Bajaj Finance Two Wheeler Loan in Hindi Bajaj Finance Bike Loan: In this article, you will get to know about Bajaj Finance bike loans. If you have a dream to buy a bike and you are short of funds then you can join Bajaj Finance Bike Loan. Before taking a bike loan you should know that What is bike loan?
When we take a loan to buy a bike, it is a bike loan. Like other banks and financial institutions, Bajaj Bike Finance offers loans to customers with attractive interest rates. In this article, we will know in detail what is Bajaj Finance Two Wheeler Loan, what is the interest rate, eligibility, documents of this loan and how can we apply for this loan etc., so you can complete this article till the end. read.
Also read: Bajaj Finance Home Loan
Bajaj Finance Two Wheeler Loan in Hindi
bike loan Secured & Unsecured loan It is of both types. To take a secured bike loan, you have to provide collateral or security but you do not have to provide any security under an unsecured loan. Bajaj 2 Wheeler loan to the customer for his CIBIL Score is given on the basis of If you have a very good credit history and have a good employment, then you can get an attractive bank account. Bike loan interest rate With this you can take advantage of the loan.
You can take this loan to buy a bike of your choice. The loan tenure of Bajaj Finance Bike Loan is 12 to 36 months. You can also close your loan by prepaying the loan amount, for this you may have to pay some charges. The Bajaj Finance Two Wheeler Loan interest rate depends on several factors such as the applicant’s profile. As we know Bajaj bike is one of the most popular bike in India. If you buy a Bajaj bike then it can be easy and safe for you.
Also read: Bajaj Finance Business loan
HIGHLIGHTS:
| loan name | bajaj finance bike loan 2022 |
| lender | Bajaj Bike Finance |
| loan tenure | 12 to 36 months |
| Rate of interest | Starting at 9.25% |
| processing fee | Beyond 1% of the loan amount |
| Application Mode | online / offline |
| official website | https://www.bajajautofinance.com/ |
Also read: Bajaj Finance Personal Loan
Bajaj Finance Two Wheeler Loan Interest rate 2022
Bajaj Finance bike loan interest rate 9.25% p.a. starts with. Before taking a bike loan from any lender, you need to be aware of the interest rate of that loan. This interest rate depends on several factors which are as follows:
- Customer Profile
- A place to live
- loan amount
- Bajaj Auto product for which finance has been sought.
Benefits and Features of Bajaj Finance Bike Loan
- Anyone can take a Bajaj Finserv Two Wheeler loan to buy the bike of their dreams.
- If your CIBIL score is very good then you can take advantage of the attractive interest rates of the bank.
- The interest rate of this loan depends on many factors of the applicant such as applicant’s profile, place of residence, employment status, loan amount etc.
- You can take a loan up to 100% of the on-road price of the bike without any collateral.
- Bajaj Finance Bike Loan The loan tenure is 12 to 36 months.
- Processing fee on this loan beyond 1% of the loan amount.
- You can apply for Bajaj Finance Two Wheeler Loan both online and offline.
- You can get complete details of your loan under Bajaj Finance Two Wheeler Loan Statement.
- You can foreclose your loan, for this you have to pay a fee of 3% of the outstanding principal.
- You… Yourself Bajaj Finance Vehicle loan You can foreclose your loan before your 12th EMI.
- If you do not have a bank account, you can repay your loan in cash.
- The existing customers of the bank are given the benefit of the Pre-approved offer.
- You are given special offers on buying a Bajaj bike.
Also read: Zero Down Payment Bike Loan
Bajaj Finance Bike Loan Eligibility
Any salaried or self-employed individual can avail Bajaj Finserv Bike loan. The factors like credit score, income, outstanding loan of the applicant determine the eligibility of the applicant. Following are the eligibility to apply:
- You must be between 18 to 65 years of age to apply.
- The CIBIL score of the customer should be very good. Generally a credit score of 750 or above is considered good.
- Applicant should be in permanent job for at least 1 year.
- If a self-employed individual then he/she should have two years of IT returns.
- You should have all the necessary documents.
- The customer must have a landline number at the residence or office.
- Applicant should be residing in a city for minimum 1 year.
Also read: IDFC Two Wheeler loan
Bajaj Finance Two Wheeler Loan Documents Required
Before applying for any loan, you should keep all your necessary documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. Following are the documents required to apply for a bike loan from Bajaj Bike Finance:
- Identity Proof: Aadhar Card / PAN Card / Passport / Driving License / Voter ID Card.
- Address proof: Aadhar Card/Driving License/Latest Phone Bill/PAN Card/Passport/Latest Bank Passbook showing current address/Property Document/Latest Electricity Bill/Water Bill.
- Income Proof: New salary slip and other necessary related documents based on the profile of the customer.
Documents for Salaried Person:
- Employment or offer letter.
- Final Pay Slip.
- Latest Form 16
- Bank statement for the last six months.
Documents for Self Employed Person:
- sales tax return.
- Bank statements for the last six months.
- Institute details.
- TDS certificate.
- Income tax return for the last three years.
Also read: ICICI Bank Two Wheeler loan
How to apply for Bajaj Finance Bike Loan?
If you fulfill all the conditions of this bike loan, then you can apply for it both online and offline. To apply, follow the steps given below:
Bajaj Finance Two Wheeler loan apply online
To apply online, first visit the official website of Bajaj Auto Finance bajajautofinance.com But have to come.
- after visiting the website two wheeler loan Click on the option.
- All the information related to bike loan will come in front of you.
- to apply Apply Now Click on the option.
- The loan application form will open in front of you.
- Enter the requested information in it and submit the form.
- After this the representative of Bajaj Auto Finance will contact you and the loan process will be issued further.
- If your loan is approved then the loan amount will be disbursed to you.
Also read: HDFC Two Wheeler Loan
How to apply offline?
- First of all you have to go to your nearest Bajaj Auto Finance branch.
- Visit the branch and contact the branch employee.
- The branch employee will provide you all the information related to the bike loan.
- Will verify your documents.
- You have to fill a form.
- Attach the document with it and submit it there.
Also read: Bank of India Two Wheeler Loan
Bajaj Finance Bike Loan EMI Calculator
You must calculate the EMI of your loan before applying for Bajaj Finance Two Wheeler Loan. By calculating the EMI of your loan, you can find out how much you will have to pay per month and you can apply for the loan accordingly.
You can visit the official website of Bajaj Finance Bike loan EMI Calculator With the help of this you can calculate the EMI of your loan. The bike loan EMI depends on the loan amount, interest rate and loan tenure. As soon as you click on this link, EMI Calculator will open in front of you. You can calculate the EMI of your loan by selecting the loan amount, interest rate and loan tenure.
Also read: How to get home loan?
How to check Bajaj Finance Bike Loan Statement?
Under the Loan Statement, you can keep all the information related to your loan. Under the loan statement, you can check your loan interest rate, statement number, loan repayment information, loan balance etc. The Bajaj Finance Loan Statement keeps you informed about the repayment date from time to time so that you can avoid additional penalties.
You can check the Bajaj Finance loan statement of your Bajaj Two Wheeler loan by following the steps given below:
Check through the Finserv Markets Customer Portal:
- First of all, you have to go to the Finserv Markets portal.
- Enter your registered mobile number.
- An OTP will come on your mobile number, enter it.
- After that click on One Accounts option after which you will be taken to My Finserve Markets.
- Here you will see the details of your linked loan.
- From here you can easily view Bajaj Finance Two Wheeler Loan Statement and download Bajaj Finance Loan Statement.
Check with Finserv Market App:
- First of all you have to download this app.
- You can download this app from Google Play Store or by giving missed call on 87440 60444.
- After opening the app, enter the mobile number.
- An OTP will come on your mobile number, enter it.
- After entering your account is created.
- From here you can check your Bajaj Finance Two Wheeler Loan Statement and download it.
Also read: Axis Bank Two Wheeler Loan
How to check Bajaj Finance Bike Loan Status?
You can track the current status of your loan under the loan status. You can check the status of your application both online and offline. Given below are some ways with the help of which you can check the status of your application:
Via SMS:
- You can check your loan status in no time just through SMS. For this you have to give a missed call on Bajaj Auto Finance helpline number 97177 52222.
From official website:
- First of all visit the official website of Bajaj Auto Finance.
- login option Customer login Click on the option.
- Login with the help of your mobile number.
- You can also log in with other credentials.
- After logging in, you can check the status of your application.
Bajaj Finance Bike Loan Customer Care Number
- Missed call : 97177 52222
- Email ID : bflcustomercare@bflaf.com
CALL US ON OUR LOCAL HELPLINE:
| State | Number |
|---|---|
| Maharashtra | 92258-11110 |
| Gujarat | 85301-33222 |
| Tamil Nadu | 93450-33222 |
| Kerala | 93870-33222 |
| Chhattisgarh | 93026-33222 |
| Bihar | 85308-33222 |
| Karnataka | 93794-33222 |
| Rajasthan | 93516-33222 |
| Punjab | 93576-33222 |
| Delhi | 74289-33222 |
| orissa | 93378-33222 |
| Madhya Pradesh | 74894-33222 |
| Uttar Pradesh | 74995-33222 |
| Jharkhand | 93045-33222 |
| West Bengal | 93784-33222 |
| Andhra Pradesh | 93901-33222 |
Conclusion
In this article you Bajaj Finserv Bike loan Details Get complete information about. If you are facing any kind of problem in applying for this loan then you can contact on Bajaj Finance customer care number. By joining this loan, you can fulfill your dream.
Hope friends, you have found this article informative. If you liked the information given in this article, then please share it as much as possible.
Also read: SBI Bike Loan
Questions Related to Bajaj Finance Bike Loan:
No you can’t buy.
The interest rate completely depends on the profile of the applicant. At present, this interest rate starts from 9.25% per annum.
12 to 36 months.
Starting from 1% of the loan amount.
Complete information about how to apply is given in this article.