Deutsche Bank Home Loan Deutsche Bank Home LoanIn this article you Deutsche Bank Home Loan will receive information about If you want to take advantage of Deutsche Bank Home Loan then this article is for you. Like other banks and financial institutions, Deutsche Bank also provides home loan facility to its customers. home loan one secured loan comes under the category of It is mandatory for you to provide security/collateral for availing a home loan.
Any person to fulfill his dream of home Home Loan can take You can apply for Deutsche Bank Home Loan both online and offline. In this article, we will know in detail what is Deutsche Bank Home Loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this home loan etc., so you can complete this article. Read till the end
Also read: Indian Bank Home Loan
Deutsche Bank Home Loan
One can take a home loan to buy a house/flat, for its construction or for renovation of the house. The lender looks at the credit history of the customer before granting a home loan. so whenever you Deutsche Bank loan before applying for your CIBIL Score pay attention to | If your income is high and your CIBIL score is very good then you can get home loan up to high loan amount and at attractive interest rates. Existing customers can take advantage of the bank’s attractive interest rates. Pradhan Mantri Awas Yojana Under this, you can also get subsidy on home loan. If you fulfill all the conditions of this home loan, then you will get attractive loan from the bank. Home loan interest rate can take advantage of.
Deutsche Bank Home Loan Interest Rate 6.65% p.a. starts with | The maximum you can get a home loan of up to Rs 25 crore. The bank provides loans up to 75% of the present value of the property loan. The application process is simple as the documentation process is simple and friendly. The loan tenure of the home loan ranges from 5 years to 20 years. Processing Fee/Administration Charges up to 1% of the loan amount. If you just want to renovate your home then you can do it Deutsche Bank personal loan can also be completed with .
Also read: IOB Home loan
HIGHLIGHTS:
loan name | Deutsche Bank Home Loan 2022 |
name of the lender | Deutsche Bank |
Rate of interest | Starting from 6.65% p.a. |
loan tenure | maximum 20 years |
processing fee | Up to 1% of the loan amount |
loan amount | Maximum up to Rs.25 crore |
official website | https://www.deutschebank.co.in/ |
Also read: Shriram Finance Home Loan
Deutsche Bank Home Loan Interest Rate 2022
Deutsche Bank home loan interest rate starts from 6.65% p.a. Your home loan interest is calculated on the outstanding loan amount which gets reduced every time you pay the EMI. This significantly reduces your effective interest amount. Before applying for a home loan, it is important for you to be well informed about its interest rate so that you do not face any kind of hassle at the time of repayment of the loan.
You can compare various home loan interest rates with the Deutsche Bank home loan interest rates to find the cheapest loan. If your home loan interest rate is high, then your EMI will also be high which can put you in trouble.
Also read: Navi Home Loan
Deutsche Bank Home Loan Benefits & Features
- Any person can take a home loan from the bank to buy a new house or to renovate his existing house or for the construction of the house.
- You can take a home loan for a maximum loan amount of up to Rs 25 crore.
- Deutsche Bank provides loans up to 75% of the present value of the property.
- Facility to transfer your existing Home Loan.
- Pay less with interest calculated on the daily reducing balance.
- Deutsche Bank Housing Loan Determination of the loan amount depends on other factors like applicant’s income, repayment capacity, age, eligibility, credit history of the applicant.
- You can take Deutsche Bank Home Loan from 5 years to a maximum of 20 years.
- Bank provides you the benefit of special type of insurance scheme.
- You can include your life partner as a co-applicant for the loan.
- You can prepay your home loan in part or in full. You will not be charged any fee for pre-payment.
- The bank provides the facility of top-up loan against the home loan.
Also read: home loan for women
Deutsche Bank Home Loan Types
Deutsche Bank offers several types of home loans which are as follows:
- Home loan against fully completed or under construction properties
- home improvement loan
- home extension loan
- balance transfer
- Home Loans for NRIs
When will the loan be disbursed?
After the following process, the loan amount will be transferred to your bank account:
- Your identity and asset selection
- submission of legal documents
- Legal and technical clearance of property
- Invest your own contribution towards the purchase of the property
Also read: City Union Bank Home loan
Eligibility for Deutsche Bank Home Loan
Only those people can apply for this loan who are eligible for it. Calculation of eligibility depends on factors like applicant’s repayment capacity, income, age, place of residence, employment status, number of dependents, income of spouse etc. All types of salaried and self-employed professionals can apply for Deutsche Bank Housing Loan. The eligibility to apply for a home loan is as follows:
- Both salaried and self-employed individuals can apply for this home loan.
- Applicant’s minimum age should be 23 years.
- Maximum age should be 65 years.
- The minimum annual income of the applicant should be Rs 5 lakh.
Also read: GIC Home loan
Deutsche Bank Housing Loan Documents Required
Before applying for a home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for a home loan, you must have the following documents:
Financial Documents:
for salaried | for self employed |
---|---|
Salary slip of last three months Form 16 or ITR – HR certification showing all allowances and reimbursements (if any) Copy of bank statement (main account) of last 6 months – Repayment details on any existing loan or loan closure letter |
Income tax return for the last 2 years Profit and Loss Account with calculation of Income and Balance Sheet for the last 2 years, duly certified by a CA – Proof of business continuity for the last 3 years Copy of bank statement (main account) of last 6 months Brief note on nature of business, form of organization, customers and suppliers etc. |
Photo ID (any):
- valid passport
- photo pan card
- voter id card
- valid driving license
- Job card duly issued by NREGA
- Signed by an official of the State Government
- Aadhar card or letter issued by UIDAI
Address Proof (Any one):
- valid passport
- voter id card
- valid driving license
- Job card duly issued by NREGA
- Signed by an official of the State Government
- Aadhar card or letter issued by UIDAI
Proof of Signature (Any One):
- valid passport
- banker’s certificate
- driving license
- pan card
Proof of Age (Any one):
- valid passport
- voter id card
- pan card
- Birth certificate
- valid driving license
- Job card duly issued by NREGA
- Signed by an official of the State Government
- Aadhar card or letter issued by UIDAI
Also read: Indiabulls Home loan
How to apply for Deutsche Bank Home Loan?
If you fulfill all the conditions on this Housing Loan then you can apply for this loan. You can apply for this home loan in the following ways:
- Online Application
- to the bank [email protected] writing on
- By SMS HL to 561615
- By calling the bank 24 hrs customer care center at 18602666660
- visiting any branch of the bank
Deutsche Bank Housing Loan Online Apply
- To apply online, you must first visit the official website of the bank. deutschebank.co.in But have to come
- On the home page of the website you will find Apply Now Click on this option will appear.
- The loan application form will open in front of you on the next page.
- Enter all the information asked in the form correctly and submit the form.
- After this the bank will contact you and the loan process will be issued further.
How to apply offline?
- First of all you have to go to your nearest branch of Deutsche Bank.
- You have to contact the bank employee by going to the bank branch.
- The bank employee will provide you all the information related to the home loan.
- After that your documents will be verified.
- Then you will be given a home loan application form.
- You have to enter all the information asked in the form correctly and attach the documents with the form and submit it to the bank.
- If your loan is approved then the loan amount will be transferred to your bank account.
Also read: DHFL Home Loan
Deutsche Bank Customer Care Number
Any person can apply for this home loan by reading this article, but if you want to get other information about this home loan, then you can get information by calling the Deutsche bank customer care number given below:
- Toll Free Number : 1860 266 6601
Conclusion
In this article we have you Deutsche Bank Home Loan 2022 Provided complete information about Anyone can fulfill their dream of home with Deutsche Bank Home Loan. You can apply for this loan both online and offline.
Apart from this, you can also apply for a home loan by calling on Deutsche Bank Customer Care Number. Hope friends you have found this article informative. If you liked this article then please share it with your friends.
Also read: Sundaram Finance Home loan
Questions Related to Deutsche Bank Home Loan:
25 crores up to Rs.
The interest rate starts from 6.65% p.a.
is up to 20 years.
Complete information about applying for this loan is given in this article.