Axis Bank Personal LoanIn this article, we will get information about Axis Bank Personal Loan in Hindi. If you are interested in availing Axis Bank Personal Loan then this article is for you.
At present the Axis Bank Personal Loan interest rate ranges from 12% to 21% p.a. Under this loan, you can get a personal loan up to Rs 40 lakh.
In this article, we will get all the information related to Axis Bank Personal Loan like eligibility, documents, interest rate, application process etc., so you are requested to read this article till the end.
Axis Bank Personal Loan in Hindi
Axis Bank Personal Loan is given to you by the bank on the basis of your CIBIL score. The higher your CIBIL score and the better your income, the more attractive you can take a loan from Axis Bank with personal loan interest rates.
You can pay for the expenses of marriage, for higher education, for the repair of the house, for buying or building a house or for other personal work. Axis Bank Personal Loan can take Axis bank approves your loan in a very short time and this loan is transferred to your account in no time.
If you want to know how much installment you will have to pay at the time of loan repayment, then you can calculate it through Axis Bank Personal Loan Calculator. The processing fee for this loan is 1.5% to 2% of the loan amount + GST.
HIGHLIGHTS:
| loan name | Axis Bank Personal Loan |
| Bank | Axis Bank |
| Maximum loan amount | 40,00,000 up to Rs. |
| Rate of interest | 12% to 21% p.a. |
| loan repayment time | 12 to 60 months |
| processing fee | 1.5% to 2% of loan amount + GST |
| official website | www.axisbank.com |
Axis Bank Personal Loan Interest Rate 2022
Currently, the Axis Bank Personal Loan interest rate ranges from 12% to 21% p.a. depending on the official website of Axis Bank. Personal loan being an unsecured loan category, your CIBIL score matters a lot in this and if your CIBIL score is very good then you can get cheap personal loan.
Features of Axis Bank Personal Loan
- If you are in dire need of money and you need it now then you can apply for Axis Bank Instant Personal Loan.
- You can get a loan up to Rs 40 lakh at an attractive interest rate.
- You get 1 year to 5 years to repay the loan.
- Here the people taking loans are divided into two categories. One who is an existing Axis Bank customer and the other who does not have an Axis Bank account.
- You can transfer your existing personal loan to Axis Bank.
- The person applying for Axis Bank Personal Loan should be a Salaried Person, whether it is a Salaried Doctor, Government or Public Sector Employee or Employee in any private or public company, ie that person should have a regular monthly income.
- The process of applying for Axis Bank personal loan can take up to 30 days.
Axis Bank Personal Loan Eligibility
- The person applying should be a Salaried Person i.e. you should have a fixed monthly income.
- Applicant age should be between 21 to 60 years.
- Your monthly income should be at least 15000 rupees.
- Your credit score should be good.
Axis Bank Personal loan Eligibility Calculator
You can calculate your eligibility online by visiting the official website of the bank:
- First of all you need Axis Bank official website But have to come
- after that you Personal Loan Eligibility Calculator Have to come to the page.
- A calculator will open in front of you.
- You have to enter the Date of Birth in it.
- After that select Net Monthly Income and select Expenses.
- After selecting all the information, it will appear in front of you on the right side that how much loan you are eligible for.
Axis Bank Personal Loan Documents Required
- KYC documents (Proof of applicant’s age, nationality etc.)
- Documents declaring continuous employment for the applicant
- A duly filled loan application form
| Document type | Required Documents |
|---|---|
| KYC document | Any one of the following: Passport driving license voter id Aadhar card NREGA job card Letter issued by National Population Register containing name, address. is the description of |
| date of birth proof | Any one of the following: Passport pan card driving license Birth certificate Aadhar card school leaving Certificate |
| signature proof | Any one of the following: Passport pan card banker’s verification |
| proof of income | Latest 2 Months Salary Slip Latest 2 months bank statement showing salary credit One year employment proof (not required if DOJ is mentioned in the pay slip and working for more than 1 year) |
| Other important documents and checks | Completely filled and duly signed application form along with latest passport size color photographs of the applicants. Self-attestation of borrowers on all documents. |
How to Apply Axis Bank Personal Loan?
You can easily apply for this loan both online and offline. To apply, follow the steps given below:
Axis Bank Personal loan apply online
- After visiting the website you loans Under the option of Personal Loan, click on the option.
- After clicking, all the information related to Axis Bank Personal Loan will come in front of you.
- On this page you will see the option of Get instant funds, click on it.
- The form will open in front of you, enter the requested information in it and click on submit.
- After you submit the form, the bank staff will contact you and issue the further process.
How to apply offline?
- To apply offline, you have to first visit your nearest Axis Bank branch.
- Get in touch with the bank staff who will provide you complete information about Axis Personal Loan.
- Then your documents will be verified.
- You have to fill a form and submit the documents to Axis Bank.
- If your loan is approved then the loan amount will be transferred to your bank account.
Axis Bank Personal Loan Fees & Charges
| Repayment Instructions / Means Withdrawal Fee | ₹500/- + GST applicable per instance for dishonor of Cheque / SI / ECS / NAAC debit instruction |
| Swap Fee (Cheque/Instrument) | ₹500/- + GST applicable per instance |
| penalty interest | @ 24% p.a. i.e. 2% p.a. on overdue installments. |
| Duplicate statement issuance fee | ₹250/- + GST applicable per set per instance |
| Duplicate Amortization Schedule Issuance Charges | ₹250/- + GST applicable per set per instance |
| Re-issue of photocopies of loan agreement/documents | ₹250/- + GST applicable per set per instance |
| Credit Information Companies (CIC) Report Issuance Charges | ₹50/- + GST applicable per set per instance |
| duplicate NOC | ₹500/- + GST applicable per set per instance |
| stamp duty duty | As per State Stamp Act |
| foreclosure charges | 5%, 0 to 12 months 4% from 13 to 24 months 3% from 25 to 36 months 2% after 36 months |
How to Check Axis Bank Personal Loan Status?
- First of all visit the official website of Axis Bank.
- As soon as you click on this link, a form of Loan Application Status will open in front of you.
- In this form you will get Application ID Enter the DOB and Captcha code and click on the option of Inquiry.
- After clicking, the status of your loan will come in front of you.
How to login Axis Bank Personal loan?
- In order to login, you will first need to enter the bank official website But have to come
- On the home page of the website, the option to login for personal loan will appear in the login option, click on it.
- Login form will open in front of you.
- In this, you have to log in by entering the login ID and password.
Axis Bank Personal Loan Customer Care
- Toll Free Number – 1-860-419-5555
Conclusion
Friends, in this article we have provided you complete Axis Bank Personal Loan information. Any person can take this loan to meet any of his personal expenses. If you want to get other information about Axis Bank Personal Loan, then you can get information by calling the customer care number of the bank.
Questions Related to Axis Bank Personal Loan:
Only salaried people can apply. Applicant’s age should be 21 to 60 years. The monthly income of the applicant should be at least Rs 15000.
12% to 21% per annum.
You can take a personal loan up to Rs 40 lakh.