How to take loan from Home Credit?

Home Credit Personal Loan Apply: Do you need an instant loan then you are reading the right article because in this article we will give you Home Credit Personal Loan Will provide information about from beginning to end. Home Credit is a non-bank finance company that provides personal loans to its customers at low interest rates.

With Home Credit you can get an instant personal loan of up to Rs.5 lakh. You can avail this loan for a maximum loan tenure of 51 months. The question in the minds of many people is How to take loan from home credit So keep reading this article to know the answer.

Home Credit Personal Loan

in present time Home Credit Personal Loan Interest Rate 24.9% p.a. starts from You can take a personal loan for any of your personal work like marriage expenses, medical emergency, higher education, children’s fees, travel etc.

Home Credit Personal Loan being an unsecured loan, your CIBIL score matters a lot. You do not need any collateral or guarantor to avail a personal loan from Home Credit. From here you can avail a personal loan with minimal documentation.

HIGHLIGHTS:

loan name	Home Credit Personal Loan Hindi 2022
Name of the lending bank	Home Credit
Rate of interest	Starting from 24.9% p.a.
Loan Amount	up to Rs.5 lakh
Loan Tenure	For existing Home Credit customer – 9 months to 51 months For new customers – 6 months to 48 months
processing fee	Up to 5% of the loan amount
official website	www.homecredit.co.in

Home Credit Personal Loan Interest Rate 2022

Home Credit Personal Loan interest rate starts from 24.9% per annum. If you are an existing customer of the bank, then you can take advantage of the bank’s attractive personal loan interest rate. The interest rate can be affected depending on the profile of the applicant.

Home Credit Personal Loan Benefits and Features

• You can avail this loan with minimum documentation.
• You can avail this loan to meet your personal expenses like wedding interest expenses, paying for a vacation, home renovation, consolidating other loans, buying your favorite gadget or any other unplanned for expenses etc.
• After the loan approval, the loan amount is transferred to your bank account within about 5 days.
• Home Credit Personal Loan The processing fee can be up to 5% of the loan amount.
• Under Home Credit Personal Loan, you can get a loan up to a maximum of Rs 5 lakh.
• You can avail the benefit of Top Up Loan on the existing personal loan.
• With this loan you are also provided with the benefits of paid holiday, early foreclosure and life insurance.
• In case of death, you can get life cover up to 1.25 times of the loan amount.
• You can foreclose your loan anytime and for this you do not have to pay any kind of fee.
• You can also contact the Home Credit customer care number for more information about this personal loan.
• With the help of Home Credit personal loan calculator, you can calculate the EMI of your loan, so that you will know how much money you will have to pay at the time of loan repayment.

Home Credit Personal Loan Eligibility

• Salaried or self-employed or pensioners can apply for this loan.
• The age of the applicant should be between 18 to 68 years.
• To apply, it will be mandatory for you to give 1 ID proof and 1 address proof.
• The gap between 2 home credit loan applications should be 90 days.
• You must have an active bank account.

Home Credit Personal Loan Documents Required

Documents for existing customers:

• ID Proof (PAN Card, Passport, Voter ID Card, Driving License)
• Address Proof (Voter ID Card, Driving License, Passport, Government House Allotment Letter, Property Tax Receipt)

Documents for new customers:

• ID proof
• Address proof
• Voter ID Card
• driving license
• Passport

How to apply for Home Credit Personal Loan?

Those who are existing customers can apply through mobile app. You can go to Google Play Store or this link Home Credit App You can download the mobile app by clicking on Follow the steps given below to apply online or offline:

Home Credit Personal Loan Apply Online

• In the option of Products on the home page of the website, you will find Personal Loan The option of will appear, click on it.
• After coming to this page, all the information related to this personal loan will come in front of you.
• You have to read this information correctly, after that on this page you will Apply Now The option of will appear, click on it.
• After coming to the next page, you have to calculate your eligibility with the help of your mobile number.
• After that the registration form will appear in front of you. Enter all the information sought in the form and submit.
• Then the bank will contact you and proceed with the loan process.

Apply for Home Credit Loan Offline

• To apply offline, you must first go to your nearest Home Credit branch.
• After that you will have to contact the concerned employee.
• The employee will provide you all the information related to the personal loan.
• Then your documents will be verified.
• If you fulfill all the conditions of the bank, then after that the process of loan will be continued further.
• If your loan is approved, then after that the loan amount will be transferred to your bank account.

How to download Home Credit Personal loan app?

• First of all you need Home Credit official website But have to come.
• on the home page of the website google play The option will appear, click on it.
• After clicking, the mobile app will open in front of you on the next page.
• You can download it by clicking on install.
• Apart from this, you can also download directly by going to Google play store.

How to Check Home Credit Personal Loan Status?

If you have applied for the loan then you can check your status online. Once your loan is approved, you can track the status of your application through the Home Credit mobile app.

Apart from this, you can call the bank’s helpline number 0124 – 662- 8888 or email ID [email protected] You can also know the status of your application by writing on

Home Credit Loan Fees & Charges

If you foreclose your loan prematurely, then you are not charged any kind of foreclosure fee, the only condition is that there should not be any outstanding balance on your loan. Other fees and charges are as follows:

Processing fee	Up to 5%
Flat rate of interest	24.9% – 55%PA
Days Past Due	1 day	30 days	60 days	90 days	120 days	150 days	180 days
Late Payment Charges	₹ 350	₹ 450	₹ 550	₹ 750	₹ 750	₹ 750	₹ 750
Total Late Payment Charges	₹ 350	₹ 800	₹ 1350	₹ 2100	₹ 2850	₹ 3600	₹ 4350

Contact Us

• First of all you need Home Credit official website have to go on
• on the home page of the website Contact Us The option of will appear, click on it.
• After clicking, the contact details will appear in front of you.

Home Credit Personal Loan Customer Care Number

conclusion

In this article we have given you How to take home credit loan Complete information about has been provided. Anyone can avail this personal loan and can get an amount of up to Rs.5 lakh.

You can apply for this loan both online and offline. Apart from this, you can also apply for a personal loan by downloading the Home Credit app.

For more information about this loan, you can get information by calling Home Credit Personal Loan customer care number or you can comment in the comment box of this article.

FAQ: