Personal Loan for Women, know how women get loan?

How to get Women Personal Loan Personal Loan for Women: If you are a woman and you want to take a personal loan, then in this article we will provide you complete information about personal loan for women.

Any woman, whether she is a Housewife (Personal loan for Housewife) or associated with any other industry, can take a Personal Loan. Many banks and financial companies are providing loans for women.

Women personal loan comes under the category of an unsecured loan so the lender gives this loan to women on the basis of their CIBIL score.

Women Personal Loan

Any woman can take a personal loan to meet any of her personal expenses. There are many banks and financial institutions that are providing Instant Personal Loan. If you fulfill all the conditions of the bank, then your loan is approved quickly.

Women have to apply to get a personal loan. You can apply for this loan both online and offline.

Mahila personal loan is given on the basis of the credit history of the bank customer, so your CIBIL score should be very good. The better your credit score, the higher the loan amount and the more attractive interest rates you can avail of a personal loan.

Some women need a smaller amount. Women Loan 30,000 Can apply for loan up to. Many types of women loan schemes are also being run by the banks with the help of the government, which you can take advantage of.

Personal Loan For Women Interest Rate 2022

Before taking a loan, we need to have specific information about the interest rate. Because the personal loan interest rate helps you to know that Cheapest Personal Loan Which bank is it? Women are given a substantial discount in the interest rate by the lender.

You can get information about personal loan interest rates of all banks and financial companies by clicking here.

Documents for Women Personal Loan

Documents for Personal Loan in different banks (Women Personal Loan Documents) can be of different types. You can get information about the document by visiting your nearest bank. But there are some common documents that are asked by each bank, they are as follows:

  • filled application form
  • Identity Proof – Aadhaar Card, PAN Card, Voter ID Card, Driving License
  • Residence Proof – Telephone, Electricity, Water Bill, Aadhaar Card, Voter ID Card
  • passport size photo
  • mobile number
  • Last 6 months bank statement (for self employed women)
  • Two latest salary slips/currently dated salary certificates along with latest Form 16
  • proof of end use

All Women Personal Loan Bank

Here is a list of all the banks that offer women personal loans. The bank list is as follows:

Aditya Birla RBL Bank
IDBI Axis Bank
IDFC Deutsche Bank
IIFL Indian Bank
Tata Capital IOB
Bandhan Bank IndusInd Bank
Kotak Mahindra Bank Shriram Finance
Reliance UCO Bank
Indiabulls Dhani Standard Chartered
Federal Bank yes bank
Saraswat Bank Karur Vysya Bank
ICICI Bank HSBC
Bajaj Finance Punjab and Sind Bank
Bank of Baroda Citibank
Bank of India HDFC
Women Personal Loan SBI pnb
Canara Bank Union Bank of India
Central Bank of India Home Credit
Bank of Maharashtra

Women Personal Loan Benefits and Features

  • Any woman can take a personal loan to meet any of her personal expenses.
  • If you are a housewife then you can easily Personal Loan for Housewives can apply for.
  • Banks and financial institutions are providing personal loans to women at attractive interest rates.
  • Women are given a discount on the personal loan interest rate.
  • You can apply for personal loan both online and offline.
  • If you have to renovate your house, then you do not need to apply for a huge loan like home loan, you can complete this task with a personal loan (Mahilao ke liye Personal loan).
  • If any woman is doing her own small business at her home, then she can do it with a personal loan, for this you do not need to apply for a business loan.
  • There are many types of Best Instant Personal loan app in the market through which you can apply for personal loan.
  • If you have any question in your mind that Housewife Loan Kaise Le? So for this you can read this article till the end.
  • Many types of women loan scheme 2022 are being run by the government and banks, which you can take advantage of.

Women Personal Loan (SBI)

Any woman can take a personal loan (SBI) from State Bank of India. You can apply for SBI personal loan both online and offline.

You can apply for Women Personal Loan (SBI) by clicking on this link. Through this link, you can get complete information about State Bank of India schemes for women. SBI Bank provides a lot of discount in interest rate to women.

HDFC Personal Loan for Women

  • HDFC Bank offers personal loans to women at attractive interest rates.
  • If you have a salary account with the bank, your loan will be approved within just 10 seconds to 4 hours.
  • The age of the applicant woman should be between 21 to 60 years.
  • Must be employer for at least 2 years, working as present employer for at least 1 year.
  • If your salary account is in HDFC bank then your monthly income should be Rs 25,000 and if your salary account is not in this bank then your monthly income should be Rs 50,000.
  • Loan Tenure – 60 Months |
  • You can get loan amount ranging from Rs.50,000 to Rs.40 lakh.

Bajaj Finance Women Personal Loan

  • If you fulfill all the criteria of Bajaj Finance personal loan, then your loan will be approved in 5 minutes.
  • No need to give any collateral to the bank.
  • Can get loan up to Rs.35 lakh.
  • Loan Tenure – Up to 84 Months |
  • With very little documentation, you can get from Bajaj Finance Women Personal Loan can get
  • The age of the applicant woman should be between 21 to 67 years.
  • The CIBIL score of the woman should be at least 750.
  • The interest rate for this loan starts from 11% per annum.

Upwards Personal loan for Women

  • Women can take loans to meet their financial needs.
  • From Upwards, the beneficiary woman can take a loan from Rs 20,000 to Rs 2 lakh.
  • The interest rate of this loan ranges from 18% to 36%.
  • Loan Tenure – 12 to 36 months
  • Processing Charges – 2-4% of the loan amount

Fullerton India Women Personal Loan

  • The age of the applicant should be between 21 to 60 years.
  • The minimum monthly income of the applicant woman should be Rs.20,000.
  • Salaried women should have at least 1 year of experience in their work and should be working in the present job for 6 months.
  • Your minimum CIBIL score should be 750.
  • The interest rate for this loan starts from 11.99% per annum.
  • From here you can get a loan up to Rs.25 lakh.
  • You can get this Mahila Loan for a loan tenure of up to 60 months.

Moneytap Personal Loan for Women

  • Moneytap is providing personal loans to women at attractive interest rates.
  • The monthly income of the applicant woman should be minimum Rs.30,000.
  • The age of the woman should be between 23 to 55 years.
  • The loan interest rate starts from 13% per annum.
  • From here you can take a loan up to Rs.5 lakh.

Tata Capital Women Personal Loan

  • Beneficiary women can avail a personal loan of up to Rs 35 lakh from Tata Capital.
  • The minimum monthly income of the applicant woman should be Rs.15,000.
  • The age of the woman should be between 22 to 58 years.
  • The tenure of this loan is up to 6 years.

How to apply for Women Personal Loan?

If you fulfill all the conditions of any personal loan of the bank, then you can apply for it both online and offline. To apply, you have to follow the steps given below:

How to apply online?

  • To apply online, you must first go to the official website of the bank.
  • On the home page of the website, you will see the option of personal loan, click on it.
  • Then you will see the option of Personal Loan for Women, click on it.
  • The loan application form will open in front of you.
  • Enter the information sought in the form and submit the form.
  • After that the bank employees will contact you and the loan process will be continued further.

How to apply offline?

  • First of all you have to go to your nearest bank branch.
  • Will have to go to the bank and contact the bank employee.
  • The bank employee will provide you all the information related to the personal loan for women.
  • Then you have to fill a form.
  • Attach the documents with the form and submit it to the bank.
  • In this way your offline application will be done.

conclusion

In this article we have given you Personal Loan for Women Complete information about has been provided. Any woman can take a personal loan to meet any of her personal expenses. Personal loan can be taken for marriage expenses, higher education, traveling etc.

Many types of Mudra Yojana like Pradhan Mantri Mahila Loan Yojana are being run by the Government of India, which you can take advantage of. If you have any other kind of information about Personal Loan for Women, then you can write to us in the comment section.

FAQ:

What is Women Personal Loan?

When women take a loan to meet their personal expenses, then it is a personal loan. Women can get loan at low interest rate.

What is the personal loan interest rate for women?

Loan is provided to the woman at a low interest rate. If the CIBIL score of the applicant woman is very good, then she can get the loan at an attractive interest rate.

Can housewife get loan?

Yes, you can also get loan from the bank.

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