How to take UCO Bank Home Loan?, Interest Rate

UCO Bank Home Loan UCO Bank Home Loan In this article we will tell you UCO Bank Home loan in Hindi 2022 will provide information about If you are thinking of building a house and you are short of money then you can join UCO Bank home loan. It is the dream of every person to have a pucca house of his own. But we desperately need money to build or buy a house.

In this situation, if no one helps you with money, then you can contact UCO Bank. Home Loan can take UCO Bank Home Loan You have to apply to get In this article, we will know what is UCO Bank Home Loan, what is the interest rate of this loan, documents, eligibility and how can we apply for this home loan etc. Read this article till the end.

Also read: SBI Home Loan

UCO Bank Home loan

As you know that UCO Bank is a commercial bank. Like other banks, only UCO Bank provides home loan. You can take UCO Bank Home Loan to build a house, buy a house or renovate a house. The home loan amount given under the home loan is your income, CIBIL Scoredepends on factors such as age. Under UCO Bank Home Loan, you can take a home loan from Rs 15,00,000 (15 lakh) to Rs 5 crore, but if your income is very high then you can get a home loan up to a higher loan amount.

Also read: Yes Bank Home Loan

UCO Bank Home Loan interest rate from 6.50% p.a. begins | If your income, CIBIL score is very good and you are an existing customer of the bank, then you can take advantage of the attractive interest rates of the bank. You can take this loan for a loan tenure of 30 years. You do not have to pay any prepayment charges under UCO Bank Home Loan. UCO Bank offers many types of Home Loan Schemes. If you fulfill all the conditions of this home loan, then you can find this loan attractive. Home Loan Interest Rate 2022 can take advantage of.

Under the home loan of UCO Bank, you are eligible for the Government of India Pradhan Mantri Awas Yojana 2022 You can also get Home Loan Subsidy by applying in If you just want to renovate your home then you can do it UCO Bank Personal Loan But the interest rate of personal loan can be higher than that of home loan. Before applying for a home loan, you can calculate your loan EMI with the help of UCO Bank Home Loan EMI Calculator to help you get the loan.

Also read: India Shelter Home Loan

Highlights of UCO Bank Loan

loan name	UCO Bank Home Loan 2022
name of the lending bank	UCO Bank
loan amount	For Construction / Purchase / Acquisition / Expansion – no upper limit for repair/renovation – Rs 15 lakh
Rate of interest	Starting from 6.50% p.a.
loan tenure	30 years
processing fee	0.5% of the loan amount, Minimum – Rs 1500, Maximum – Rs 15,000
Application Mode	online / offline
official website	https://www.ucobank.com/

Also read: Navi Home Loan

UCO Bank Home Loan Interest Rate 2022

UCO Bank Home Loan Home Loan Interest Rates 6.50% p.a. starts with | Your credit score matters a lot while taking a home loan from UCO Bank. If your CIBIL score is very good and you fulfill all the conditions of the bank, then you can take advantage of the attractive interest rates of the bank.

For the home loan we are applying for and we are not aware about the interest rate charged on that loan, then we may face a lot of problems at the time of loan repayment, so whenever you apply for home loan Apply, then first get information about the interest rate of that loan. You can compare various home loan interest rates with UCO Bank home loan interest rates to find the best loan.

Also read: home loan for women

UCO Bank Home Loan Benefits and Features

• If you do not have a house and you are thinking of building a house and you are short of money then you can join UCO Bank Home Loan.
• Any individual can take home loan from UCO Bank for building, buying or renovating a house.
• If you are an existing customer of the bank, then you can take advantage of the attractive interest rates of the bank.
• The amount disbursed under home loan depends on factors like your income, credit score, age.
• If your income is high and your CIBIL score is high, then you can take a home loan up to a higher loan amount.
• You can take a home loan up to Rs 15 lakh for home renovation/renovation and there is no upper limit for construction/purchase/acquisition/extension.
• UCO Bank Home Loan The interest rate starts from 6.50% p.a.
• If your CIBIL score is good then you can take advantage of the attractive interest rates of the bank.
• The processing fee of UCO Bank Home loan is 0.5% of the loan amount, minimum Rs 1500 and above Rs 15000.
• You can take this loan from the bank for a loan tenure of 30 years.
• There is no prepayment fee on this loan.
• Security – EMTD of the financed asset, no third party guarantee.
• The tax relief on principal and interest components on this home loan will be available as per the prevailing provisions under the Income Tax Act.

Also read: City Union Bank Home loan

Types of UCO Bank Home Loan

UCO Bank offers many types of Home Loan Schemes which are as follows:

• UCO Home
• UCO Pre Approved Home Loan
• UCO Top – Up Home Loan
• Approved Builder Project Tie-Up List

UCO Pre Approved Home Loan:

• If your property has not yet been identified / finalized, then you can get in-principle approval under this home loan from the bank.
• For this loan, you have to pay the processing fee of 0.25% of the loan amount, minimum Rs 1000 and maximum up to Rs 10,000.

UCO Top – Up Home Loan:

• Under this loan, the existing home loan borrowers will be able to meet their various needs regarding education, repair, renovation and home furnishing, business needs, agricultural purpose etc. by increasing the mortgage charge on the property already mortgaged to the bank. to provide finance.
• Under this home loan, you can take a minimum amount of Rs 1 lakh and maximum amount up to Rs 25 lakh.
• Overdraft – Maximum Rs 2 lakh or 10% of the original home loan
• The top-up loan shall not in any case exceed the principal loan amount.
• Processing Fee – 0.10% of the loan amount or maximum Rs.10,000.

Also read: Deutsche Bank Home Loan

UCO Bank Home Loan Eligibility

There are certain eligibility criteria to apply for this home loan. If you fulfill all these eligibility then you can apply for this loan. To apply you must have the following eligibility:

• Any Salaried Person (Salaried Person) and Self Employed (Self Employed) person can apply for this home loan.
• Residents and non-residents of India can apply.
• The minimum age of the applicant should be 21 years and maximum 75 years.
• You can take a UCO Bank Home Loan for the following purposes:
  • Ready To Buy Homes, Flats |
  • For expansion/repair/renovation of existing house/flat.
  • Takeover of home loan taken from other banks/financial institutions.
  • You can also take this home loan for the decoration of your home.
  • To buy a 40 year old house or flat.

Also read: Indian Bank Home Loan

UCO Bank Home Loan Documents required

You will need UCO Bank home loan documents to apply for a home loan. Before applying for a home loan, you should keep the documents together so that whenever the bank asks for the documents from you, you can show them all the documents immediately. The document is as follows:

salaried person	self-employed person
Application form duly filled and signed with photograph	Application form duly filled and signed with photograph
Identity, Address and Age Proof	Identity, Occupation Address Proof, and Age Proof
Salary slip of last 3 months	ITR and financial statements, including balance sheet, profit and loss account, schedule
Bank statement of last 6 months	Bank statement of last 12 months
Form-16 and Income Tax Return (ITR) Two Year Details	For Partnership Firms: Latest Partnership Deed For Companies: Latest Memorandum and Articles of Association (CA Certificate on Profit Sharing Ratio/List of Directors/Shareholding Partnership) For Limited Liability Partnership: LLP Agreement
property title document	property title document

Also read: IOB Home loan

How to Apply UCO Bank Home Loan?

If you fulfill all the conditions of this bank’s home loan, then you can apply for this loan. You can apply for this loan both online and offline. Information about both the process of applying is given here.

UCO Bank Home Loan Online Apply

If you want to apply for this loan online from your mobile phone, then follow the steps given below:

• First of all you have to visit the official website of UCO Bank. https://www.ucobank.com/ But have to come

• On the home page of the website you will find Home Loan Click on this option will appear.
• After clicking, all the information related to home loan will come in front of you on the next page.
• If you fulfill all the conditions of this loan, then you will get on this page. Apply Now Click on this option will appear.
• After clicking, the form will open in front of you.
• Enter all the information asked in the form correctly and submit the form.
• After that the representative of the bank will contact you and the loan process will be issued further.

Also read: Shriram Finance Home Loan

How to apply offline?

• To apply offline, you have to first go to your nearest UCO Bank branch.
• By going to the bank, you will have to contact the representative of the bank.
• The bank employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• Then you will be given an application form which you have to fill correctly and submit it to the bank.
• If your loan is approved then the loan amount will be transferred to your bank account.

Also read: Reliance Home Loan

Home Loan Fees & Charges

• Processing Fee – 0.5% of the loan amount, minimum Rs.1500 to a maximum of Rs.15000
• Prepayment Fee – Nil

UCO Bank Home Loan EMI Calculator

Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan. If you apply for a home loan without calculating the EMI of your loan, then you may face difficulties at the time of loan repayment.

Home loan EMI depends on three main factors – loan amount, interest rate and loan tenure. You can visit the official website of UCO Bank Home Loan EMI Calculator You can calculate the EMI of your loan by using

Also read: GIC Home loan

UCO Bank Loan Customer Care Number

Toll Free Number	1800 103 0123
For ATM hotlisting & helpline mail	uco.custcare@ucobank.co.in
Other ATM Queries	hoatm.calcutta@ucobank.co.in
E-banking related queries	hoe_banking.calcutta@ucobank.co.in
Customer Grievances	hopgr.calcutta@ucobank.co.in
Customer Feedback/suggestions	customercare.calcutta@ucobank.co.in
M-banking related queries	uco.mbanking@ucobank.co.in

Also read: Indiabulls Home loan

Conclusion

In this article we have you UCO Bank Home loan Details in Hindi 2022 Provided complete information about If you are thinking of building a house and you are short of money then you can join this home loan. If you are facing any problem in applying for this loan then you can contact UCO Bank Home Loan Customer Care Number – 1800 103 0123 by calling.

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Also read: DHFL Home Loan

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