ICICI Bike Loan: In this article you will get information about ICICI Bank Bike loan. If you want to buy the bike of your dreams and you are short of money then you can join ICICI Bank Two Wheeler Loan.
Before applying for a two wheeler loan, you must have complete knowledge about the bike loan. Like many banks and financial institutions, ICICI Bank provides the facility of providing loans to the customers with attractive interest rates.
For complete information about ICICI bike loan, keep reading this article till the end.
ICICI Bank Two Wheeler loan in Hindi
When we take a loan to buy the bike of our dreams, it is a bike loan or a two wheeler loan. Bike loan is of both type Secured & Unsecured loan. You must have a good CIBIL score to apply for ICICI 2 Wheeler loan.
If your credit score is good then you can take advantage of the loan with the attractive bike loan interest rate of the bank. Under ICICI Two Wheeler loan, you can get loan up to 100% of the cost of your bike.
You can apply for bike loan of ICICI Bank both online and offline without any hassle. You can choose the repayment tenure and EMI of your choice for your easy payment.
You can calculate the EMI of your loan with the help of ICICI Bank Two Wheeler Loan EMI Calculator so that you can get an idea of how much installment you will have to pay at the time of loan repayment.
HIGHLIGHTS:
| loan name | ICICI Bank Two Wheeler Loan 2022 |
| lender | ICICI Bank |
| Loan amount | Up to 100% of the price of the bike |
| processing fee | Up to 2.5% of the loan amount |
| Rate of interest | Minimum – 9.00% Max – 28.00% |
| Application Mode | online / offline |
| loan tenure | 12 to 48 months |
| official website | www.icicibank.com |
ICICI Bank Two Wheeler loan Interest Rate 2022
in present time ICICI bike loan interest rate minimum 9.00% and maximum 28.00% p.a. Is. The bank provides loans to the customers at attractive interest rates. For more information about ICICI Bike loan interest rate, contact the nearest branch of the bank or you can contact ICICI Bank Customer Care Number.
Benefits and Features of ICICI Bank Two Wheeler Loan
- You can avail this loan to buy your favorite bike.
- You can get loan up to 100% of the cost of the bike.
- The interest rate of ICICI bike loan depends on the profile of the applicant which may vary. For more information about the interest rate, you can contact your nearest branch or customer care.
- You can get ICICI Instant Two Wheeler Loan in no time by applying online.
- Those who are pre-approved customers of the bank can avail flat processing fee of up to Rs.1500 on their application.
- ICICI Bank also has a special pre-approved two wheeler loan offer under which you can get a maximum loan of up to Rs 3 lakh.
- These pre-approved two wheeler loan offers are only for those customers who have bank account in this bank. Loans are provided to these types of customers on the basis of their profile.
- Simple Documentation.
- The sanction letter under Tatkal two wheeler loan is valid for a period of 10 days during which you can avail the disbursement.
ICICI 2 Wheeler loan eligibility
- Any salaried and self-employed professional can apply for the loan.
- You must have a good CIBIL score to apply for the loan.
- Applicant’s age should be between 21 to 65 years.
- You can get loan up to 100% of the cost of the bike.
- To take a loan, you have to apply, which you can do online or offline.
ICICI Bank 2 Wheeler loan Documents Required
| salaried | self employed professional |
|---|---|
| application form | application form |
| KYC, | |
| Photo | Photo |
| identity proof | identity proof |
| Address proof | Address proof |
| age proof | age proof |
| bank statement | bank statement |
| signature check | signature check |
| income proof, | |
| Latest Pay Slip / Form 16 | Latest Pay Slip / Form 16 |
| Income Tax Return (ITR) for the latest one year | Income Tax Return (ITR) for the latest one year |
| Other Documentation, | |
| Business Stability Proof / Proprietorship Proof | Business Stability Proof / Proprietorship Proof |
| employment stability proof | employment stability proof |
How to apply for ICICI Bank Two Wheeler Loan?
If you fulfill all the conditions of this loan then you can apply for it both online and offline. To apply, follow the steps given below:
ICICI Bank 2 Wheeler loan apply online
- In the option of Loans on the home page of the website two wheeler loan Click on the option.
- All the information related to bike loan will come in front of you, which you have to read correctly.
- To apply, click on the option of Apply Now.
- The form will open in front of you in which you have to enter some necessary details and click on submit.
- After this the bank will contact you and the loan process will be issued further.
How to apply bike loan offline?
- For this you have to go to your nearest ICICI Bank branch.
- Contact the bank employee who will provide you complete information about 2 wheeler loan.
- Your documents will be verified.
- You have to fill a form with which documents have to be attached and deposited in the same bank.
- If your loan is approved then the loan amount will be transferred to your bank account.
How to Check ICICI Bank Two Wheeler Loan Status?
You can track the status of your application in two ways, online and offline. Offline you can do it by visiting your nearest bank branch. You can check online through ICICI Bank Internet banking.
- You have to first come to the official website of the bank for ICICI Bank Internet Banking.
- You have to login with the help of username and password.
- After logging in, you can check your status in your account.
How to get ICICI Bank Two Wheeler Loan Statement?
Your loan statement contains all the information related to your loan. Such as your outstanding principal, interest rate, loan tenure, EMI etc. You can check this online and offline and download your loan statement online.
To check online, you have to visit the official website of the bank and log in. You can contact your nearest bank branch to check offline.
Two Wheeler Loan Fees and Charges
| Fee details | fee amount |
|---|---|
| Non-refundable loan processing fee: Non-Premium/Premium Vehicles |
Up to 2.5% of the loan amount |
| Non-refundable loan processing fee: super premium vehicle |
Up to 1% of the loan amount |
| documentation fee | normal bike: 2.25% of the loan amount Super Bike: 1.5% of loan amount |
| Registration Certificate Collection Fee | Rs 499 |
| stamp duty | Present |
| part prepayment option | Partial prepayment of loan is not allowed |
| full prepayment fee | 5% on outstanding principal |
| Charges for late payment of loans | 2% per month on outstanding installment |
| swap fee | Rs.500 per transaction |
| bounce fee | Rs.400 per transaction |
| Duplicate Repayment/Amortization Schedule Fee | Rs.500 per schedule |
| Account Fee Details | Rs 200 per statement |
| prepayment detail fee | Rs.100 per statement |
| Duplicate No Objection Certificate (NOC) / Due Certificate (NDC) Charges | Rs.500 per NOC/NDC |
| Revalidation of NOC Fee | Rs.500 per NOC |
| loan cancellation fee | Rs.2,000 per loan |
| Information Utility Charges (Only for Corporate Affairs) | 300 rupees |
| Cash transaction charges for repayment of EMI dues at branches | 100 rupees |
How to Login ICICI Bank Bike Loan?
- To login, first you have to visit the official website of ICICI Bank.
- Click on the option of Home Page Login.
- Login form will open in front of you.
- Enter username and password in it and log in.
ICICI Two Wheeler Loan Customer Care Number
Conclusion
In this article we have you ICICI Bank Two Wheeler loan in Hindi Provided complete information about. Any individual can take advantage of ICICI Bank Two Wheeler Loan to fulfill his bike dream.
If you are facing any kind of problem in applying for this loan, then you can get information by calling ICICI Bank customer care number.
Questions related to ICICI Bank Two Wheeler Loan:
You can get full 100% of the value of your vehicle.
The interest rate of this loan can range from 9% to 28% per annum.
Up to 2.5% of the loan amount.