How to apply LIC Home Loan?

LIC Home Loan LIC Home Loan Interest Rate 2022 LIC Housing Finance LTD : In this article we will provide you information about LIC Home loan in Hindi 2022. If you want to take home loan from LIC (Life Insurance Corporation) then this article is for you. As friends you know that home loan is a Secured Loan comes under the category of To take this loan, the lender has to give you something as security. Home is our little piece of heaven. Every person dreams that he also has his own house, but money is needed to build a house or to buy a house, so if you also want to take a loan to build a house then this article is for you.

If you do not have money to build a house or buy a house, then you can go to LIC. Home Loan You can fulfill your dream of home by joining us. In this article we will know that How to take home loan from LIC?what is the interest rate on this loan, how can we apply for this home loan, LIC home loan rules 2022 etc., so you are requested to read this article till the end.

Also read: SBI Home Loan

LIC Home Loan in Hindi

LIC Housing Finance Provides many types of Home Loan Schemes. The interest rate for each home loan can be different. The amount to be given under the home loan CIBIL Score, depends on factors like your income. If your income and CIBIL score is high then you can get home loan up to higher loan amount. this home loan Prime Minister’s Housing Scheme Eligible for subsidy under Credit Linked Subsidy Scheme (PMAY- CLSS). If you fulfill all the terms and conditions of this home loan, then you will get attractive loan from the lender. Home Loan Interest Rate can take advantage of.

in present time LIC Home Loan Interest Rate 8.00% p.a. starts with. This interest rate on home loan varies from time to time, so you should keep checking it by visiting its official website from time to time. Under LIC Home Loan, you can take a loan from 1 lakh to 15 crores.

You can take LIC Home Loan for a tenure of 30 years. If you want to build a house, buy a house or renovate a house and you are short of money, then you LIC Home Loan can connect with All types of customers like salaried, self-employed, professional, NRI etc. can apply for LIC HFL Home Loan. Before taking a home loan from any lender, you should know about your loan Home Loan EMI Calculator EMI should be calculated with the help of Rs.

Also read: PNB Home Loan

Highlights of LIC HFL Home Loan

loan name	LIC Home Loan 2022
lender	LIC HFL
Rate of interest	Starting from 8.00% p.a.
loan amount	Minimum Rs 1 lakh
processing fee	0.50% of loan amount minimum ₹5000 + GST ​​and maximum ₹15000 + GST
Loan Tenure	maximum 30 years
Application Mode	online / offline
official website	https://www.lichousing.com/

Also read: Deutsche Bank Home Loan

LIC Home Loan Interest Rate 2022

LIC Home Loan Interest Rate 8.00% p.a. starts with | In LIC Housing finance, the rate of interest for salaried person and non-salaried person can be different. This interest rate can be higher or lower depending on your CIBIL score. LIC HFL offers attractive interest rate home loan. Before applying for a home loan from any bank, you should get information about the interest rate charged on that loan.

Because if you take a home loan at higher interest rates, then you may have to face trouble at the time of paying the EMI (Equated Monthly Installment) of the loan. You can compare various home loan interest rates with LIC home loan interest rates to find the cheapest loan.

Also read: City Union Bank Home loan

Features of LIC HFL Home Loan

• Any individual, salaried, self-employed, professional, NRI etc. can join LIC Home Loan for construction of house, for home renovation or for home purchase etc.
• Under this loan, you can get a minimum amount of up to Rs 1 lakh. Home Loan Amount can take
• LIC Housing Finance home loan interest rate starts from 8.00% p.a.
• You can get your loan approved online by applying for this loan online.
• Quick Approval & Low EMI |
• Apply with simple documentation.
• You can take this home loan for a maximum tenure of 30 years.
• No prepayment penalty.
• Takeover or balance transfer facility of existing home loan.
• Any resident of India or non-resident who wants to build a house in India LIC HFL Home Loan can apply for
• The processing fee on this loan is 0.50% of the loan amount minimum ₹5000 + GST ​​and maximum ₹15000 + GST.
• Before applying for this home loan, you must have complete knowledge about the terms and conditions of LIC home loan.
• You should calculate your loan EMI with the help of LIC Home Loan Calculator.

Also read: RBL Bank Home Loan

LIC HFL Home Loan Types

LIC HFL offers a variety of home loan schemes. You can get home loan by applying in these Home Loan Scheme as per your convenience. The types of LIC home loans are given here, you can see them:

• Griha Suvidha Home Loan
• Home Loan For Pensioners
• Home Renovation Loan
• Home Loan Top Up
• Home Extension Loan
• Plot Loan
• Home Construction Loan
• Pradhan Mantri Awas Yojana
• Home Loan for NRI (Housing Loan NRI)
• Home Loan Balance Transfer

Also read: Navi Home Loan

LIC Home loan Eligibility

If you are eligible for LIC Home Loan then you can apply for it. Home loan eligibility depends on factors like your credit score, your income, repayment capacity. The eligibility for this home loan is given below:

• Any salaried, self-employed, professional, NRI individual can apply for this loan.
• The maximum age of the salaried person should be 50 years and the maximum age of the self-employed person should be 75 years.
• Your CIBIL score should be minimum 600.
• The monthly income of the applicant should be Rs.30,000 or more.
• Both resident and non-resident of India can apply for LIC Home Loan.
• Must have work experience of maximum 2 years.
• You can visit the official website of LIC HFL Loan Eligibility Calculator You can check your eligibility by using

Also read: Indian Bank Home Loan

LIC Home Loan Documents Required

Before applying for a home loan, you should get all your documents together so that whenever the bank asks for documents from you, you can show this document to them immediately. The list of documents required for LIC home loan is as follows:

• Address and Identity Proof (PAN Card/Aadhar Card/Passport/Driving License)
• property document
  • up to date tax paid receipt
  • Allotment letter of builder or society in case of flats
  • property ownership proof

for salaried persons

• Income Certificate (Salary Slip/Form 16/Bank Statement of last 6 to 12 months)

for self employed

• Bank statements for the last 6 to 12 months
• Income Tax Return for the last 3 years along with financial
• Common Documents for the Salaried and Self-Employed

Also read: IOB Home loan

How to apply for LIC Home Loan?

Any individual can apply for LIC Home Loan online and offline. Here is the information about both the application process:

LIC Home Loan Online Apply

If you want to apply online for this loan, then follow the steps given below:

• On the home page of the website, you will see the options of many types of home loan schemes in the option of Home Loan.
• Click on the home loan you want to apply for.
• on the next page you Apply for Home Loan online An option will appear, click on it.
• After coming to the new page, you will see the option of Click to Apply, click on it.
• A form will open in front of you. In this, all the requested information has to be entered correctly, after that click on the option of Save & Proceed.
• After that the bank will contact you and proceed with the loan process.

How to apply offline?

If you do not want to apply online for this loan, then you can also apply offline. To apply offline, follow the steps given below:

• First of all you have to go to your nearest LIC HFL branch.
• By going to the branch, you will have to contact the bank employee.
• The employee will provide you all the information related to the home loan.
• After that your CIBIL score will be checked and your documents will be verified.
• If you fulfill all the conditions of the bank, then the loan process will be continued.
• After all the process, if your loan is approved then the loan amount is transferred to your bank account.

Also read: Shriram Finance Home Loan

How to do LIC Home loan application status?

Many people have this question in their mind that how to check LIC home loan, so if you have applied for your home loan then you can check your home loan both online and offline. Offline you can check by visiting your nearest LIC branch. Follow the steps given below to check online status:

• First of all you have to visit the official website of the bank.
• On the home page of the website, you will see the option of Online Loan Application, click on it.
• After that click on Process Loan Application.
• now you Click to Track Application An option will appear, click on it.
• A box will open in front of you. In this you will get your Ref. No./Application No has to be entered and click on submit.
• After clicking on submit, the status of your application will appear in front of you.

Also read: Reliance Home Loan

LIC Home loan EMI Calculator

Before applying for a home loan, you should calculate your loan EMI with the help of LIC home loan calculator. If you apply for a home loan without calculating the EMI of your loan, then you may face difficulties at the time of EMI payment. You can visit the official website of LIC HFL LIC Home Loan Calculator 2022 With the help of this you can calculate the EMI of your loan.

You can calculate your home loan EMI to find out how much you will have to pay at the time of loan repayment. Home loan EMI depends on the loan amount, interest rate and loan tenure. You can compare various home loan EMIs to find the cheapest loan.

Also read: GIC Home loan

LIC Housing Loan Fees & Charges

Processing Fee	Up to Rs.0.50%
Statutory Charges	Rs.250 – Rs.1,000
Rewriting Charges	Rs.2,500
Check Bounce Charges	Rs.350
ECS Dishonor Charges	Rs.200
Document Retrieval Charges	Rs.2,500
Providing List of Documents	Rs.500
Photocopies of Title Documents	Rs.1,000
Late EMI Payment Charges	1.5% – 2% pm

Also read: Indiabulls Home loan

lic home loan customer care number

By reading this article, you can understand the complete process of applying for LIC Home Loan. If you are facing any problem in applying for this home loan or if you want to get other information about LIC Se Loan Kaise Le, then you can get information by calling the customer care number given below:

Conclusion

In this article we have you LIC Home Loan in Hindi 2022 Provided complete information about Any person can apply for LIC HFL home loan by reading this article. If you are facing any kind of problem in applying for this home loan or you want to know more about this loan then you can contact on LIC Home Loan customer care number. If you are a woman then home loan for women is being given by LIC for which you can apply.

If you still have question in your mind that LIC Se Home Loan Kaise Le in Hindi then you can write us in comment. Hope friends you have found this article informative. If you liked this article then please share it with your friends.

Also read: DHFL Home Loan

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