How to apply DHFL Home Loan?

DHFL Home Loan DHFL Home Loan Interest Rate In this article you DHFL Home Loan in Hindi 2022 will receive information about If you want to take advantage of DHFL Finance Home Loan then this article is for you. Home Loan One secured loan comes under the category of You can take home loan to fulfill your dream of home.

Like other banks and financial institutions, DHFL Bank also provides home loan facility to the customers. You can apply for this loan both online and offline. DHFL Finance offers a wide variety of home loan schemes. You can apply for the home loan you want to avail.

In this article, we will know in detail what is DHFL home loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this loan etc., so you can complete this article till the end. read |

Also read: Sundaram Finance Home loan

DHFL Home Loan

You can take a home loan to buy a house, renovate or build a house. DHFL home loan interest rate starts from 10.50% p.a. The processing fee on this loan ranges from 0.5% to 1% of the loan amount, which is a minimum of Rs 2500. You can get this home loan with a maximum loan tenure of 25 years. The loan amount given by the bank under the home loan depends on many factors of the customer such as the applicant’s CIBIL Scoreage, income, place of residence etc.

If your credit score and income is very high, then you can take advantage of home loan up to a higher loan amount at attractive interest rates of the bank. Pradhan Mantri Awas Yojana Under this, you can also get subsidy on home loan. If you fulfill all the conditions of the lender, then you will be eligible for the lender’s attractiveness. Home Loan Interest Rate 2022 can take advantage of. If you just want to renovate your home then you can do it Personal Loan can also be completed with .

Also read: Aavas Finance Home loan

HIGHLIGHTS:

loan name	DHFL Home Loan 2022
name of the lender	DHFL Finance
Rate of interest	Starting from 10.50% p.a.
processing fee	0.5% to 1% of the loan amount (minimum Rs.2500)
credit period	up to 25 years
official website	https://www.piramalfinance.com/

Also read: Navi Home Loan

DHFL Home Loan Interest Rate 2022

in present time DHFL Home Loan Interest Rate 10.50% p.a. starts with | Before applying for any home loan, it is important for you to know about the home loan interest rate of that loan so that you do not face any kind of problem at the time of loan repayment. You can find the cheapest loan by comparing different home loan interest rate with DHFL Home Loan interest rate.

If your CIBIL score is very good and your income is very high then you can get home loan at low interest rate. Home loan interest rate affects your loan EMI.

Also read: home loan for women

Benefits and Features of DHFL Home Loan

• Any person to build a house, buy a house or renovate a house DHFL Home Loan can take advantage of
• when you Piramal Capital and Housing Finance If you are applying for a home loan, then you just have to fill an application form and submit the documents. After that very soon the relationship manager of the bank will contact you and the loan process will be continued further.
• Piramal Capital and Housing Finance home loan interest rate starts from 10.50% p.a.
• You can apply for this home loan both online and offline.
• You can apply for home loan with minimum documentation.
• Home Loan Repayment Flexibility |
• You can also opt for a floating or fixed interest rate to make your home loan repayment more convenient.
• You can get loan amount up to 90% of the purchase price.
• All types of people can apply for this home loan.
• Under Section 80C of the Income Tax Act, 1961, you can avail tax benefits of up to Rs 1.5 lakh on the principal amount, registration cost and stamp duty charges of the home loan.
• The processing fee for home loan ranges from 0.5% to 1% of the loan amount (minimum Rs. 2500).

Also read: City Union Bank Home loan

DHFL Home loan eligibility

You can apply for this home loan only when you fulfill all the eligibility of this loan. Any salaried and self-employed individual can apply for this home loan. You should have the following eligibility to apply for DHFL Home Loan:

Eligibility for Salaried Employee:

• Applicant’s age should be between 21 to 70 years.
• Note: This home loan can be availed only as long as an individual continues to be a contributor to the income.
• A person employed under the following can apply for this home loan:-
• government institution
• Private Sector
• public area
• MNCs or related companies
• partnership firm
• ownership concerns
• NGO or related organization

Eligibility for Self Employed Person:

• Applicant age should be between 23 to 70 years.
• Persons having following employment can apply :-
• Self-employed professionals (doctors, architects, etc.)
• Business owners, proprietors, partners of partnership firms etc.

Also read: Deutsche Bank Home Loan

DHFL Home Loan Documents Required

Before applying for a home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. Before applying for DHFL home loan, you must have the following documents:

• pan card
• passport size photo
• identity proof
• ID Proof – Passport, Driving License, Aadhar, Voter ID, Job Card issued by NREGA, Letter issued by National Population Register containing photo/name details.
• Residence Proof – Passport, Driving License, Aadhar Card, Voter ID, Utility Bill like Telephone Bill / Electricity Bill etc., Job Card issued by NREGA, Letter issued by National Population Register containing photo/name and address details.
• Property related documents:-
  • Stamped agreement of sale/sale deed or allotment letter
  • NOC from builder/housing society
  • possession certificate
  • detailed construction cost estimate
  • Bank account statement
  • In case of constructed apartment – ​​Occupancy certificate
• Income Proof (Salaried Person):-
  • Salary slip of last 3 months
  • Form 16
  • Bank statement and pay stubs of last six months
  • collateral property documentation
• Income Proof (Self Employed Person):-
• ITR for last two years along with computation
• CA conducted financial audit, where applicable
• 6 months primary bank statement
• Co-applicant – Co-applicant is mandatory for home loan. Female co-applicant is mandatory in some cases.
• Co-applicant can be spouse or any first blood relative such as parents, siblings, children who have attained the age of maturity (1st income-ownership grid)
• All co-owners of the property should be on the loan structure
• Friend cannot be a co-applicant (allowed only if they are coming as Partner/Director/Shareholder)

Also read: Indian Bank Home Loan

How to apply for DHFL Home Loan?

If you fulfill all the conditions of this home loan, then you can apply for it online and offline. Here is the information about both the application process:

DHFL Home Loan Online Apply

• To apply online, first you need to visit the official website of Piramal Capital and Housing Finance. www.piramalfinance.com But have to come

• website home page home loan Click on this option will appear.
• After clicking, all the information related to home loan will come in front of you on the next page.
• You have to read all this information.
• To apply, you will see the option of Quick Apply on this page, click on it.
• The loan application form will open in front of you.
• Enter the requested information in the form and submit the form.
• After that the bank employees will contact you and the loan process will be continued further.

Also read: IOB Home loan

How to apply offline?

• First of all you have to go to your nearest Piramal Capital and Housing Finance branch.
• By going to the bank branch, you will have to contact the employee of the branch.
• The bank employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• Then you have to fill a form.
• Attach the documents with the form and submit it there.
• In this way your offline application will be done.

Also read: Reliance Home Loan

DHFL Home Loan EMI Calculator

Before applying for a home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of ​​how much you will have to pay at the time of loan repayment. You can go to the official website of the bank Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan.

Loan EMI mainly depends on three factors – loan amount, interest rate and loan tenure. If you apply for that loan without calculating the home loan EMI, then you may have to face difficulties at the time of loan repayment.

Also read: GIC Home loan

DHFL Home Loan Status

If you have applied for a home loan, you can also check the status of your loan in several ways. You can check your loan status with the help of DHFL Finance internet banking. Apart from this, you can get information by logging in to the official website of the bank or by calling DHFL Home Loan Customer Care Number.

DHFL Home Loan Customer Care Number

• Email ID : customercare@piramal.com
• Toll Free : 1800 266 6444

Conclusion

In this article we have you DHFL Home Loan in Hindi 2022 Provided complete information about Anyone who wants to get a home loan can join Piramal Capital and Housing Finance home loan. If you want to get other information about this loan, then you can get information by calling DHFL Home Loan Customer Care Number.

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Also read: Indiabulls Home loan

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