How to take Yes Bank Personal Loan? Interest rate

YES Bank Personal Loan in Hindi Yes Bank Personal Loan In this article we will tell you Yes Bank Personal Loan in Hindi 2022 will provide information about If you want to take personal loan from YES Bank then this article is for you. personal loan a unsecured loan comes under the category of The bank gives this loan to the customer on the basis of his credit history. Any person for any of his personal work Personal Loan can take

from YES Bank personal loan You have to apply to take it. In this article, we will know what is Yes Bank personal loan, what is the interest rate of this loan, eligibility for it, how can we apply for this loan etc., so read this article till the end.

Also read: SBI Personal Loan

YES Bank Personal Loan in Hindi

Any person can take advantage of personal loan for his personal expenses such as marriage expenses, medical emergency, to get the house repaired, children’s fees, higher education, travel etc. Personal loan is an unsecured loan. The bank does not need to give you any security or collateral to take this loan.

Yes Bank Loan Being an unsecured loan, the lender cannot auction or sell anything belonging to the candidate. having unsecured loan YES Bank Personal Loan Your CIBIL Score provides you on the basis of If your CIBIL score is high then you can take personal loan up to higher loan amount.

Also read: Home Credit Personal Loan

As you know that personal loan is provided by the bank to the customer at your own risk. Due to the high risk, the interest rate of this loan, Home Loan, is more than a car loan or gold loan. Yes Bank Instant Personal Loan The approval depends on several factors such as the applicant’s credit score, income, employment status, repayment status etc. Yes Bank You can get loan amount from Rs 1 lakh to Rs 40 lakh under this loan.

for you to renovate your home YES Bank Home Loan Just as there is no need to apply for a huge loan, you can also renovate your home with a personal loan. You have to apply for this loan. You can apply Yes Bank Personal Loan online by visiting the bank’s official website or you can also apply offline by visiting your nearest bank branch. Yes Bank offers various types of personal loans, which we will get to know in this article.

Also read: Citibank Personal Loan

Highlight of YES Bank Loan

loan name Yes Bank Personal Loan 2022
loan amount Maximum up to Rs 40 lakh
Rate of interest Starting from 10.99% p.a.
loan tenure max 60 months
processing fee up to 2.50%
Application Mode online / offline
official website https://www.yesbank.in/

Also read: Manappuram Personal loan

Yes Bank Personal Loan Interest Rate 2022

The interest rate of YES Bank personal loan starts from 10.99% per annum. Just like before taking a home loan, we Home Loan Interest Rate 2022 Similarly, before taking a personal loan, we need to know about Personal Loan Interest Rate 2022 It is necessary to have information about If you apply for that loan without knowing the interest rate of the loan, then you may have to face a lot of problems at the time of repayment of the loan.

You can find out the cheapest personal loan by comparing between various personal loan interest rates. The personal loan interest rate has a great impact on your loan EMI.

Also read: Best Instant Personal Loan App

Benefits and Features of Yes Bank Personal Loan

  • Any person can take a personal loan for his personal expenses.
  • You can join YES BANK Personal Loan for expenses like Traveling, Vacation, Wedding, Home Renovation, Higher Education, Children Fees etc.
  • You can take a personal loan up to a maximum of Rs 40 lakh from YES Bank.
  • You can take this loan for a loan tenure of 60 months.
  • You do not need to provide any security or collateral to avail Yes Bank Personal Loan.
  • You can choose the loan tenure as per your convenience.
  • if you YES Bank Personal Loan If all the conditions are fulfilled, then your loan is approved in just 1 minute.
  • Once your Personal Loan is approved, the loan amount is transferred to your bank account within a few minutes.
  • Yes Bank personal loan interest rate starts from 10.99% p.a.
  • You can apply for this loan online by taking advantage of the bank’s online service with minimal documentation.
  • After you have given all the documents to the bank, the bank will verify them within just 5 days and will confirm that all the documents given by you are as per the loan of the bank.
  • Customers can transfer their existing loans from other banks or institutions at lower interest rates and can also get additional top-up funding to add to the loan during the same tenure.
  • Bank also provides you doorstep banking services.
  • While applying for Yes Bank Loan, a representative of the bank will visit your home or office to complete the application form as well as the documentation process.
  • Yes Bank provides you Net Banking and Mobile Banking services to perform your banking work efficiently.
  • The bank also provides you the option to select the part pre-payment option.
  • If you are an existing customer of the bank, then you can also take advantage of the attractive interest rates of the bank.

Also read: Pre Approved Personal Loan

Yes Bank Personal Loan Types

YES Bank offers various types of personal loans to the customers. The types of personal loans are as follows:

  • Yes Bank personal loan for holiday
  • Yes Bank personal loan for marriage
  • Yes Bank personal loan for home renovation

YES Bank Personal Loan Eligibility

Before taking a loan, you need to know about the eligibility of this loan. If you are eligible for this personal loan then only you can apply for it. You can check your eligibility in just 1 minute by logging in to the official website of the bank, for this you have to enter the following details:

  • Age
  • monthly income
  • Other recurring monthly expenses including any existing EMIs
  • Employer
  • Employment History: Years in current job
  • Length of stay at current residence (whether rented, owned or mortgaged)

The eligibility criteria to apply for Yes Bank personal loan are as follows:

  • Any salaried or self-employed person can apply for this loan.
  • Your CIBIL score should be good.
  • Applicant age should be between 21 to 60 years.

Also read: Money View Personal Loan

YES Bank Instant Personal Loan Documents Required

Whenever you are applying for Yes Bank personal loan, you should do all your documents together before applying, so that whenever the bank demands documents from you, you can show them all the documents immediately. To apply for Yes Bank Personal Loan, you must have the following documents:

  • application
  • Identity Proof (Passport, Driving License, Aadhar Card, Voter ID)
  • address proof
  • Income Proof – Your salary slip for the last 3 months
  • NOTE: The information provided by you to the Bank can be verified at any time by the authorized staff of the Bank.

Also read: HDB Personal Loan

Things to note before applying for Yes Bank Personal Loan

  • First of all, determine how much money you need.
  • After that you should plan how long you can repay the amount.
  • You should apply for the loan keeping in mind your current income and other possible expenses.
  • Before applying for a personal loan, you should calculate the EMI (Equated Monthly Installment) of the loan so that you can get an idea of ​​how much EMI you will have to pay.
  • You should calculate your eligibility by visiting the official website of the bank.
  • When you get a call from Yes Bank and ask for documents from you, then you have to make sure that you have all the documents with you.

Also read: Paisabazaar Personal Loan

How to apply for Yes Bank Personal Loan?

If you fulfill all the eligibility of personal loan of the bank, then you can apply for this loan both online and offline. Here is the information about both the application process:

How to Apply Yes Bank Personal Loan Online?

If you want to apply online for this loan, then follow the steps given below:

  • First of all you have to visit the official website of the bank yesbank.in But have to come
Yes Bank Personal Loan website
  • On the home page of the website, the option of Personal Banking > Individual > Loans will appear in the menu bar, click on it.
  • on the next page you Personal Loan Click on this option will appear.
  • On the next page, all the information related to Yes Bank personal loan will come in front of you.
  • On this page, you will see a form to apply for a personal loan.
  • Enter all the information asked in this form like name, email id, mobile number, pan card number etc. correctly.
  • After entering all the information click on submit.
  • After this the representative of the bank will contact you and the loan process will be issued further.

Also read: Muthoot Finance Personal Loan

How to apply offline?

  • To apply offline, you have to first go to your nearest YES Bank branch.
  • By going to the bank, you will have to contact the bank employee.
  • The bank employee will provide you all the information related to personal loan.
  • After that your CIBIL score and your documents will be verified.
  • If you fulfill all the conditions of the personal loan of the bank, then the loan process will be continued further.
  • After a few minutes of loan approval, the loan amount will be transferred to your bank account.

Also read: Mahindra Finance Personal Loan

Yes Bank Personal Loan EMI Calculator

Before applying for Yes Bank personal loan, you should calculate the EMI of your loan so that you can find out how much EMI you will have to pay to repay the loan. If you calculate the EMI of the loan before applying for the loan, then you will not have to face the trouble later.

The EMI of the loan depends on three main factors – loan amount, loan tenure and interest rate. You can go to the official website of the bank Personal Loan EMI Calculator You can calculate your loan by using

Also read: Fullerton india personal loan

Yes Bank Personal Loan Charges & Processing Fee

  • Processing Fee – Up to 2.50% of the loan amount
  • Check Bounce Fee – ₹ 750
  • Loan Cancellation Fee – ₹ 1000
  • Additional Repayment Charges – ₹ 750 + GST
  • Other Charges – ₹ 750

Yes Bank Loan Customer Care Number

Email & SMS yestouch@yesbank.in
SMS ‘HELP’ space
+91 9552220020
Call Us – India Toll Free – 1800 1200
Call Us – outside India +91 22 4935 0000 (From Outside India)
1833 380 0149 (USA)
1833 491 0559 (CANADA)
800 048 9153 (UK)
8000 3570 2510 (UAE)

Also read: How to get Mahila Personal Loan

Conclusion

In this article we have you YES Bank Personal Loan in Hindi 2022 Full information is provided about Any person who wants to take a personal loan from YES Bank can understand the process of applying for this loan by reading this article. If you are facing any kind of problem in applying for this loan or you want to know more about this loan then you can get information by calling Yes Bank personal loan customer care number.

If you still have a question in your mind that Yes Bank Se Loan Kaise Le, then you can write us in the comment below. Hope friends you have found this article informative. If you liked this article then please share it with your friends.

Also read: Deutsche Bank Personal Loan

Questions related to Yes Bank personal loan:

Q. What is Yes Bank Personal Loan?

Ans. When any person takes a loan to meet any of his personal expenses, it is a personal loan.

Q. How can I get a personal loan from Yes Bank?

Ans. You have to apply for a personal loan from YES Bank. You can apply for this loan both online and offline.

Q. What is the interest rate of YES Bank personal loan?

Ans. The interest rate of this loan starts from 10.99% per annum.

Q. How much personal loan can I get from Yes Bank?

Ans. 40 lakh up to Rs.

Q. How to apply for Yes Bank Personal Loan?

Ans. The complete process to apply for the loan is given in this article. You can apply for this loan by reading this article.

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