Indian Bank Credit Card Apply Indian Bank Credit Card: In this article, we will provide you information about the credit card of Indian Bank. If you are thinking of taking a credit card from any bank, then you can once consider the credit card of Indian Bank. Before applying for a credit card you need to know that credit card what happens.
There are many benefits of Indian Bank Credit Card. With the help of credit card, you can make many types of online and offline payments. In this article, we will know in detail how to get credit card of Indian Bank, eligibility for credit card, what are the documents and how can we apply for credit card etc., so read this article till the end.
Also read: Indian Overseas Bank Credit Card
Indian Bank Credit Card in Hindi
Before applying for Indian Bank Credit Card, it is important for you to know what a credit card is. A credit card is a type of financial instrument that allows customers to make transactions without making immediate payments. In a credit card, a loan is provided to you by the bank, which you have to pay at the end of the month. In a credit card, you are given a limit of money which is called Credit Card Limit.
This limit given to customers is given to them on the basis of factors like their CIBIL score, income, credit history. If your income is very high and your credit score is very good then you can get a credit card up to a higher limit. you both online and offline Indian Bank Credit Card Apply can do. You can easily enable all your transactions by visiting the Indian Bank Credit Card Portal.
The bank offers various types of credit cards according to the needs of the customers. The eligibility, features etc. differ for different credit cards. You can apply for the credit card you want to take advantage of. You can find out the best Indian Bank Credit Card for yourself by comparing between different credit cards.
Also read: Dhani One Freedom Card
HIGHLIGHTS:
card name | Indian Bank Credit Card 2022 |
Bank | Indian Bank |
charge | Varies by card |
Application Mode | online / offline |
official website | https://www.indianbank.in/ |
Also read: Standard Chartered Credit Card
Indian Bank Credit Card Types
The bank issues various types of cards according to the needs of the customers, which are given below:
- Indian Bank VISA Bharat Credit Card
- Indian Bank VISA Gold Credit Card
- Indian Bank VISA Platinum Credit Card
- Indian Bank VISA Business Credit Card
- Indian Bank RuPay Select Credit Card
- Indian Bank RuPAY Platinum Credit Card
- Indian Bank Rupay Classic Credit Card
Also read: federal bank credit card
Indian Bank Visa Bharat Credit Card:
The benefits and features of this credit card are as follows:
Benefits and Features:
- The limit of this card is from Rs 10,000 to Rs 19,999.
- EMI facility : No.
- ROI is 1.79 per month.
- The cash limit for this Indian Bank VISA Bharat Credit Card is up to 25% of the credit limit.
- Minimum Monthly Amount Payable: 10%
- AMC charge is zero.
Also read: HSBC credit card
Indian Bank Visa Gold Credit Card:
Benefits and Features:
- The credit limit for this card is from Rs 20,000 to Rs 99999.
- Benefits of EMI facility to the customers.
- ROI is 1.99% per month.
- Cash facility up to 40% of the credit limit.
- Minimum Monthly Amount Payable: 5%
- Avail the facility of reward points for every Rs.200 spent.
Also read: bank of maharashtra credit card
Indian Bank Visa Platinum Credit Card:
Benefits and Features:
- The credit limit of this Indian Bank Credit Card is Rs.100000 and above.
- EMI facility: Yes.
- ROI is 1.66% per month.
- The cash limit on this card is up to 40% of the credit limit.
- Minimum Monthly Amount Payable: 5%
- AMC charge is Rs.250.
Also read: canara bank credit card
Indian Bank Visa Business Credit Card:
Benefits and Features:
- The credit limit in this card has been fixed as per the request of the customer.
- EMI Facility : No
- ROI is 1.99% per month.
- Cash facility up to 40% of the credit limit.
- Minimum Monthly Amount Payable: 5%
- AMC fee free of cost for the first year, Rs.500 per annum from the next year.
Also read: Central Bank Of India Credit Card
Indian Bank Rupay Select Credit Card:
Benefits and Features:
- The credit limit for this card is Rs 2,00,000 and above.
- Cash advance facility is up to 40% of the loan limit.
- Add on card facility up to 4 cards.
- Benefit of Reward Points for every Rs.200 spent.
- Benefit of EMI facility.
- Interest rate: 1.66% per month.
- Airport lounge access.
- Personal accident and permanent disability insurance cover up to Rs.10 lakh.
Also read: IDBI Bank Credit Card
Indian Bank Rupay Platinum Credit Card:
Benefits and Features:
- The credit limit for this Indian Bank RuPAY Platinum Credit Card is from Rs 25,001 to Rs 1,99,999.
- Cash facility of 40% of the loan limit.
- Add on card facility up to 4 cards.
- Benefit of Reward Points for every Rs.200 spent.
- In this card you get the benefit of EMI facility.
- Interest rate: 1.66% per month.
- Airport lounge access.
- Personal accident and permanent disability insurance cover up to Rs 2 lakh.
Also read: union bank credit card
Indian Bank Rupay Classic Credit Card:
Benefits and Features:
- The credit limit in this card is from Rs.10,000 to Rs.25,000.
- Cash Advance Facility: 40% of the loan limit
- Add on card facility up to 4 cards.
- Get the benefit of reward points for every Rs.200 spent.
- Interest rate: 1.99% per month.
Also read: uco bank credit card
Indian Bank Credit Card Eligibility
To apply for a credit card, you must fulfill all the eligibility criteria. Eligibility may vary for different cards. The eligibility for credit card apply is as follows:
- The minimum age of the applicant should be 18 years.
- The person applying must be an Indian resident.
- NRIs can also apply for some cards.
- Your income should be very good.
- The customer should have a very good CIBIL score. Usually a score of 750 or above is a good score.
Also read: Kotak Mahindra Bank Credit Card
Indian Bank Credit Card Documents required
Before applying for a credit card, you should keep all the documents together so that whenever the bank asks for documents from you, you can show them all the documents immediately. Documents may vary depending on the credit card. Following are the documents to apply:
- Identity Proof: Aadhar Card, PAN Card, Passport, Voter ID Card, Driving License, Ration Card etc.
- Address Proof: Voter ID Card, Utility Bill, Electricity Bill, Passport, PAN Card, NREGA Job Card etc.
- proof of income
Also read: yes bank credit card
How to Apply Indian Bank Credit Card?
If you fulfill all the conditions of this IB Credit Card, then you can apply for it both online and offline. Follow the steps given below to apply:
Indian Bank Credit Card apply online
- To apply online, you must first visit the official website of the bank. indianbank.in will go on.
- website home page Credit Card Click on the option.
- After clicking, a list of all credit cards will open in front of you.
- Click on the card you want to apply for.
- to apply Apply Now Click on the option.
- Form open in front of you.
- Enter the requested information in it and click on submit.
- Then the bank will contact you and issue the further process.
Also read: tata credit card
How to apply offline?
- To apply offline, you have to first go to your nearest Indian Bank branch.
- Go to the bank and contact the bank employee who will provide you complete information about the credit card.
- Then your documents will be verified.
- You have to fill a form and submit the documents to the bank.
- If your application is accepted, you will be issued a card.
Also read: sbi credit card
How to check Indian Bank Credit Card Status?
If you have applied for a credit card then you can easily check the status of your application online and offline. You can also check the status of your application by calling the Indian Bank Credit Card customer care number. Offline you can find out by visiting your nearest bank branch. Follow the steps given below to check online:
- To check online, you have to first visit the official website of the bank.
- After visiting the website, click on the option of credit card.
- Now click on check status option.
- Enter your application number or mobile number.
- And click on Track Status option.
- The status of your application will appear in front of you.
Also read: rbl bank credit card
Indian Bank Credit Card Customer Care Number
- Toll Free Number: 1800-425-0000
Conclusion
In this article we have you Indian Bank Credit Card in Hindi Provided complete information about. Any person can apply for Indian Bank Credit Card by reading this article. If you are facing any problem in applying for a credit card, then you can call the customer care number of the bank and get the information.
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Also read: lic credit card
Questions related to Indian Bank Credit Card:
Eligibility varies depending on the card. For more information read this article completely.
You can easily apply for this card both online and offline.