How to get UCO Bank Personal Loan?

UCO Bank Personal Loan in Hindi UCO Bank Personal Loan : In this article we will provide you information about UCO Bank Personal Loan 2022. If you want to apply for personal loan from UCO Bank for your personal expenses then this article is for you. As you know that UCO Bank is a commercial bank that allows people to Personal Loan provides | UCO Bank Personal Loan You have to apply to get it.

You can apply for UCO Bank Personal Loan to pay any of your personal expenses. In this article, we will know what is UCO Bank personal loan, what is the interest rate of this loan, eligibility for this loan, documents and how we can apply for this loan etc. It is requested that you read this article till the end.

Also read: SBI Personal Loan

UCO Bank Personal Loan in Hindi

You can take UCO Bank Personal Loan to meet any of your personal expenses like marriage, higher education, children’s fees, medical expenses, traveling etc. As you know personal loan is a Unsecured Loan happens | This loan is given by the bank on its own risk. Instant Personal Loan Whenever you are applying for CIBIL Score Must be very good If your credit score and your income is high, then you can take advantage of this UCO Bank loan up to a higher loan amount.

Also read: YES Bank Personal Loan

From UCO Bank, the applicant can get a personal loan up to 10 times his monthly income and up to a maximum of Rs 10,00,000 (10 lakhs). UCO Personal Loan interest rate 6.90% p.a. starts with | Under UCO Bank personal loan, you do not have to give any security on personal loan up to Rs 2 lakh. The time to repay the loan i.e. the loan tenure is 60 months for women and 48 months for men.

UCO Bank offers various types of personal loan schemes to the customers. for you to renovate your home UCO Bank Home Loan As there is no need to apply for a huge loan, you can accomplish this task with a personal loan. You can apply UCO Bank Personal Loan both online and offline.

Also read: Home Credit Personal Loan

Highlights of UCO Bank loan 2022

loan name	UCO Bank Personal Loan 2022
name of the lending bank	UCO Bank
loan amount	Maximum up to Rs 10 lakh
Loan Tenure	For Female – 60 Months For men – 48 months
Rate of interest	Starting from 6.90% p.a. For Male = UCO Float Rate + 3.40% p.a. For Women = UCO Float Rate + 3.15% p.a.
processing fee	1% of the loan amount (Minimum – Rs.750)
Application Mode	online / offline
official website	https://www.ucobank.com/

Also read: Manappuram Personal loan

UCO Bank Personal Loan Interest Rate 2022

uco bank personal loan Interest Rate 6.90% p.a. starts with | For males it is UCO Float Rate + 3.40% per annum and for females it is UCO Float Rate + 3.15% per annum. Before applying for a personal loan of any bank, it is very important for you to get information about the interest rate of that loan.

If you fulfill all the conditions of this loan, then you will get attractive loan from the bank. Personal Loan Interest Rate can take advantage of. You can compare the interest rates of various personal loans with this loan to find the cheapest loan for you. Your loan interest rate affects your loan EMI.

Also read: Money View Personal Loan

Types of UCO Bank Personal Loan

UCO Bank offers many types of Personal Loan Schemes. You can do the personal loan of the bank for which you want to apply, if you fulfill all the conditions of that loan.

• UCO Cash
• UCO Pensioner Loan
• UCO Shopper Loan Scheme
• UCO Securities
• Gold Loan Scheme

Also read: HDB Personal Loan

Benefits and Features of UCO Bank Personal Loan

• You can take advantage of UCO Bank Personal Loan for your personal expenses like wedding expenses, education, children’s fees, traveling etc.
• Any person Salaried Person (Salaried Person) and Self Employed (Self Employed) can apply for this Personal Loan.
• You can take a personal loan up to 10 times your monthly income or up to a maximum of Rs 10,00,000 (Ten Lakh) from this bank.
• You do not have to provide any security on personal loans up to Rs 2 lakh.
• The loan tenure is 60 months for women and 48 months for men.
• UCO Bank Personal Loan 2022 The processing fee is 1% (minimum Rs.750) of the loan amount.
• The interest rate of UCO Bank personal loan starts from 6.90% p.a.
• The amount disbursed under UCO Bank Personal Loan depends on several factors like income, credit history, age etc. of the applicant.
• You can apply for this loan online by visiting the bank’s official website or by visiting the nearest bank branch.

Also read: Paisabazaar Personal Loan

UCO Bank Loan Application Form

If you fulfill all the conditions of this personal loan then you can apply for it. You can apply for this loan both online and offline. You can apply offline by visiting your nearest bank branch and filling the application form. But before applying, you must have some eligibility and documents.

UCO Bank Personal Loan Eligibility

• Any Salaried Person (Salaried Person) and Self Employed (Self Employed) person can apply for this loan.
• Salaried person should have completed 3 years service in the same organization.
• Applicant’s age should be between 21 to 65 years.
• Your income should not be less than 40% of the total salary after deducting PF, IT and other statutory deductions.
• It is mandatory for you to have all the documents.

Also read: Muthoot Finance Personal Loan

UCO Bank Personal Loan Documents required

Before applying for UCO Bank Personal Loan, you should keep all your documents together so that whenever the bank asks for documents from you, you can show them the summary.

• Signed application with photo
• Identity Proof: Voter ID / Passport / Driving License / Aadhar Card
• Address Proof: A copy of your Electricity Bill / Ration Card / Passport / Aadhar Card (Any one)
• 3 months bank statement
• For Salaried Applicants: Form 16 with 3 months salary slip and latest salary certificate
• For Self Employed Applicants: Latest Bank Details and Income Tax Return or Form 16

Also read: Mahindra Finance Personal Loan

How to Apply for UCO Bank Personal Loan?

If you fulfill all the conditions of the personal loan of the bank, then you can apply for this loan. You can apply for this loan both offline and online. Information about both the process of applying is given here.

UCO Bank Personal Loan Apply Online

If you want to apply online for this loan, then follow the steps given below:

• First of all you have to visit the official website of UCO Bank. https://www.ucobank.com/ But have to come

• On the home page of the website you will find Personal Loan Click on this option will appear.
• On the next page, you will see all the information related to personal loan.
• You have to read this information and if you are eligible for this loan then you have to go to this page “apply nowClick on “Option” will appear.
• On the next page, UCO Bank Loan Application Form will come in front of you.
• You have to submit the form by entering all the information asked in this form.
• After submitting the form, the representative of the bank will contact you and the loan process will be issued further.
• If you fulfill all the conditions of the bank then your loan will be approved.

Also read: Fullerton india personal loan

How to apply offline?

• To apply offline, you have to first go to your nearest UCO Bank branch.
• By going to the bank, you will have to contact the representative of the bank.
• The bank representative will provide you all the information related to the personal loan.
• After that your documents will be verified.
• Then you will be given a form which you have to fill.
• After filling the form, the loan process will be issued further.

Also read: How to get Mahila Personal Loan

UCO Bank Personal Loan EMI Calculator

Before applying for the loan, you should calculate the EMI (Equated Monthly Installment) of your loan. By calculating the EMI of the loan, you can find out how much you will have to pay monthly at the time of repayment of the loan. The EMI of the loan depends on three main factors – loan amount, interest rate and loan tenure.

If you do not calculate the EMI of your loan before applying for a personal loan, then you may face problems at the time of loan repayment. You can visit the official website of UCO Bank Personal Loan EMI Calculator You can calculate the EMI of your loan by using

Also read: Deutsche Bank Personal Loan

UCO Bank Personal Loan Customer Care Number

• Toll Free Number – 1800 103 0123

Toll Free Number	1800 103 0123
For ATM hotlisting & helpline mail	uco.custcare@ucobank.co.in
Other ATM Queries	hoatm.calcutta@ucobank.co.in
E-banking related queries	hoe_banking.calcutta@ucobank.co.in
Customer Grievances	hopgr.calcutta@ucobank.co.in
Customer Feedback/suggestions	customercare.calcutta@ucobank.co.in
M-banking related queries	uco.mbanking@ucobank.co.in

Also read: Indian Bank Personal Loan

Conclusion

In this article we have you UCO Bank Personal Loan 2022 Provided complete information about Any person who wants to take advantage of UCO Bank Personal Loan for his personal expenses can read this article and apply for UCO Bank Personal Loan. Before applying for a personal loan, you have to pay a lot of attention to your credit score. Because personal loan is an unsecured loan which is given to you on the basis of your credit history.

If you still have question in your mind that UCO Bank Se Loan Kaise Le then you can write us in comment. Hope friends you have found this article informative. If you liked this article then please share it with your friends. You can follow our facebook page for new updates.

Also read: IOB Personal Loan

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