How to apply for Vidya Lakshmi Education Loan Scheme?

Vidya Lakshmi Education Loan Scheme : In this article we will give you Vidyalakshmi Education Loan in Hindi 2022 will provide information about A portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA) named Vidya Lakshmi Portal is |

In this article, we will know in detail what is Vidyalakshmi Portal, how we can apply for education loan through this portal and who can apply, what is Vidya Lakshmi Education Loan interest rate etc., so you can read this article Read till the end.

Vidya Lakshmi Education Loan Scheme 2022

This portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks’ Association (IBA). This portal acts as a link between different types of banks and students for education loan.

Vidyalakshmi Portal different types Education Loan There is a one-stop portal for the help of which any student can apply for any bank account. education loan can apply for and track the status of his application.

Now the student does not need to visit different portals to apply for different types of education loans. Vidya Lakshmi Education Loan interest rate varies from bank to bank.

Through the Vidyalakshmi Portal, it has become easier for students to access various types of student loans. The use of this portal is absolutely free. You only need internet connection to apply on this portal.

With the help of Vidhya Laxmi Portal from anywhere at any time Vidyalakshmi Education Loan can apply for. to this portal NSDL e-Governance Infrastructure Limited Developed and maintained by

What is education loan?

When you take a loan to meet any expenses related to your education such as fees, book expenses, traveling expenses for studying abroad, living, food, equipment related to education, etc., then that education loan (Education loan) happens.

Education loan comes under the category of an Unsecured loan, that is, you do not have to provide any collateral or security to take this loan.

Education loan is given to the student on the basis of his CIBIL Score. The better your credit score, the more attractive interest rates you can avail of this loan. There are many banks and financial institutions which are providing education loan to the customers at attractive interest rates.

Objective of Vidyalakshmi Education Loan Portal

Due to lack of money, students from poor families are not able to continue their further studies. In this situation, the student takes the support of education loan. The main objective of Vidya Lakshmi Portal is to enable poor and middle class students to pursue higher education of their choice without any hindrance.

Now students will not have to visit different portals to avail different types of student loans. Through the Vidyalakshmi portal, it will be ensured that no student misses out on higher education due to lack of funds. Through the Vidyalakshmi portal, the student can also take advantage of the scholarship scheme along with the education loan.

Features of Vidyalakshmi Portal

• This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks’ Association (IBA).
• Vidyalakshmi Education Loan Portal is being maintained and operated by NSDL e-Governance Infrastructure Limited.
• Vidyalakshmi Portal acts as a link between various types of education loan and students.
• This is a one-stop portal for various types of education loans, with the help of which you can apply for many types of education loans.
• Students will no longer have to visit different portals to apply for different education loans. Now you can apply for different types of education loan online from the comfort of your home through a single portal.
• Many banks are associated with this portal in which you can apply for online education loan.
• You can get information about various types of education loan schemes run by banks and apply in them.
• After applying for any education loan, you can track the status of your application through this portal.
• If you face any problem in applying, then you can contact the bank directly.
• Common Educational Loan Application Form for Students |
• Facility to download student loan application for banks.
• Loan processing status upload facility for banks.
• Facility for students to email complaints/queries related to educational loans to banks.
• Linking facility to National Scholarship Portal for information and application for Government Scholarships.
• Before applying for any education loan you have to register on Vidyalakshmi Portal and then login.

Vidyalakshmi Education Loan Interest Rate 2022

There are many bank link with Vidyalakshmi portal. The interest rate of education loan is different in each bank. You can get information about Education Loan Interest Rate 2022 through the official website of the bank for which you want to apply for student loan, by visiting the nearest bank branch or by calling the bank’s customer care number.

Common Educational Loan Application Form (CELAF)

This is a type of Education Loan Application Form which is a single form that the student can fill to apply for education loan and scheme in many banks. Common Educational Loan Application Form (CELAF), prescribed by the Indian Banks’ Association (IBA), is accepted by all banks.

You can download this form from Vidyalakshmi Portal and apply for any education loan.

List of Banks in Vidyalakshmi Portal

Many banks are associated with this portal in which you can apply for education loan. Registered Bank on Vidyalakshmi Portal is as follows:

• State Bank of India
• Tamilnad Mercantile Bank Limited
• Canara Bank
• Bank of India
• J&K bank
• GP Parsik Bank
• Punjab National Bank
• UCO Bank
• Federal Bank
• Axis Bank
• India Overseas Bank
• RBL Bank
• New India Cooperative Bank
• Union Bank of India
• Indian Bank
• Bank of Baroda
• Central Bank of India
• Andhra Pragathi Grameena Bank
• HDFC Bank
• IDBI Bank
• Karur Vysya Bank
• Syndicate Bank
• Kerala Gramin Bank

Vidya Lakshmi Portal Documents Required

You will need Vidya Lakshmi Portal documents to register on the portal. The documents to apply are as follows:

• Your SSC (10th) and plus 2 marks memo and certificate
• KYC documents (ID and address proof)
• Entrance Exam Score Sheet
• Seat confirmation letter from university
• Payment demand notice with full details
• Copy of Vidyalakshmi Online Registration with Application Number
• passport photo
• Invoice copy
• Depending on the education loan amount, loans above Rs 4 lakh require collateral security.

How to do Vidyalakshmi Portal Registration?

If you want to apply for education loan through this portal, then first you have to register on Vidyalakshmi portal. To register, follow the steps given below:

• website home page Registration The option of will appear, click on it.
• The registration form will open in front of you.
• Enter the requested information like name, mobile number, email id, password, captcha code and submit the form.
• After that an activation link will be sent to your email ID.
• As soon as you click on this link, your account will be activated.
• In this way your account will be created on Vidyalakshmi portal.

How to apply for Vidya Lakshmi Education Loan on the portal?

If you have successfully created your account on Vidyalakshmi portal, then you can apply for education loan by following the steps given below:

• First of all you have to visit the official website of Vidyalakshmi Portal.
• In the login option on the home page of the website Student Login The option of will appear, click on it.
• The login form will open in front of you.
• Log in by entering your email id and password.
• Your dashboard will open in front of you.
• Here you will see the option of “Loan Application Form”, click on it.
• You have to enter all the information sought in it correctly and submit the form.
• In this way the process of your application will be completed.

How to check Vidhya Laxmi Education loan Status?

• First of all Vidyalakshmi portal official website But have to come.
• After coming to the website, you have to click on the option of login, after that click on the option of student login.
• After that log in with the help of email id and password.
• Then your dashboard will open in front of you.
• Here you will see the option of Application Status, click on it.
• On the next page you will see the status in front of you.

How to Login Vidyalakshmi Portal?

• First of all this portal official website Come on
• website home page Login Three options will appear in the option which is as follows:
• Student Login
• Bank Login
• Government Login
• Click on the one for which you want to login.
• After that you can login by entering your email id and password.

How to search Education Loan on Vidyalakshmi Portal?

• First of all visit the official website of Vidyalakshmi Portal.
• Search for Loans option will appear on the home page of the website, click on it.
• The login form will open in front of you.
• Login |
• After that you can easily search the loan.

Contact Us

• Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai, Maharashtra 400013
• Tel : 020-2567 8300
• Email Id: [email protected]

conclusion

In this article we have given you Vidyalakshmi Education Loan Complete information about has been provided. Any student can take an education loan for any expenses related to his education. The student will not have to visit the website of different banks to apply for the education loan.

I hope friends you would have liked this article. For any kind of information about Vidyalakshmi Portal, you can write to us in the comments.

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