Bank of India Personal Loan: If you need urgent money then you can join Bank of India Personal Loan. Bank of India offers personal loan facility to its customers with attractive interest rates.
in present time Bank of India Personal Loan Interest Rate 9.75% p.a. starts from Under this Bank of India loan up to Rs.20 lakh Loan can get You can avail this loan for a loan tenure of 84 months.
Any person can take advantage of personal loan to meet any kind of personal expenses. In this article, friends, we will get complete information about Bank of India Personal Loan in detail, so you are requested to read this article till the end.
Bank of India Personal Loan in Hindi 2022
You can take BOI Personal loan for your personal expenses such as for the expenses of marriage, interest, medical, home repairs, traveling etc.
The special thing about Bank of India Loan is that while taking this loan, the bank does not have to tell you where you are going to use the loan amount. You can use this amount anywhere as per your wish.
Since Bank of India Personal Loan is a secured loan, your CIBIL score matters a lot, so pay attention to your credit profile before taking the loan.
Bank of India personal loan BOI Star Personal Loan Can also know from If you need money urgently bank of india loan apply can do
Before applying for this loan, calculate your loan EMI with the help of Bank of India Personal loan EMI Calculator so that you can know the amount of installments you will have to pay at the time of loan repayment.
HIGHLIGHTS:
| Article | How to take loan from Bank of India? |
| lending bank | Bank of India |
| loan amount | 10,000 to 20 lakh rupees |
| Rate of interest | Starting at 9.75% p.a. |
| loan repayment period | 84 months |
| loan type | Unsecured loan, Secured loan |
| application mode | online and offline |
| official website | bankofindia.co.in |
Bank of India Personal Loan Interest Rate 2022
in present BOI Personal Loan Interest Rate 9.75% p.a. starts from. Before applying for a personal loan, you must have proper knowledge about its interest rate so that you do not have to face any kind of problem further.
Types of Bank of India Personal Loan
The bank offers various types of personal loans as per the needs of the customers which are as follows:
- Star Personal Loan
- Star Pensioner Loan
- Star Suvidha Express Personal Loan
- Star Mitra Personal Loan
- Star Personal Loan – Doctor Plus
Bank of India Personal Loan Features and Benefits
Before taking BOI Personal loan, you can know its features and benefits here:
- You can take a personal loan from Rs 10,000 to Rs 20 lakh from this bank.
- If you are a Salaried Person and your Salary Account is in this bank, then you get this loan in very few documents and your loan is approved in a very short time.
- you this Bank of India Personal Loan Can be taken to meet expenses for marriage, medical, educational expenses, purchase of consumer durables, home furnishing, holiday.
- To take a personal loan from Bank of India (BOI), you can give a missed call to its helpline number 8010968305 or SMS to 7669300024.
- For more information, you can contact by visiting the nearest branch.
- Salaried Permanent Employees, Professionals and High Net Worth Individuals, Regular Pensioners or Family Pensioners, Staff Members, Retired Employees (other than Dismissed/Compulsorily Retired) receiving regular monthly pension through our Bank’s branch Apply for can do
- You have to pay a processing fee of 2% of the loan amount.
- If you are in dire need of money and your relative or friend is not helping you, then in this situation you can apply for Bank of India Personal Loan.
- The rate of interest of Bank of India personal loan varies from time to time.
BOI Personal Loan Eligibility
- Salaried permanent employees, professionals and high net worth individuals can apply for this loan.
- Regular pensioners or family pensioners of Bank of India can apply for this loan.
- Persons receiving regular monthly pension through staff members, retired employees (other than dismissed/compulsorily retired) are eligible.
- No information has been given regarding the age limit on the official website of Bank of India (BOI), but generally the minimum age of the applicant should be 21 years and maximum 60 years.
BOI Personal Loan Documents Required
- Signed Application Form with Photograph
- Copy of Passport/Voter ID Card/Driving License
- processing fee check
- Last 3 months bank statement / 6 months bank passbook
- latest pay slip
- Latest Form 16. current dated salary certificate with
How to apply for Bank of India Personal Loan?
Follow the steps given below to apply for BOI personal loan:
Bank of India personal loan apply online:
- On the home page of the website, you will see the option of personal loan, click on it.
- After clicking, the next page will open.
- After coming to the new page, you will see the option of Apply Now, click on it.
- The application form will open in front of you.
- You have to enter all the information sought in the form correctly and submit the form.
- After that the bank officials will contact you.
- Will verify your documents and continue the loan process further.
- If you are found eligible for this BOI Personal loan, then your loan will be approved.
- After loan approval, the loan amount is transferred to your bank account.
How to Apply for BOI Personal Loan Offline?
- First of all, you have to go to your nearest Bank of India branch.
- After going to the bank, you have to tell the bank officer that you want to take a personal loan.
- The bank official will give you the personal loan application form.
- You have to enter all the information sought in this form correctly, attach your documents and submit it there.
- The bank official will verify your documents and form.
- On the basis of your Credit Score and Documents, you will be informed that you are eligible for a personal loan up to Rs.
- If you fulfill all the eligibility, then the loan amount is transferred to your account.
How to Check BOI Personal Loan Status?
- First of all you have to visit the official website of the bank.
- After this click on the option of Track Status.
- Two boxes will open in front of you. In this you have to enter Reference No and Ketcha code and click on Check Now.
- After clicking, the status of your application will appear in front of you.
How to login to Bank of India portal?
- To login, first you have to visit the official website of Bank of India bankofindia.co.in.
- On the home page of the website, you will see the option of login, click on it.
- The login form will open in front of you.
- After that you can login to the portal with the help of username and password.
bank of india personal loan customer care number
- Toll-free number – COVID support – 1800 220 229
- Toll-free number (24/7) – 1800 103 1906
- Telephone number (chargeable) – (022) – 4091 9191
- Head office number – 022-6668 4444
conclusion
In this article we have given you How to take loan from Bank of India Complete information about has been provided. Learn from this article how you can take a personal loan from Bank of India (BOI).
If you have any query regarding this loan, you can contact on Bank of India personal loan customer care number or write to us in the comment section.
FAQ:
You can get a personal loan up to a maximum of Rs.20 lakh from Bank of India (BOI).
The interest rate of this loan starts from 9.75% per annum.
You can check the status of your application by visiting the official website of Bank of India (BOI) or by talking to customer care.