How to take Yes Bank Home Loan?, Interest rate

Yes Bank Home Loan Yes Bank Home Loan Interest Rate In this article we will tell you Yes Bank Home Loan in Hindi 2022 will provide information about If you want to take home loan from YES Bank then this article is for you. home loan secured loan comes under the category of Home is our little piece of heaven.

It is the dream of every person to have his own house. But we need money to build a house. In this situation if no one is helping you then you can apply for Yes Bank Home Loan and fulfill your dream of home.

In this article, we will know what is Yes Bank Home Loan, what is the interest rate of this loan, what are the documents and eligibility for this loan and how can we get this loan. Home Loan etc., so you are requested to read this article till the end.

Also read: SBI Home Loan

Yes Bank Home Loan

Any person to build a house, renovate a house or buy a house Home Loan can take Yes Bank Offers you a convenient home loan at competitive home loan interest rates so that you can meet your financial needs. The home loan amount offered by the bank under Home Loan depends on many factors like your income and repayment ability, your CIBIL Scoreage, number of dependents etc.

If your income and your credit score is very good then you can get home loan amount up to higher loan amount. With YES Bank, you can take a home loan from Rs 10 lakh to Rs 10 crore. Yes Bank Home Loan Interest Rate 6.70% p.a. You can apply both online and offline to get Yes Bank Home Loan. If you just want to renovate your home then you can do it Yes Bank Personal Loan But the interest rate of personal loan can be higher than that of home loan.

Also read: Aavas Finance Home loan

Highlights of YES Bank Loan

loan name	Yes Bank Home Loan 2022
name of the lending bank	Yes Bank
Loan Amount	10 lakh to 10 crore rupees
Interest Rate	Starting from 6.70% p.a.
processing fee	Up to 2% of the loan amount subject to a maximum of Rs.10,000
loan tenure	up to 35 years
Application Mode	online / offline
customer care number	1800 1200.
RAAC Rate	8.95% to 11.80%
official way website	https://www.yesbank.in/

Also read: Navi Home Loan

Yes Bank Home Loan Interest Rate 2022

Yes Bank home loan interest rate starts from 6.70% p.a. If you are an existing customer of the bank, then you can take advantage of the attractive interest rates of the bank. Like before taking personal loan Personal Loan Interest Rate 2022 Similarly, before taking a home loan, we need to know about Home Loan Interest Rate 2022 It is necessary to have information about

If you do not know about the interest rate of that loan before applying for a home loan, then you may have to face trouble at the time of repayment of the loan. Before applying for the loan, you should compare the interest rate of other home loan with Yes Bank home loan interest rate so that you can find the cheapest loan.

Also read: home loan for women

Benefits and Features of Yes Bank Home Loan

• All salaried and self-employed individuals can apply for this home loan.
• From YES Bank, you can get an amount of 10 lakh to 10 crore rupees under home loan.
• Yes Bank home loan interest rate starts from 6.70% p.a.
• You have to pay processing fee up to 2% of the loan amount.
• The amount disbursed under home loan depends on many factors like income of the applicant, repayment ability, age, credit history etc.
• You can take a home loan for buying a house, for construction of a house, for home renovation, for purchase of a plot, etc.
• With Yes Bank Home Loan, you can avail the facility of home loan top up, home loan transfer.
• You can transfer your existing loan to reduce your EMI.
• Yes Bank Home Loan 2022 You can get it for a longer period of up to 35 years.
• Nil prepayment fee is charged by the bank.
• For the convenience of the customers, the bank provides doorstep service.
• You can further increase your loan eligibility and loan approval chances by adding a co-applicant to your loan.
• You can add your spouse or family members as co-applicants for the loan.

Also read: City Union Bank Home loan

Yes Bank Home Loan Eligibility

If you are eligible for Yes Bank Home Loan then you can apply for this loan. Before applying for home loan, you should calculate your eligibility so that you can know whether you are eligible for this loan or not. Apart from this, you can visit the official website of the bank. Home Loan Eligibility Calculator You can calculate your eligibility by using The main eligibility for Yes Bank Home Loan is as follows:

• Self-employed and salaried all can apply for this loan.
• Applicant’s age should be between 21 to 70 years.
• The monthly income of the salaried person should be Rs 20,000 and the annual income of the self-employed should be at least Rs 4 lakh.
• Required work experience for salaried employees: 2 years
• Business Stability for Self Employed Individuals : 3 Years

Also read: Deutsche Bank Home Loan

Yes Bank Home Loan Documents Required

Before applying for Yes Bank Home Loan, you should get all your documents together so that whenever the bank asks you for documents, you can show them immediately. If you give all the documents to the bank then it will help you in getting your loan approved quickly. To apply for this home loan, you must have the following documents:

Documents	salaried	Self employed
application with photo	Yes	Yes
Aadhar Card (not mandatory for NRIs)	Yes	Yes
KYC	Address proof identity proof signature proof	Address Proof (Office and Residence) identity proof signature proof
PAN Card/Form 60	Yes	Yes
proof of income	Last 3 Months Salary Slip and IT Return / Form 16	Profit and Loss Account including IT Returns, Audited Balance Sheet and Tax Audit Reports for the last 2 years along with computation of income, if applicable and proof of turnover through latest Sales/Service Tax Return
eligibility proof	Not Applicable	Yes (Applicable for Self-Employed Professionals)
Bank statement	Last 6 months from the account where salary is credited	Last 6 months from operative account

Also read: Indian Bank Home Loan

How to Apply Yes Bank Home Loan?

If you fulfill all the conditions of the bank then you can apply for this loan. You can apply for this home loan both online and offline. Information about both the process of applying is given here. You can apply for a home loan and track the status of your application by calling the Yes Bank helpline number 1800 1200.

Yes Bank Home Loan Online Apply

If you want to apply online for this home loan, then follow the steps given below:

• First of all you have to visit the official website of YES Bank. https://www.yesbank.in/ But have to come

• On the home page of the website, the option of PERSONAL BANKING > INDIVIDUAL > Loans will appear, click on it.
• After clicking you will be on the next page Home Loan Click on this option will appear.
• On the next page, all the information related to home loan will come in front of you and on this page you will see a form.
• In this form, you have to enter all the requested information like name, mobile number, pin code etc. correctly and submit the form.
• After submitting the form, the bank representative will contact you and proceed with the loan process.
• If you fulfill all the conditions of the bank then your loan will be approved and the loan amount is transferred to your bank account.

Also read: IOB Home loan

How to apply offline?

• First of all you have to go to your nearest YES Bank branch.
• By going to the bank, you have to contact the bank employee.
• The bank representative will provide you all the information related to the home loan.
• After that you have to give all your documents and fill a form.
• The bank employee will verify your documents and will inform you about the amount up to which you are eligible.
• If you comply with all the conditions of the bank, then the loan process will be issued further.

Also read: Shriram Finance Home Loan

Yes Bank Home Loan EMI Calculator

Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan. The EMI of the loan depends on three main factors – loan amount, interest rate and loan tenure. If you do not calculate the EMI of your loan before applying for the loan, then you may have to face a lot of problems at the time of loan repayment.

You can go to the official website of YES Bank Home Loan EMI Calculator With the help of this you can calculate your loan EMI online. You can find out the best loan by comparing the EMIs of different home loan.

Also read: Reliance Home Loan

Yes Bank Home Loan Fees & Charges

• Processing Fee – 2% of the loan amount, up to Rs.10,000
• Part-Payment/Pre-payment/Loan Pre-closure/Foreclosure Charges:
  • Nil for floating rate loan
  • Fixed interest rate 4% on the principal outstanding during the period
• Late Payment Fee / Penal Interest Rate (Default Interest Rate) – 24% p.a. i.e. @ 2% p.m. on overdue installments
• Additional interest – 2% p.a. over and above the interest rate applicable on outstanding loans
• Repayment Mode / Check Swap Fee – Rs.500
• Check Bounce/Return Fee – Rs 750
• Account Details / Amortization Schedule (On Registered E-mail ID) – Nil
• Account Statement / Amortization Schedule (Physical Mode or Through Branch) – Rs.100
• Prepayment details fee – Rs.100
• Duplicate No Objection Certificate (NOC) – Rs 100
• Loan Cancellation / Rebooking – Rs 2000
• Legal, Possession and Contingent Charges – On Actual
• Document retrieval fee (per consultation) (photocopy/scanning, etc.) – Rs.500

Also read: GIC Home loan

Yes Bank Home Loan Customer Care Number

• Toll Free Number – 1800 1200

Conclusion

In this article we have you Yes Bank Home Loan in Hindi 2022 Provided complete information about Any person who is thinking of building a house and after that there is a shortage of money, then he can join Yes Bank home loan and build his dream home. The complete process to apply for this loan is given in this article.

If you are facing any problem in applying for this home loan or you want to know how to get home loan, then you can get information by calling Yes Bank Home Loan customer care number. Hope friends you have found this article informative. If you liked this article then please share it with your friends.

Also read: Indiabulls Home loan

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