How to take Indian Overseas Bank Personal Loan? Rate of interest

IOB Personal Loan in Hindi Indian Overseas Bank Personal Loan: In this article you will get information about Indian Overseas Bank Personal Loan. If you want to take advantage of Instant Personal Loan of Indian Overseas Bank then this article is for you. personal loan a unsecured loan comes under the category of This loan is given by the lender to the customer on the basis of his credit history.

other banks ALL Personal Loan Bank List Like IOB Bank also customers Personal Loan provides the facility of You Indian Overseas Bank Personal Loan You can apply for both online and offline mode. You can avail IOB Personal Loan to meet any of your personal expenses.

In this article, we will know in detail what is IOB personal loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this loan etc., so you can complete this article till the end. read |

Also read: Shriram Finance Personal Loan

IOB Personal Loan in Hindi

You can take a personal loan to meet any of your personal expenses. You can apply for IOB for personal expenses like marriage, higher education, child fees, travel, medical emergency etc. Instant Personal Loan can apply for To take a personal loan CIBIL Score Must be very good Bank does not provide personal loan to people with bad credit score. By the bank keeping in mind the factors like age, income, CIBIL score, place of residence of the applicant. Indian Overseas Bank Personal Loan is provided.

Indian Overseas Bank personal loan interest rate starts from 10.00% p.a. People with a maximum age of 60 years can take advantage of this loan. You Instant Personal Loan App You can apply for instant loan through If you just want to renovate your home then you IOB Home Loan Just as there is no need to apply for a huge loan, you can do it easily with a personal loan.

Also read: Navi personal loan

Under Indian Overseas Bank Personal Loan, you can get 10 times the gross salary or 90% of the cost of the item but maximum loan amount up to Rs.15 lakh. No prepayment fee is charged by the bank. There is a processing charge up to 3% of the loan amount. IOB Personal Loan The maximum loan tenure is 5 years i.e. 60 months. If you want to get other information about this loan, then you can contact on Indian Overseas Bank customer care number.

HIGHLIGHTS:

loan name	Indian Overseas Bank Personal Loan 2022
name of the lender	Indian Overseas Bank
Rate of interest	Starting from 10.00% p.a.
loan amount	up to Rs 15 lakh
processing charge	3% of loan amount
loan tenure	5 year
official website	https://www.iob.in/

Also read: UCO Bank Personal Loan

IOB Personal Loan Interest Rate 2022

Indian Overseas Bank’s Instant Personal Loan interest rate starts from 10.00% per annum. Many factors determine the personal loan interest rate such as the applicant’s CIBIL score, age, income, employment status, etc. People with a very good CIBIL score can get a personal loan at attractive interest rates. Just as home loan before we take Home Loan interest rate 2022 Similarly, before taking a personal loan, we need to know about Personal loan interest rate 2022 It is necessary to have information about

Also read: Manappuram Personal loan

Benefits and Features of Indian Overseas Bank Personal Loan

• any person for any of his personal expenses Indian Overseas Bank Personal loan can take advantage of
• You can get a personal loan of 10 times your gross salary or 90% of the cost of the item but maximum amount up to Rs.15 lakh.
• The interest rate of IOB personal loan starts from 10.00% p.a.
• You can apply for this loan both online and offline.
• The processing charge for the loan is up to 3% of the loan amount.
• Margin – 10% on the price of the item
• The maximum loan tenure of the loan is 5 years.
• IOB Personal Loan But no prepayment fee is charged.
• Security – Hypothecation and appropriate third party guarantee is mandatory on purchase of items out of credit.

Also read: Pre Approved Personal Loan

Indian Overseas Bank Personal Loan Eligibility

• Applicant age should be between 21 to 60 years.
• Salaried people working in government, private or multinational companies are eligible for this loan.
• All persons with regular income whose income is more than Rs 5000 can apply.
• The CIBIL score of the applicant should be very good.
• For more details you can contact your nearest bank branch.

Also read: Money View Personal Loan

IOB Personal Loan Documents Required

Before applying for a personal loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for an Indian Overseas Bank personal loan, you must have the following documents:

• Signed application form with photo
• Copy of Passport/Voter ID Card/Driving License
• Last 3 months bank statement / 6 months bank passbook
• processing fee check
• For Salaried Applicants:
  • latest salary slip
  • Latest Form 16. Present Dated Salary Certificate with
• For Self Employed Applicants:
  • latest bank statement
  • Latest ITR or Form 16

Also read: HDB Personal Loan

How to apply for IOB Personal Loan?

If you fulfill all the conditions of this loan then you can apply for it online and offline. The information about the process of applying is given below:

IOB Personal Loan Apply Online

• To apply online, first you have to visit the official website of the bank iob.in But have to come

• after visiting the website personal loan Click on the option
• After clicking, all the information related to personal loan will come on the next page.
• To apply, you have to click on the option of Apply now.
• The loan form will open in front of you.
• Enter the requested information in this form and click on submit.
• After this the bank will contact you and the loan process will be issued further.

Also read: Paisabazaar Personal Loan

How to apply offline?

• First of all you have to go to your nearest Indian Overseas Bank branch.
• You have to contact the bank employee by going to the bank branch.
• The bank employee will provide you all the information related to personal loan.
• After that your documents will be verified.
• Then you will be given a form, you have to fill that form correctly.
• You have to attach your documents with it and submit it on the same.
• In this way your application will be completed.

Also read: Muthoot Finance Personal Loan

IOB Personal Loan EMI Calculator

Before applying for a personal loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can know how much you will have to pay at the time of loan repayment. You can calculate the EMI of your loan by visiting the official website of the bank with the help of Personal Loan EMI Calculator.

The EMI of the loan mainly depends on the loan amount, interest rate and loan tenure. If you apply for a loan without calculating the EMI, then you may have to face difficulties at the time of loan repayment.

Also read: Mahindra Finance Personal Loan

IOB Personal Loan Customer Care Number

• 24/7 toll-free helpline number : 1800 425 4445/1800 890 4445

Conclusion

In this article we have you IOB Personal Loan Provided complete information about If you need instant money for any of your personal expenses then you can join IOB Bank personal loan. If you have any other type of information regarding this loan, then you can get information by calling IOB Personal Loan Customer Care Number.

If you still have a question in your mind that Indian Overseas Bank Se Loan Kaise Le then you can write to us in the comment. Hope friends you have found this article informative. If you liked this article then please share it with your friends.

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