

You can get a loan amount ranging from Rs. 1,00,000 to Rs. 50,00,000 depending on your eligibility. If your credit history is very good and you have the ability to repay the loan, then you can get loan up to higher loan amount at attractive interest rates of the bank. If you just want to renovate your home then you Standard Chartered Bank Home Loan Just as there is no need to apply for a massive home loan, you can accomplish this task with a personal loan.

Also read: Saraswat Bank Personal Loan

For a flexible repayment tenure of 12 to 60 months, you can Standard Chartered Personal Loan can take Receive partial payment of up to 25% of your dues in a year. The interest rate of this personal loan starts from 11.49% p.a. The processing fee is up to 2.25% of the loan amount.

HIGHLIGHTS:

loan name	Standard Chartered Bank Personal Loan 2022
lender	standard Chartered Bank
loan tenure	up to 60 months
processing fee	Up to 2.25% of the loan amount
loan amount	1 lakh to 50 lakh rupees
Rate of interest	Starting from 11.49% p.a.
official website	https://www.sc.com/in

Also read: Manappuram Personal loan

Standard Chartered Personal Loan Interest Rate 2022

Standard Chartered Bank personal loan interest rate starts from 11.49% p.a. Before applying for the loan, it is important for you to have proper knowledge about the interest rate of the loan. Before taking a home loan, we should Home Loan Interest Rate 2022 Similarly, before taking a personal loan, we need to know about Personal Loan Interest Rate 2022 It is necessary to have information about

The credit score, credit history and other eligibility criteria of the applicant determine the interest rate of Standard Chartered Bank personal loan. The higher the interest rate of your loan, the higher will be your EMI, so before applying for any personal loan, you should compare various personal loan interest rates so that you can find the cheapest loan.

Also read: Pre Approved Personal Loan

Benefits and Features of Standard Chartered Bank Personal Loan

• You can take a personal loan to meet your personal needs.
• If you are a bank Standard Chartered Personal Loan If all the conditions are fulfilled, then the bank will approve your loan immediately.
• You can take this loan for wedding expenses, buying a car or going on a long vacation without any collateral.
• Up to 50% rebate on processing fee is given on applying online.
• Facility for the applicant to complete KYC through video.
• You can take this loan for a loan tenure of 12 to 60 months.
• Facility for partial payment up to a maximum of 25% of your outstanding balance in a year.
• The applicant’s credit score, repayment history, monthly income, relationship with the bank, etc. determines the interest rate of the loan.
• The processing fee for the loan is up to 2.25% of the loan amount.
• Standard Chartered Bank Personal Loan To get this, applicants have to provide only minimum documents which are completely paperless.
• Generally, no guarantor or collateral is required to avail a personal loan.
• The following types of personal loans are provided by Standard Chartered Bank:
  • marriage loan
  • travel loan
  • loan against securities
  • loan against fixed deposit
  • Payroll Overdraft Service
• Under Standard Chartered Bank Personal Loan, you can get a loan amount from Rs 1 lakh to Rs 50 lakh.

Also read: Money View Personal Loan

Standard Chartered Bank Personal Loan Eligibility

Only those people who are eligible can apply for Standard Chartered Bank Personal Loan. Following are the eligibility to apply for Standard Chartered Personal Loan:

• Applicant’s age should be between 22 to 58 years.
• Only earning customers whether self-employed or salaried can apply for this personal loan.
• The net monthly salary of the applicant should be Rs 22,000 or more.

Also read: HDB Personal Loan

Standard Chartered Bank Personal Loan Documents Required

Before applying for a personal loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for Standard Chartered Bank Personal Loan, you need to have the following documents:

Identity Proof:

• Aadhar card
• Passport
• photo pan card
• driving license
• Voter ID Card
• photo ration card

Address proof:

• Passport
• telephone bill
• ration magazine
• electricity bill
• driving license
• Life / Medical Insurance Policy
• rent contract
• apartment allotment letter

Also read: Paisabazaar Personal Loan

How to apply for Standard Chartered Bank Personal Loan?

If you fulfill all the conditions of the bank then you can apply for this loan online and offline. Here is the information about the process to apply:

Standard Chartered Personal Loan Online Apply

• To apply, you have to first visit the official website of the bank https://www.sc.com/in/.

• On the home page of the website you will find Personal loans Click on this option will appear.
• On the next page, all the information related to personal loan will come in front of you.
• You have to read all this information correctly.
• to apply Apply Now Click on the option
• On the next page you will see a form.
• You have to give all the information sought in it one by one, after that submit the form.
• After you apply the form, the bank officials will contact you and the loan process will be issued further.

Also read: Muthoot Finance Personal Loan

How to apply offline?

• To apply offline, you have to first go to your nearest Standard Chartered Bank branch.
• You will have to contact the bank officer by going to the bank branch.
• The bank employee will provide you all the information related to personal loan.
• Then your documents will be verified.
• After that you will be given a form.
• You have to fill the form, after that attach the documents and submit it to the bank.
• If your loan is approved then the loan amount will be transferred to your bank account.

Also read: Mahindra Finance Personal Loan

Standard Chartered Personal Loan EMI Calculator

Before applying for a personal loan, you should calculate the EMI (Equated Monthly Installment) of the loan. By calculating the EMI of the loan, you can find out how much you will have to pay at the time of repayment of the loan. You can go to the official website of Standard Chartered Bank Personal Loan EMI Calculator With the help of this you can calculate the EMI of your loan.

The loan EMI depends on the loan amount, loan tenure and interest rate. If you apply for that loan without calculating the EMI of the loan, then you may have to face problems at the time of repayment of the loan.

Also read: Fullerton india personal loan

Personal Loan Fees and Charges

processing fee	Up to 2.25% of the loan amount
prepayment fee	0-12 months – 5% of the outstanding principal 12-24 months – 4% of the outstanding principal 25-36 Months – 2% of the outstanding principal More than 36 months – 1% of the outstanding principal
Late Payment Fees and Swap Fees	On Late Payment – ​​Rs 495 + GST On Swap Charges – Rs.500 + GST

Also read: How to get Mahila Personal Loan

Standard Chartered Personal Loan Customer Care Number

Email ID: customer.care@in.sc.com

Ludhiana, Bhopal, Surat, Jaipur, Kanpur, Jalandhar, Chandigarh, Allahabad, Cochin/Ernakulam, Indore, Lucknow, Coimbatore, Nagpur, Patna, Bhubaneswar, Rajkot, Amritsar, Vadodara	6601 444 / 3940 444
Siliguri	1800 345 5000 (For domestic dialing within India only)
Noida, Gurgaon	011 – 39404444 / 011 – 66014444
Bangalore Ahmedabad, Mumbai Chennai, Hyderabad, Delhi, Kolkata, Pune	6601 4444 / 3940 4444
Jalgaon, Saharanpur, Dehradun, Guwahati, Mysore, Vishakhapatnam, Cuttack, Mathura, Proddatur, Thiruvananthapuram,	1800 345 1000 (For domestic dialing within India only)

Also read: Deutsche Bank Personal Loan

Conclusion

In this article we have you Standard Chartered Personal Loan in Hindi 2022 Provided complete information about If you want to take advantage of Standard Chartered Bank personal loan, then you can apply for this loan by reading this article. If you want to know more about this personal loan then you can call on Standard Chartered Personal Loan customer care number.

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Also read: Indian Bank Personal Loan

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