How to take bike loan from HDFC Bank?

HDFC Bike Loan: In this article, we will provide you information about HDFC Two Wheeler Loan. If you have a dream to buy a bike and you are short of funds then you can join HDFC bike loan.

Before taking a two wheeler loan from the bank, you should know what is a bike loan? Anyone can take a bike loan to buy the bike of their dreams. HDFC Bank is providing bike loan facility to the customers at attractive interest rates.

HDFC Two Wheeler Loan in Hindi

Bike loan is of both type Secured & Unsecured loan. HDFC Bike Loan Your CIBIL Score should be very good to take it. If your credit score is good then you can take advantage of the bank’s attractive bike loan interest rate.

Existing customers of the bank can get Two Wheeler Loan easily and at low interest rate. If you are a pre-approved customer of HDFC bank then you can get loan in just 10 seconds without any documents.

You can get finance up to 100% at attractive interest rates if you are an HDFC Bank account holder for specific models. The loan tenure of HDFC Two Wheeler Loan is 12 to 48 months. You can apply for this loan either online or offline.

You can calculate your loan EMI with the help of HDFC Bike Loan EMI Calculator so that you can get an idea of ​​how much installment you will have to pay at the time of loan repayment.

HIGHLIGHTS:

loan name	hdfc bike loan 2022
lender	HDFC Bank
loan amount	Up to 100% of the cost of the vehicle
Rate of interest	Starting from 14.50% p.a.
loan tenure	12 to 48 months
processing fee	Up to 2.5% of the loan amount
prepayment fee	3% to 6% of the outstanding principal
Application Mode	online / offline
official website	www.hdfcbank.com

HDFC Bike Loan Interest Rate 2022

in present time HDFC Two Wheeler Loan Interest Rate 14.50% p.a. starts with. The interest rate of HDFC Two Wheeler Loan depends on the profile of the customer and may vary depending on the profile of the customer. There are existing customers in the bank, they can get loan at low interest rate.

Benefits and Features of HDFC Bike Loan

• Anyone can take this loan to buy the bike of their dreams.
• You can get loan up to 100% of the value of your vehicle.
• If you are a pre-approved customer of the bank, then you can get loan without documents in just 10 seconds at low interest rate.
• You can apply for this HDFC Bank loan both online and offline.
• After applying you can check HDFC two wheeler loan status online.
• The loan tenure of this loan is 12 to 48 months.
• The processing fee for the loan is up to 2.5% of the loan amount.
• You do not need to provide any guarantor to take this loan.
• After doing all the process by the bank, the loan will be disbursed to you within at least 7 working days.
• To take loan from HDFC bank it is not necessary that you have an account in the bank, even if you do not have an account in the bank, you HDFC 2 Wheeler Loan can apply for.
• If you have a Women Savings Account then you can get HDFC Bank Two Wheeler Loan at interest rate as low as 2%.
• You can get up to 50% rebate in processing fee if you have Women Savings Account.

HDFC Two Wheeler Loan Eligibility

• Any salaried or self-employed person can apply for this loan.
• Applicant’s age should be between 21 to 65 years.
• The minimum monthly income of the applicant should be at least Rs.10,000.
• Your CIBIL score should be good. Generally a CIBIL score of 750 or above is considered good.
• Non-Individual Entities: Registered non-individual entities like private limited companies, partnership firms, limited companies etc. are eligible.
• You do not need to provide any guarantor to take the loan but if you fail to fulfill the eligibility of the bank then you have to give a guarantor.

HDFC Bike Loan Documents Required

Identity Proof:

• Voter ID Card
• driving license
• Passport
• Printout of Aadhar Card / E-Aadhaar (not older than 30 days) / E-KYC (Biometric / OTP based)
• NREGA job card
• Letter issued by National Population Register containing details of name and address.

Address Proof:

• Electricity, telephone, postpaid mobile phone, piped gas / gas passbook, water bill (not more than two months old).
• Property or municipal tax receipt.
• Pension Payment Order (PPO) issued to retired employees of Government Department or Public Sector.
• Letter of allotment of accommodation from the employer issued by State Government or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies and leave and license agreements with such employers allotting official accommodation .

Income proof, if applicable:

• 3 Months Bank Statement / Latest ITR for Self Employed
• 3 Months Salary Slip / 3 Months Bank Statement with Salary Credit / Form 16 for Salaried

How to apply for HDFC Two Wheeler Loan?

If you fulfill all the eligibility of this loan then you can apply for it both online and offline. Follow the steps given below to apply:

HDFC Two Wheeler loan Online Apply

• after visiting the website two wheeler loan came to the option.
• After clicking on this link, all the information related to bike loan will come in front of you.
• You have to read this information correctly.
• to apply Apply Online Click on the option.
• Here you have to enter some information.
• After you submit the form, the bank will contact you and the loan process will be issued further.

How to apply bike loan offline?

• To apply offline, you have to first go to your nearest HDFC Bank branch.
• Contact the bank employee who will provide you all the information related to bike loan.
• Then your documents will be verified.
• You have to fill a form with which the documents have to be attached and submit it to the bank.
• If your loan is approved then the loan amount will be transferred to your bank account within 7 days.

How to Check HDFC Two Wheeler Loan Status?

Check Online:

• First of all you have to bank official website But have to come.
• anymore Status of Loan Applications came to the option.
• A form will open in front of you.
• In this form, you can track the status of your application by entering your application number/referral number or mobile number.

offline Check:

• To check offline, you have to visit your nearest bank branch.
• Contact the bank representative who will help you to track the status of your application.

How to check HDFC Two Wheeler Loan statement?

Your loan statement contains complete information about your loan such as payment date, remaining loan amount, interest rate, remaining EMI etc. You can check HDFC Bank Loan statement online and also download it online.

• To check, first you have to come to the official website of HDFC netbanking.
• You have to login with the help of username and password.
• After logging in, your statement will appear in front of you which you can download.
• You can also get your statement by visiting your nearest bank branch.

How to Login HDFC Two Wheeler Loan?

• To login, you will first need HDFC NetBanking Key official website But have to come.
• After clicking on this link, the login form of NetBanking will open in front of you.
• In this, you have to enter your login ID and password and log in.
• After logging in, you can easily manage your loan account.

hdfc two wheeler loan customer care number

• Customer Care Number : 1800 202 6161 / 1860 267 6161

Conclusion

In this article we have you HDFC Two Wheeler Loan in Hindi Provided complete information about. Anyone can take this loan to buy the bike of their dreams.

If you are facing any kind of problem in applying for the loan, then you can get information by calling on HDFC Bank customer care number.

Questions related to HDFC bike loan: