ICICI Bank Gold Loan: In this article, we will provide you information about ICICI Bank Gold Loan in Hindi. If you need money urgently then you can join ICICI Bank gold loan in this situation.
Under ICICI Bank Gold Loan, you can get a gold loan from Rs 50,000 to Rs 1 crore. The loan tenure of this loan is up to a maximum of 12 months. When we take a loan by pledging our gold ornaments, ornaments or gold coins, then it is a gold loan.
Currently this loan interest rate 10% p.a. starts with. You can apply for ICICI Gold Loan both online and offline.
In this article, we will know in detail what is ICICI Bank Gold Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this loan etc., so you can read this article till the end. .
ICICI Bank Gold Loan in Hindi
ICICI Gold Loan Being a secured loan, you have to pledge your gold as collateral or security. The bank checks the customer’s CIBIL score before giving the loan, so your credit score should be very good. The loan amount given under gold loan depends on your gold.
If your credit history is very good and you fulfill all the conditions of the bank, then you can take advantage of the attractive Gold Loan interest rate of the bank. For any of your work like marriage expenses, medical emergency, education, travel, home renovation etc. ICICI Gold Loan can take.
HIGHLIGHTS:
| loan name | ICICI Bank Gold Loan 2022 |
| Bank | ICICI Bank |
| Rate of interest | Starting from 10% p.a. |
| loan tenure | up to 12 months |
| processing fee | 1% of loan amount |
| Application Mode | online / offline |
| official website | www.icicibank.com |
ICICI Bank Gold Loan Interest Rate 2022
ICICI Gold Loan Interest Rate 10% starts every year. The maximum interest rate can be up to 19.8% per annum. Before applying for ICICI Gold Loan, it is important for you to know about the interest rate of your loan properly.
You can compare the interest rates of various banks and financial institutions with the ICICI Bank Gold Loan Interest Rate to help you get the cheapest gold loan.
ICICI Bank Gold Loan Benefits and Features
- Any person to meet his any type of business, agricultural, personal, emergency or any other financial requirement ICICI Jewel Loan can take advantage of.
- You can go to your nearest bank branch to find out how much loan you can get per gram of gold (ICICI Bank Jewel loan Per Gram).
- Under ICICI Bank Gold Loan, you can get a loan of Rs 50,000 to Rs 1 crore.
- You can get this loan for a maximum loan tenure of 12 months.
- Avail loans with faster processing, attractive interest rates and simpler documentation.
- The bank gives complete protection to your jewellery.
- You can apply for this loan by visiting your nearest bank branch or visiting the bank’s official website and get Instant Gold Loan.
- If you are facing any problem in applying for gold loan, then you can get information by calling ICICI Gold Loan customer care number.
- The processing fee for this gold loan is up to 1% of the loan amount.
- Bank to its existing customers Gold Loan Top-up Provides the advantage of convenience. Under this facility customers can get additional loan amount without pledging any other security or collateral.
- You should calculate your loan eligibility and EMI with the help of gold loan calculator which helps you in availing your loan.
ICICI Bank Gold Loan Eligibility
The eligibility to apply for Gold Loan is as follows:
- Any person can take advantage of this loan to meet any of his needs like business, agriculture, personal, emergency etc.
- Applicant’s age should be between 18 to 70 years.
- You must have pawnable gold.
- Your gold should be of 18 carat or more.
- Other Eligibility
ICICI Bank Gold loan Documents required
Following are the documents required to apply for Gold Loan:
- Two passport size photographs.
- ID Proof like Driving License / Passport Copy / Voter ID Card / Aadhaar Card / Ration Card, any one document has to be submitted.
- Address Proof like Driving License / Voter ID Card / Aadhaar Card / Passport Copy / Job Card issued by NREGA (Any).
- Proof of land holding in case of agricultural loan above Rs 1 lakh.
- Proof of supporting documents for allied agriculture activity loan above 5 lakhs.
How to apply ICICI Bank Gold Loan?
If you fulfill all the conditions of this loan, then you can apply for the loan online and offline or by calling the customer care number of the bank. To apply, follow the steps given below:
ICICI Bank Gold Loan Apply Online
- After visiting the website, in the option of Loans gold loan Click on the option.
- After clicking, all the information related to gold loan will come in front of you.
- You have to read this information correctly.
- to apply Apply Now Click on the option.
- After clicking, a form will open in front of you.
- Enter the information sought in it and click on submit.
- After you submit the application, the bank will contact you and the loan process will be continued further.
How to apply offline?
- To apply offline, you must first go to your nearest ICICI Bank branch.
- Go to the bank and contact the bank official who will provide you complete information about gold loan.
- Then will calculate your gold.
- Your documents will be verified.
- You have to fill a form and attach the documents with it and submit it there.
- If your loan is approved then the loan amount will be transferred to your bank account.
ICICI Gold Loan Fees & Charges
| processing fee | 1.0% of the loan amount |
| assessment fee | Rs 100 to Rs 1250 |
| top up fee | 1% of the top up amount, subject to a minimum of Rs.250 |
| documentation fee | Rs 199 |
| ICICI Bank Gold loan renewal charges | Starting from Rs.300 |
| Stamp duty and other statutory charges | in accordance with applicable state laws |
| foreclosure charges | 1% |
| overdue handling fee | Starting from Rs.200 |
ICICI Gold Loan Customer Care
- Give a missed call on 84448 84448
- Personal Banking : 1860 120 7777
- Wealth / Private Banking : 1800 103 8181
- Corporate / Business/ Retail Institutional Banking : 1860 120 6699
Conclusion
In this article we have you ICICI Gold Loan Complete information about has been provided. Anyone who is in urgent need of money can take advantage of this loan.
We will definitely give you an advice that before applying for the loan, you should calculate the EMI of your loan with the help of ICICI Gold loan calculator so that you do not have to face any kind of trouble in the future.
If you are facing any problem in applying for this gold loan or if you want to get any other information regarding this loan, then you can get information by calling ICICI loan customer care number.
FAQ:
You can find this out with the help of Gold Loan Eligibility Calculator by visiting the official website of ICICI Bank.
The interest rate of this loan starts from 10% per annum.
You can get a gold loan from Rs 50,000 to Rs 1 crore.