How to get Muthoot Finance Gold Loan?

Muthoot Finance Gold Loan: If you have gold, then you can take a gold loan from Muthoot Finance in a very short time. Muthoot Finance is offering Gold Loan to its customers at attractive interest rates. In this article, we will get complete information about Muthoot Finance Gold Loan in detail, so read this article till the end.

When we take a loan by pledging our gold, then it is a gold loan. Muthoot Finance is a financial company that is providing Gold Loan to its customers at attractive interest rates. You can avail Muthoot Finance Gold Loan for any of your needs like wedding expenses, medical emergency, traveling, home renovation, higher education etc.

Keep reading this article for complete details related to Muthoot Finance Gold Loan details.

Muthoot Finance Gold Loan

in present time Muthoot Finance Gold Loan Interest Rate 12% p.a. starts from You can avail this gold loan for a maximum loan tenure of 36 months. Under Muthoot Gold Loan, you can avail a minimum loan amount of Rs.1500, there is no limit on the maximum loan amount.

Muthoot Finance Gold Loan Gold loan being a secured loan, it is available to you even with a low CIBIL score. Muthoot gold loan You can apply for both online and offline. Muthoot Finance offers various types of gold loan schemes to its customers.

You can avail Muthoot Finance Gold Loan with attractive interest rates and fast processing. You can apply for this gold loan both online and offline.

HIGHLIGHTS:

loan name	Muthoot Finance Gold Loan 2022
lender	Muthoot Finance
Rate of interest	12% p.a. onwards
loan tenure	minimum 7 days max 36 months
loan amount	Minimum Rs 1500 no max limit
official website	www.muthootfinance.com

Muthoot Finance Gold Loan Interest Rate 2022

Muthoot Finance offers a variety of gold loan schemes, all of which have different loan interest rates. Muthoot Gold Loan rates start from 12% p.a. Before applying for any gold loan, you must know exactly about the interest rate of that gold loan.

The Muthoot Finance Gold Loan interest rates for various gold loans are as follows:

loan amount	Interest rate (per annum)
Muthoot One Percent Loan	12%
Muthoot Ultimate Loan (MUL)	22%
Muthoot Mudra Loan	11.9%
Muthoot Advantage Loan	18%
Muthoot High Value Plus Loan (MHP)	14%
Muthoot High Value Loan (MHL)	15%
Muthoot Big Business Loan	9%
Best Value Scheme (BVS)	14%
High Value Retention (HVR)	9.9%

Muthoot Finance Gold Loan Schemes

Muthoot Finance offers various types of gold loan schemes to its customers which are as follows:

• Muthoot One Percent Loan
• Muthoot Ultimate Loan (MUL)
• Muthoot Delight Loan
• Muthoot Mudra Loan
• Muthoot Advantage Loan
• Muthoot High Value Plus Loan (MHP)
• Muthoot High Value Loan (MHL)
• Muthoot Big Business Loan
• Best Value Scheme (BVS)
• High Value Retention (HVR)

Muthoot One Percent Loan

• Online Gold Loan (OGL) facility available.
• Under this loan, you can take a loan of Rs.15,000 to Rs.50,000.
• The loan tenure is up to 12 months.
• Free insurance for pledged gold ornaments.

Muthoot Ultimate Loan (MUL)

• Online Gold Loan (OGL) facility available
• Under this loan, you can take a minimum loan amount of Rs.1500.
• There is no limit on the maximum loan amount.
• The loan tenure is up to 12 months.
• Free insurance for pledged gold ornaments.

Muthoot Delight Loan

• Under this loan, you can take a loan of Rs.50,000 to Rs.1,99,900.
• The loan tenure is up to 12 months.
• Free insurance for pledged gold ornaments.
• Loan benefits at low interest rate.

Muthoot Mudra Loan

• This loan is offered only at branches in South India.
• You can get the maximum loan amount of Rs.1 lakh.

Muthoot Advantage Loan

• Online Gold Loan (OGL) facility available.
• The loan is offered across branches in South India.
• You can get a loan from Rs 50,000 to Rs 5 crore.
• The loan tenure is up to 12 months.
• Free Insurance of Pledged Jewellery.

Muthoot High Value Plus Loan (MHP)

• Under this loan, you can get a loan from Rs 2 lakh to Rs 4,99,900.
• The loan tenure is up to 12 months.
• Free insurance for pledged gold ornaments.

Muthoot High Value Loan (MHL)

• You can take a loan of minimum Rs.50,000.
• There is no limit on the maximum loan amount.
• The loan tenure of the loan is up to 12 months.
• Free Insurance of Pledged Jewellery.
• Loan offered at all branches in South India.

Muthoot Big Business Loan

• Low interest rates with maximum LTV.
• The loan tenure of this loan is up to 12 months.
• Free insurance for pledged gold ornaments.
• Online Gold Loan (OGL) facility available.
• This Muthoot Finance Gold Loan Under this, you can get a loan ranging from Rs 5 lakh to Rs 500 lakh.
• The interest rate of this loan is different which are as follows:
• Muthoot Big Business Loan Silver 12% p.a.
• Muthoot Big Business Loan Platinum 11% p.a.
• Muthoot Big Business Loan Diamond 10% p.a.
• Muthoot Big Business Loan Elite 9% p.a.

Best Value Scheme (BVS)

• This loan is offered only at branches in South India.
• Under this Muthoot Finance Gold loan, you can get a loan of Rs 50 thousand to Rs 5 crore.
• The loan tenure is up to 12 months.
• Free Insurance of Pledged Jewellery.

High Value Retention (HVR)

• This loan is offered only at branches in South India.
• Under this loan, you can get a loan of Rs 20 lakh to Rs 5 crore.
• The loan tenure is up to 12 months.

Muthoot Finance Gold Loan Benefits and Features

• anyone to meet any need Muthoot Finance Gold Loan can take.
• The loan amount given to you is based on the value of your gold.
• Gold loan being a secured loan, you do not need a good credit score to avail this loan.
• Avail Muthoot Gold Loan with minimal documentation and attractive interest rates.
• The minimum amount you can avail is Rs.1500, there is no limit on the maximum loan amount.
• Prepayment option – without any penalty.
• Strong rooms have been set up to keep your gold ornaments safe.
• Apart from gold, you do not have to pledge anything else.
• You can take this loan for the loan tenure of 7 days to 36 months.
• You can pledge any type of gold or gold jewelery like rings, necklaces, watches, bracelets, kardahs, pendants, polki etc. to take Muthoot Gold loan.
• You can calculate the EMI of your loan with the help of Muthoot Gold Loan calculator by visiting the official website of this finance, so that you can know how much installment you will have to pay at the time of loan repayment.

Muthoot Finance Gold Loan Eligibility

Anyone above the age of 18 years can take advantage of this loan. You can use Muthoot Finance’s Eligibility Calculator to know how much loan you are eligible for. Follow the steps given below to calculate your eligibility:

• First of all you need to register with Muthoot Finance. official website But have to come.
• After that click on the option of gold loan.
• As soon as you click on this link you will see gold loan calculator will appear.

• According to the image given above, the calculator will open in front of you.
• In this you can calculate your eligibility by entering your name, email id, contact number, state, pin code, type of gold, amount, weight etc.
• As soon as you select all these information, the loan amount will appear in front of you for which you are eligible.

Documents Required for Gold loan in Muthoot Finance

• KYC document
• The customer is not required to submit income certificate or CIBIL report for loan approval.
• Take Demand Promissory Note and Delivery Letter
• Terms and Conditions Letter
• Proof of Identity (Any One): Passport/PAN/Driving License/Voter ID Card/Ration Card/Aadhaar Card or any other identity card issued by any Government Authority, PSU or Nationalized Bank bearing the photograph of the customer.
• Proof of Address (Any One): Ration Card / Latest Electricity / Landline Telephone Bill / Bank Passbook / Bank / Aadhaar Card or any other document issued by any Government Authority, Public Sector Undertaking or Nationalized Bank, containing the address of the customer.
• other documents.

How to apply for Muthoot Finance Gold Loan?

You can easily apply for this gold loan online. Follow the steps below to apply:

• After coming to the website, you will see the option of iMuthoot app, click on it and download this app.
• After opening the app, you will see a gold loan calculator in which you can calculate the loan amount against the weight of the gold item in grams.
• In this you have to enter your name, state, email id, gold type and other details.
• Then you will see a variety of gold loan schemes, out of which you have to click on the scheme of your choice.
• Then you have to calculate the EMI with the help of EMI calculator.
• Then you have to fill the form and submit it.
• After this, Muthoot Finance officials will get in touch with you and proceed with the loan process.

How to check Muthoot Finance Gold Loan Status?

• First of all you need to register with Muthoot Finance. official website But have to come.
• After coming to the home page of the website gold loan Click on the option.
• on the next page Check status of your Gold Loan An option will appear, click on it.
• The login form will open in front of you.
• You can track the status of your application by entering your username and password.
• If you are a new user then you New user? You can create your account by clicking on the option of Sign-up here.

Service Charges Relating To Gold Loan

fee type	corporate	rate of duty applicable
Service Charges – New Loan – Rate applicable on loan amount (IPL)	southern branches	IPL (1%) (only for a period of 12 months)
Service Fee – New Loan – Per Account Rate Applicable (ZIL/ZIP)	ALL	ZIL/ZIP-Rs.50/Loan
Service Charges – New Loan – Per Account Rate Applicable (MBD/MBE)	Rest of India	MBD/MBE-Rs.2,500/Loan
Security Charges – Fresh Loan	Rest of India	0.15% of the loan amount – minimum Rs.60/- and maximum Rs.600/-
Token Fee – (Except for the schemes given at serial number 1, 2, 10 and 11)	southern branches	Loan up to Rs.10000/-
sms charges	ALL	Rs.5/per quarter at the time of closure or renewal
Intimation Charges (Applicable for loans under all schemes)	southern branches Rest of India	3 Ordinary notices Rs.30/each and 4th notice-Registered-Rs.100/ 3 Ordinary notice Rs.30/each and 4th notice-Registered- Rs.100/- Auction notice fee Rs.120
Token loss charges (Applicable for loans under all schemes)	ALL	Rs.25/- (in addition to the cost of stamp paper as applicable)
Stamp duty levied by state governments	States (Karnataka, Andhra and Rajasthan)	actual wherever applicable
Gentleman Cadet	southern branches	up to Rs 999
gcl	Rest of India	up to Rs 999
loan home fee	ALL	Rs 500
loan home fee	ALL	up to Rs 75
Door to Door Collection Fee (follow up action for interest/loan recovery)	southern branches	Rs.150/- plus GST per customer for recovery made through customer follow-up visit

Muthoot Finance Gold Loan Contact Number

• North, East & West India Toll-free No: 1800 313 1212
• South India Toll-free No: 99469 01212

conclusion

In this article we have given you Muthoot Finance Gold Loan Complete information about has been provided. If you want to get any other information about this loan, then you can get information by calling the customer care number of Muthoot Finance.

You can check its nearest branch i.e. Muthoot Finance Gold Loan Near Me from its official website.

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