RBL Bank Personal Loan: In this article we will get information about RBL Bank Personal loan. If you want to get Instant Personal Loan from RBL Bank then this article is for you.
You can take a personal loan from RBL Bank for any personal purpose like wedding expenses, education, home renovation, medical expenses, traveling etc.
At present this loan Interest rate 14% per annum starts from from bank 1 lakh to 20 lakh rupees Can get loan up to. This personal loan 60 months Can be obtained for a long period of time.
Since RBL Bank Personal Loan is an unsecured loan, your CIBIL score matters a lot. You can easily apply for this RBL Bank loan online or offline.
RBL Bank Personal loan in Hindi
The processing fee charged on RBL Bank Personal Loan is up to 3.5%. You do not have to provide any collateral or security to avail this loan.
Before applying for the loan, you can calculate the EMI of your loan by visiting the official website of the bank with the help of RBL Bank Personal loan EMI Calculator so that you can know the amount of installments you have to pay at the time of loan repayment. Will be
HIGHLIGHTS:
| loan name | rbl bank personal loan 2022 |
| lending bank | RBL Bank |
| loan amount | 1 lakh to 20 lakh rupees |
| Rate of interest | 14% p.a. onwards |
| time to repay the loan | 12 to 60 months |
| processing fee | Up to 3.5% of the sanctioned loan amount |
| official website | rblbank.com |
For what purposes we can take a personal loan?
- wedding: As you know that marriage in our country is a grand event and it costs heavily. There are many expenses in marriage for buying jewellery, booking venue etc. for many types of payments. In this situation you are in dire need of money.
- home furnishing: You can take an RBL Bank Personal Loan to buy your dream home or for home repairs. This personal loan is specially designed as per the needs of home owners who want to undertake structural repairs, interior works, renovations and any other improvements in their home. You can remove all your worries about paying a contractor, buying materials or even hiring an interior designer by taking this personal loan.
- education: Education of our children is very important for us. Sometimes paying for college can be a costly affair, especially if your child is going to study abroad. In this situation, you can avail RBL Bank Personal Loan to meet your financial needs.
- medical: You can avail RBL Bank Personal Loan to meet your medical expenses in times of need.
- Holiday: If you are thinking of celebrating holidays somewhere outside but you are short of money because money is needed for flight tickets, accommodation, shopping and all other expenses to travel. In this situation, you can take advantage of Instant personal loan of RBL Bank.
RBL Bank Personal Loan Interest Rate 2022
rbl Bank loan interest rate 14% per annum starts from If your CIBIL score is very good and you have a good job then you can avail the loan with low interest rate.
Personal Loan Fees & Charges
On taking a personal loan from this bank, you have to pay some Fees & Charges, about which you can know here. At RBL Bank, we give you flexible options to repay your loan. Apart from the interest rate, this bank also takes other nominal charges from you.
These fees are as follows:
Processing fee:
- This bank charges a processing fee of up to 3.5% of the loan value as one-time processing fee.
- If you are an existing customer of this bank then you can negotiate with the bank for lower processing fee.
Prepayment/Foreclosure Charges:
- This bank allows you prepayment only after one year of first EMI.
- If you wish to prepay or foreclose your loan between 13 to 18 months, the bank charges 5% of the outstanding principal amount.
- If the payment is made after 18 months, you will have to pay a fee of 3% of your outstanding principal amount to the bank.
- If any prepayment or foreclosure is done using own funds after 12 regular EMIs, the bank does not charge any fee.
Overdue interest,
- If you miss or fail to pay your EMIs on time, the bank charges 2% per month of the overdue amount.
RBL Bank Personal Loan Benefits and Features
- any eligible person RBL Bank Personal loan can apply for.
- No security or collateral is required to avail this personal loan.
- You can avail this loan in simplified and less documentation.
- Personal loan is a great way to improve your credit score.
- If your credit score is running low because you are maxing out your credit card usage, you can take a personal loan, pay off your credit card debt and pay off the loan in five years. This improves your credit score immediately.
- If you have multiple credit cards and are in debt, a personal loan is a convenient way to consolidate your debt.
- You can take a loan to pay off your debt and repay only one loan.
- If there is a wedding or an accident in the family, you can pay for the expenses almost instantly with a personal loan. These are short term loans and will not affect your long term financial goals.
- You can take a personal loan for home furnishing, marriage, education, medical, holiday etc.
RBL Bank Personal Loan Eligibility
- You should check your eligibility to take a personal loan from RBL Bank. If you are found eligible then after that you can apply for this loan.
- The minimum monthly income of the applicant should be Rs.40,000 per month.
- The age of the applicant should be at least 25 years at the time of loan approval. And the maximum age at loan maturity should be less than 60 years.
- Should have at least 1 year of work experience in the present employment and should have 3 years of total employment experience.
- Your Credit Score should be good.
RBL Personal Loan Documents Required
- Duly signed application form with color photograph of the applicant
- KYC (PAN Card, Proof of Identity and Proof of Age – Any [जैसे आधार, पासपोर्ट, वैध ड्राइविंग लाइसेंस, मतदाता पहचान पत्र]Address Proof – Any [आधार, मतदाता पहचान पत्र, वैध ड्राइविंग लाइसेंस, वैध पासपोर्ट, उपयोगिता बिल (बिजली / टेलीफोन / मोबाइल – 60 दिन से अधिक पुराना नहीं) ]
- Latest 3 Months Salary Credit Bank Statement
- Salary Slip – For Loan < 7.5 Lakh: Latest 1 Salary Slip; For Loan > 7.5 Lakh: Latest 2 Salary Slips
How to apply for RBL Personal Loan?
If you fulfill all the conditions of RBL Bank loan, then you can easily apply both online and offline. Follow the steps given below to apply:
RBL Bank Personal Loan Apply Online
- on the home page of the website Personal Loan The option of will appear, click on it.
- After clicking, a new page will open.
- After coming to the new page, you will see the option of Apply Now, click on it.
- A box will open in front of you, in that you have to enter the mobile number and click on submit.
- After doing this process, the application form for personal loan will open in front of you.
- Enter the information sought in the application form such as your name, date of birth, gender, mode of income and repayment, email ID and mobile number etc.
- After entering all the information you have to submit the form.
- Once you apply online, the bank will get in touch with you to complete the KYC formalities.
- If you fulfill all the conditions of the bank, then the loan amount will be transferred to your bank account.
rbl bank loan How to apply offline for
- First of all, you have to go to your nearest branch of RBL bank.
- After going to the bank, you have to tell the bank officer that you want to apply for a personal loan.
- The bank official will provide you the correct information related to personal loan.
- Will provide you information about personal loan eligibility.
- If you are found eligible then you will be given a personal loan application form.
- In this form, you will have to enter all the information sought correctly, attach your documents and submit it to the bank official.
- If you fulfill all the conditions of the bank, then your loan is approved in a very short time, then the loan amount is transferred to your bank account.
How to check RBL Personal Loan Status?
- To track the status of your application, you must first visit the official website of the bank rblbank.com But have to come.
- Loan Application Status option will appear on the home page of the website, click on it.
- After clicking, a form will open in front of you.
- In this form you have to enter your registration number, name, mobile number etc. and click on submit.
- After clicking on submit, the status of your application will appear in front of you.
How to login on RBL portal?
To login, first you have to visit the official website of RBL Bank, rblbank.com.
Login option will appear on the home page of the website, click on it.
After clicking, the login form will open in front of you. You can login to this portal with the help of your User ID.
RBL Bank Personal loan Customer Care Number
- Toll-free number 24X7 – 022-61156300
- Compliance contact number – 0231-2650981
- Email: [email protected]
conclusion
In this article we have given you How to get loan from RBL Bank Complete information about has been provided. In this, we have told you how you can take a personal loan by applying online from RBL Bank.
If you have any kind of information about this loan, then you can write to us in the comment section.
FAQ:
You can make your payment in monthly installments (EMI).
If you want to close your RBL personal loan prematurely, then you will have to approach the bank for this. You will have to take information from the bank that how you can close your personal loan.
You can get a personal loan from Rs 1 lakh to Rs 20 lakh.