HSBC Personal Loan, Interest Rate, Features

HSBC Personal Loan In this article you HSBC Personal Loan Will get information about | If you want to apply for a personal loan from HSBC Bank India then this article is for you.

In this article, we will know what is HSBC Personal Loan, what is the interest rate, documents, eligibility of this loan and how can we apply for this Personal Loan etc., so read this article till the end.

in present time HSBC Personal Loan Interest Rate 9.75% p.a. starts from You can avail this loan for a maximum loan tenure of 5 years.

HSBC Personal Loan in Hindi 2022

You can avail HSBC Personal Loan for any of your personal expenses like marriage, children’s fees, home furnishing, family vacation, higher education, medical emergency etc.

You can take this loan for renovation of your home and to meet any of your personal expenses. You can repay your loan through Equated Monthly Installments (EMIs) or through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI) on HSBC Bank account.

to your existing personal loan HSBC Bank Can transfer in The amount given under the personal loan is entirely dependent on the credit history of the applicant, so the CIBIL score of the person applying should be very good.

You can calculate the EMI of your loan with the help of HSBC Personal Loan EMI Calculator by visiting the official website of the bank, so that you will know how much installment you will have to pay at the time of loan repayment.

HIGHLIGHTS:

loan name	hsbc personal loan 2022
name of lender	HSBC Bank
Rate of interest	Starting at 9.75% p.a.
loan tenure	maximum 5 years
processing charge	2% of the loan amount
official website	https://www.hsbc.co.in/

HSBC Personal Loan Interest Rate 2022

HSBC Personal Loan interest rate 9.75% p.a. to 15.50% p.a. is | If your credit profile is very good, then you can take advantage of the bank’s attractive interest rates.

If you apply for that loan without knowing the correct interest rate of the loan, then you may have to face problems at the time of paying the loan.

HSBC Personal Loan Benefits and Features

• You can avail HSBC Bank personal loan to meet any of your personal expenses.
• The loan processing fee is up to 2% of the loan amount.
• You do not need to provide any collateral/guarantor to apply for HSBC Bank Personal Loan.
• Easy Documentation, Quick Processing & Disbursement |
• This loan can be taken for a maximum period of 60 months i.e. 5 years.
• Facility to transfer your existing Personal Loan to HSBC Bank.
• loan repayment mode : You can repay the loan through Equated Monthly Installments (EMIs) or through Electronic Clearing System (ECS) or by setting up a Standing Instruction (SI) on HSBC Bank Account.

HSBC Personal Loan Eligibility

• The applicant must be a resident of India.
• Existing HSBC Customers and Preferred Corporate Customers |
• The minimum age of the person applying should be 21 years.
• Maximum age of the applicant at the time of loan maturity: 60 years for salaried and 65 years for self-employed.
• The minimum annual income of the applicant should be: 4 lakhs or more for Corporate Employee Program and 5 lakhs or more for others.
• Both salaried and self employed individuals can apply for this loan.
• Non-Resident Indian (NRI) individuals cannot apply for HSBC India Personal Loan.
• Loan application is valid in cities Ahmedabad, Bangalore, Chandigarh, Chennai, Kochi, Coimbatore, Hyderabad, Jaipur, Kolkata, Mumbai, New Delhi, Pune and Visakhapatnam (only for HSBC Visakhapatnam employees).

HSBC Bank Personal Loan Documents Required

• Loan application form with one passport size photograph.
• Identity Proof (Any One): Passport / Election-Voter ID Card / Permanent Driving License / Government Employee ID Card / Defense ID Card / Permanent Account Number (PAN) Card / Aadhaar Card / Photo Ration Card / National Rural Employment Guarantee Act (NREGA) ) Job Card |
• Proof of Residence (Any One): Passport / Electoral-Voters ID Card / Permanent Driving License / Ration Card / Society Outgoing Bill (Only from Registered Societies) / Electricity / Water / Telephone Bill / Gas Bill (Pipeline Connection Only) / Property Tax Bill / Domicile Certificate / Registered Rent / Lease Agreement with Address issued by Municipal Corporation (Registered with State Government or similar registering authority).
• Proof of Age (Any One): Passport / Driving License / Birth Certificate / Photo PAN Card / School Leaving Certificate.

Financial Documents:

For Salaried Individual:

• Latest pay slip showing statutory deductions
• form 16
• Salary Account Statement for the last 3 months

For Self Employed Individual:

• Audited/Certified Financials (P&L Account and Balance Sheet)
• Approved IT returns for last 2 years
• Bank statement of the primary account for the last 6 months

How to apply for HSBC Personal Loan?

You can apply for HSBC personal loan either online or offline by following the steps given below:

HSBC Personal Loan Apply Online

• On the home page of the website, in the option of Borrowing, the option of personal loan will appear, click on it.
• On the next page, all the information related to personal loan will appear in front of you.
• To apply, you will see the option of Apply now on this page, click on it.
• A form will open in front of you.
• After entering the required details in the form, you have to click on submit.
• Then the bank will contact you and the loan process will be continued further.

Apply Offline for HSBC Bank Personal Loan

• To apply offline, you must first go to your nearest HSBC Bank branch.
• You will have to contact the bank employee by going to the bank branch.
• The bank employee will provide you all the information related to the personal loan.
• Then your documents will be verified.
• You will be given a form to apply.
• You have to enter the information sought in the form correctly, attach your documents and submit it there.
• If your loan is approved, the loan amount will be transferred to your bank account.

Personal loan fees and charges

processing charge	Up to 2% of the loan amount
Full/Part Prepayment Fee	5% within 1 year of tenure, 4% within 2 years, 3% within 3 years and 2% after 3 years

HSBC Personal Loan Status

If you have applied for the loan and you want to track the status of your loan, then you can do it in many ways. You can track the status of your application by visiting your nearest bank branch or by calling Toll free: 18003090991 or you can check your loan status with the help of net banking facility of the bank.

HSBC Personal Loan Customer Care Number

conclusion

In this article we have given you HSBC Bank Se Loan Kaise Le Tried to give complete information about Any person who wants to apply for HSBC Bank personal loan can get complete information about HSBC personal loan through this article.

If you have any other query regarding this loan, you can call the HSBC Personal Loan customer care number or write to us anytime in the comments.

FAQ: