How to take City Union Bank Home Loan?

City Union Bank Home Loan City Union Bank Home Loan In this article you City Union Bank home loan in Hindi 2022 will receive information about If you want to take advantage of City Union Bank home loan then this article is for you. Like other banks and financial institutions, City Union Bank also provides home loan facility to its customers. home loan one secured loan comes under the category of To apply for a home loan, the customer has to provide a guarantor/collateral.

Any person to fulfill his dream of home Home Loan can take You can apply for City Union Bank Home Loan both online or offline. In this article, we will know in detail what is City Union Bank Home Loan, what is the interest rate, documents, eligibility of this loan and how can we apply for this home loan etc., so you can complete this article. Read till the end

Also read: Deutsche Bank Home Loan

City Union Bank Home loan in Hindi

Anyone can take a home loan to build a house, buy a house or renovate a house. The credit history of the customer is kept in mind before giving a home loan by the lender. more income and better CIBIL Score People with high loan amount and attractive interest rate can take home loan from City Union Bank. City Union Bank Home Loan Name CUB Swayam Griha Home loan is | from the bank Prime Minister’s Housing Scheme Under this, you can take advantage of subsidy on home loan.

City Union Bank Home loan Under this, you can take a maximum loan amount of Rs 1 crore. Margin is 25%. City Union Bank Home Loan interest rate starts from 10.25% p.a. The maximum loan tenure of this home loan is 15 years. The processing charge on the loan is up to 1% of the loan amount (minimum Rs.250). You can apply for City Union Bank Housing loan offline by visiting the official website of City Union Bank online or visiting the nearest branch. If you fulfill all the conditions of this home loan, then you will get attractive loan from the bank. Home Loan Interest Rate can take advantage of.

Also read: Union Bank of India Home loan

HIGHLIGHTS:

loan name	City Union Bank Home Loan 202
name of the lender	City Union Bank
loan amount	Maximum Rs 1 crore
Rate of interest	Starting from 10.25% p.a.
processing fee	Minimum of Rs.250 up to 1% of the loan amount
loan tenure	maximum 15 years
official website	https://www.cityunionbank.com/

Also read: IIFL Home Loan

City Union Bank Home Loan Interest Rate 2022

City Union Bank Home Loan Interest Rate 10.25% p.a. starts with | The home loan interest rate depends on factors such as the applicant’s income, CIBIL score, age, place of residence, employment status, repayment capacity, etc. People with high income and very good CIBIL score can take advantage of the attractive interest rates of the bank.

Before applying for a home loan, it is important for you to be well informed about its interest rate so that you do not face any kind of problem at the time of repayment of the loan. You can find out the cheapest home loan by comparing various home loan interest rates with CUB Home loan.

Also read: Indian Bank Home Loan

City Union Bank Home Loan Benefits & Features

• Any person for purchase of ready house/flat, for repair/renovation/transformation/extension of existing house CUB Housing Loan can take advantage of
• The maximum loan amount you can take is up to Rs 1 crore.
• The interest rate of this home loan starts from 10.25% per annum.
• The processing charge for the loan is up to 1% of the loan amount (minimum Rs.250).
• You can take City Union Bank Home loan for a maximum loan tenure of 15 years.
• You can easily get this home loan for the purchase of an under construction flat.
• To acquire existing housing loans from other banks.
• The margin for this CUB Swayam Griha Scheme is : 25%.

CUB Housing Loan Eligibility

• Both salaried and self employed individuals can apply for this home loan.
• Salaried Employees: 60 Months Net Take Home Pay |
• Professional/Business/Self-employed: 5 times of income declared in latest ITR.
• The minimum age of the applicant should be 25 years.
• Maximum age should be 60 years.
• For Salaried Person – Monthly salary should be at least Rs.30,000.
• For Self-Employed/Business/Professional/Farmer – Annual income should be at least 3 lakh rupees.

Also read: Navi Home Loan

City Union Bank Home Loan Documents Required

Before applying for a home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. You need to have the following documents to apply for City Union Bank Home Loan:

ID Proof:

• Aadhar card
• Passport
• pan card
• voter id card
• driving license
• Ration card
• Identity card/confirmation from employer/other bank (subject to branch’s satisfaction).
• ID card issued by recognized educational institutions ID issued by postal authorities.
• Letter from a recognized public authority or public servant (not below the rank of Tehsildar) confirming the identity and residence of the customer to the satisfaction of the Bank.
• Job Card issued by NREGA duly signed by an official of the State Government.
• Letter issued by Unique Identification Authority of India containing details of name, address and Aadhaar number.

Address proof:

• Aadhar card
• Passport
• voter id card
• driving license
• Telephone Bill (not more than two months old – Establishment should be at least before 6 months).
• Bank Account Details |
• Letter from a recognized public authority or public servant (not below the rank of Tehsildar) confirming the identity and residence of the customer to the satisfaction of the Bank.
• Electricity Bill (Latest) Ration Card |
• Letter from the employer (subject to the satisfaction of the bank) ID issued by the postal authorities.
• Job Card issued by NREGA duly signed by an official of the State Government.
• Letter issued by Unique Identification Authority of India containing details of name, address and Aadhaar number.
• Consumer pass book issued by gas agency.
• A rent agreement showing the address of the customer duly registered with the State Government or similar registering authority.

Also read: home loan for women

How to apply for City Union Bank Home Loan?

If you fulfill all the conditions of this home loan then you can apply for this loan both online and offline. The procedure to apply is given below:

City Union Bank Home Loan Apply Online 2022

• To apply online, first you need to visit the official website of City Union Bank cityunionbank.com But have to come

• On the home page of the website in Personal > Loans CUB SWAYAM GRAHA Click on this option will appear.
• On the next page, all the information related to home loan will come in front of you.
• To apply you have to visit this page Apply Now Click on this option will appear.
• Application form will open in front of you.
• Enter the requested information in it and submit the form.
• After this the bank employees will contact you and the loan process will be issued further.

How to apply offline?

• To apply offline, you have to first go to your nearest City Union Bank branch.
• You have to contact the bank employee by going to the bank branch.
• The bank employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• Then you have to fill the loan application form and attach the documents with it and submit it to the bank.
• If your loan is approved then the loan amount will be transferred to your bank account.

Also read: Reliance Home Loan

City Union Bank Home Loan EMI Calculator

Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of ​​how much installment you will have to pay at the time of repayment of the loan. You can go to the official website of the bank Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan.

Home loan EMI depends on the loan amount, interest rate and loan tenure. If you apply for a loan without calculating the EMI of the loan, then you may have to face difficulties at the time of repayment of the home loan.

Also read: GIC Home loan

City Union Bank Customer Care Number

Conclusion

In this article we have you City Union Bank Home loan Details Provided complete information about If you need a home loan, then you can join City Union Bank home loan. For other information about this home loan, you can contact City Union Bank Customer Care Number or by visiting your nearest branch.

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Also read: Indiabulls Home loan

City Union Bank Home Loan Questions: