Aditya Birla Finance Personal Loan Friends: In this article we will tell you Aditya Birla Personal Loan in Hindi will provide information about If you want to take advantage of Aditya Birla Finance personal loan then read this article till the end.
Aditya Birla is providing Personal Loan to the customers at attractive interest rates. If you want to get this loan, then you have to apply by visiting the official website of Aditya Birla Finance Limited.
Aditya Birla Personal Loan in Hindi
You do not have to give any kind of security or collateral to take Aditya Birla Capital Personal Loan. You can take this loan for marriage, tuition, medical treatment, home repairs etc. Under Aditya Birla personal loan, you can take a loan of up to Rs 50 lakh.
You get 7 years i.e. 84 months to repay this loan. The interest rate under Aditya Birla Personal Loan is decided on the basis of the profile of the person. To apply for this loan, your CIBIL score should be good. If you are a woman then you can get a special discount on Mahila Personal Loan.
If you fulfill all the conditions of this loan, then you can take advantage of this loan with attractive personal loan interest rate. You can calculate your loan EMI with the help of Aditya Birla Personal loan EMI Calculator to find out how much EMI you will have to pay at the time of loan repayment.
HIGHLIGHTS:
| loan name | Aditya Birla Personal Loan |
| name of lending institution | Aditya Birla Finance Limited |
| loan amount | Maximum Rs 50 lakh |
| Rate of interest | is decided on the basis of the profile of the person |
| repayment period | 7 years |
| who can apply | salaried person |
| processing fee | Up to 2% of the loan sanctioned |
Aditya Birla Capital Personal Loan interest rate 2022
Aditya Birla Finance Limited Personal Loan Key Interest Rates 14% to 16.25% up to The interest rate under this loan is decided on the basis of the profile of the person. The interest rates under this loan remain unchanged during the loan tenure.
If we apply for that loan without knowing the interest rate of the personal loan, then we may face problems at the time of repayment of the loan, so it is important for you to be aware of the interest rate properly.
Features of Aditya Birla Personal Loan
- You can get a personal loan from Rs 1 lakh to Rs 50 lakh.
- Salaried person who has monthly income can apply for this loan.
- You can apply for this loan online through the official website of Aditya Birla Capital.
- You are given up to 7 years to repay the loan.
- The interest rate of the loan is decided on the basis of the profile of the person.
- The applicant can add a co-applicant to fulfill the eligibility.
- You can repay the Personal Loan through ECS / NACH.
- When the applicant completes 6 months of regular EMI payment, his foreclosure charges become nil.
Aditya Birla Personal Loan Eligibility
- Applicant’s age should be between 23 to 60 years.
- Wak salaried person who has monthly income can apply.
- The credit score of the applicant should be good.
Aditya Birla Personal Loan Documents Required
- Duly filled and signed application form for Aditya Birla Personal Loan with cross signed photographs
- Latest Form 16
- Bank details of last 3 months in which salary comes.
- KYC documents (Aadhaar Card / PAN Card / Driving License / Passport)
- Salary slip of last 3 months
Aditya Birla Personal loan Processing fee & Charges
| description | charge |
|---|---|
| Processing / Administration Fee | Up to 2% of the sanctioned loan amount |
| Pre-closure charges (after 6 EMI payment) | Zero |
| Default penal interest rate / non-conformity with any contract / stipulated conditions | 24% p.a. |
| Check Return Fee / ECS (Electronic Clearing System) Failure Fee | Rupee. 750 per instance |
| Duplicate details / Repayment schedule / Any other document | Rupee. 200 per instance |
| Fee for exchange of PDC (Post-dated Cheque) / ECS | Rupee. 750 per instance |
| CIBIL Report Recovery Charges | Rupee. 50 per instance |
| NOC (No Objection Certificate) issuance fee | Rupee. 500 |
| stamp duty | according to actual |
How to apply for Aditya Birla Personal Loan?
Follow the steps given below to apply online or offline:
Aditya Birla Personal Loan Apply Online
- To apply online, first you have to visit the official website of Aditya Birla Finance.
- after visiting the website personal loan Click on the option.
- As soon as you click on the option of personal loan, all the information related to this loan will come in front of you, which you have to read correctly.
- to apply Apply Now Click on the option.
- A form will open in front of you.
- In this, you have to enter some important details like name, mobile number, email etc. and click on submit.
- After this the bank will contact you and the loan process will be issued further.
How to apply offline?
- To apply offline, first you have to go to your nearest Aditya Birla Finance branch.
- Contact the staff of the branch who will provide you all the information related to personal loan.
- Then your documents will be verified.
- You have to fill a form with which documents have to be attached and submitted there.
- If your loan is approved then the loan amount is transferred to your bank account.
Procedure to do Personal Loan Eligibility Calculator
If you want to check whether you are eligible for Aditya Birla Personal Loan or not, then you have to first visit the official website of personalfinance.adityabirlacapital.com. you on the website Eligibility Calculator An option will appear, click on it.
A form like this will open in front of you:
You have to enter all the information asked in this form correctly, after that click on the option of Calculate Now. After clicking, the information will appear in front of you.
How to Check Aditya Birla Personal Loan Application Status?
- First of all visit the official website of Aditya Birla Capital Personal Loan.
- Click on the option of Know your application status.
- A form will open in front of you.
- Enter application number and pen number in it and click on submit.
- After clicking, application status will appear in front of you.
Aditya Birla Capital Personal loan Customer Care Number
- Toll free number – 1800 270 7000
- E mail ID – [email protected]
Conclusion
Friends, in this article we have told you Aditya Birla Personal Loan in Hindi Full information is given about If you want to get more information about this loan then you can contact Aditya Birla Personal Loan Contact Number.
I hope friends, you have found this article informative. Stay connected with us for similar information.
Questions Related to Aditya Finance Personal Loan:
Yes ! Aditya Birla provides personal loan. You can take a personal loan up to Rs 50 lakh.
You can pay through ECS/NACH.
Toll free number – 1800-270-7000