Bajaj Finance Home Loan Bajaj Finance Home Loan Interest Rate : If you want to apply for Bajaj Finserv Home Loan then this article is for you because in this article we will provide you complete information about Bajaj Finserv Home Loan in Hindi. Home is our little piece of heaven. Where we store our memories. Who does not want to have a house of his own? But we desperately need money to build a house.
If you do not have money then you can take advantage of schemes like home loan. In this article, we will know what is Bajaj Finserv Home Loan, how much loan amount can we get under this loan, what is the interest rate of this home loan etc. For this you are requested to read this article till the end.
Also read: SBI Home Loan
Bajaj Finance Home Loan
Anyone can take a home loan to build a house, buy a house or renovate a house. Bajaj Finserv Provides home loan to the customers at attractive interest rates. Bajaj Finance Home Loan To get it, you have to apply in it, which you can do online or offline. home loan secured loan comes under the category of To avail this loan, you have to give a guarantee to the lender.
With Bajaj Finserv you can get a tenure of up to 30 years Home Loan can take run by the government of India Pradhan Mantri Awas Yojana (PMAY) Under this, you can get the benefit of interest subsidy. When you transfer your existing home loan, you can also opt for a top-up loan. Home loan amount of the applicant CIBIL Scorehis income depends on factors like age.
Also read: HDFC Home Loan
The higher your Credit Score, the higher the loan amount you can get. You can apply for a Bajaj finance home loan with simple eligibility conditions and minimal documentation. If you just want to renovate your home then you can do it Bajaj Finserv Personal Loan But the interest rate of personal loan can be higher than that of home loan.
Highlights of Home Loan
| loan name | Bajaj Finance Home Loan 2022 |
| name of lender | Bajaj Finserv |
| Rate of interest | Starting from 7.70% p.a. |
| loan tenure | 30 years |
| loan amount | more than 5 crore |
| processing fee | Up to 7% of the loan amount |
| Application Mode | online / offline |
| official website | https://www.bajajfinserv.in/ |
Also read: Navi Home Loan
Bajaj Finance Home loan Interest Rate 2022
Before applying for a home loan you should know that Bajaj Finance Home Loan Interest Rate what is | The interest rate plays an important role while calculating the home loan EMI. If the interest rate is higher then the EMI amount of your loan will also be higher. Bajaj Finserv home loan interest rates start at 7.70% per annum.
Before taking personal loan Personal Loan Interest Rate 2022 Similarly, before taking a home loan, it is important to know about Home Loan Interest Rate 2022 It is very important to have information about Here are the interest rates on home loans offered by Bajaj Finance:
- Fixed rate of interest:
- This rate of interest is fixed for the entire loan tenure. This allows you to estimate the total repayment liability and interest charges at the beginning of the loan tenure. Fixed rates are usually 1-2.5% higher than floating interest rates.
- Floating rate of interest:
- Unlike fixed interest rate, floating home loan interest rates are variable and the tenure of the loan changes due to several contributing factors. The floating interest rate on the home loan keeps on increasing or decreasing, depending on the benchmark rate associated with the housing finance. You can select the option of floating interest rate while taking a home loan.
Also read: City Union Bank Home loan
Benefits and Features of Bajaj Finance Home Loan
- Any salaried person (salaried person) and self employed person can apply for home loan.
- You can take this home loan for a tenure of up to 30 years.
- Bajaj Finserv Home Loan The interest rate starts from 7.70% p.a.
- You can also take advantage of interest subsidy on home loan under Pradhan Mantri Awas Yojana.
- Whether you are looking to buy, build or renovate a home, you can apply for a Bajaj Finserv Home Loan.
- The loan amount depends on factors like your credit score, your income.
- Salaried person can apply for home loan up to Rs 3.5 crore and self-employed person up to Rs 5 crore.
- You can do EMI calculator by visiting the bank’s official website.
Also read: Deutsche Bank Home Loan
Some of the salient features of Bajaj Finance Home Loan are as follows:
Pradhan Mantri Awas Yojana (PMAY): Under the Pradhan Mantri Awas Yojana being run by the Government of India, the beneficiary can get subsidy on the home loan.
Easy Balance Transfer Facility: With Bajaj Home Loan you can refinance your existing home loan with minimal documentation and faster processing. You can apply for home loan transfer and avail top-up loan at nominal interest rate.
Top-up loan: You can avail a high value top-up loan along with your existing housing loan to meet your needs. You can take advantage of top-up loan without any additional documents and at low interest rate.
Property Documents: Get a customized report to guide you through all the legal and financial aspects of owning a property.
Part-Prepayment and Foreclosure Options: You can pay off your home loan ahead of time. The facility of part-prepay or foreclose of loan against gold is provided at zero charges. Traders and builders can also get top-up loans without any extra charges.
Minimum Documents: The process of applying for Bajaj Home Loan is very simple. You can apply for this home loan with less documentation.
Customized Insurance Plans:
We offer customized insurance plans to protect your family from the burden of repaying the home loan in case of unforeseen events.
Also read: Indian Bank Home Loan
Bajaj Finance Home Loan Eligibility
If you are eligible for this home loan then only you can apply for it. The eligibility for this home loan is given here:
- Any salaried person (salaried person) and self employed (self-employed) can apply for home loan.
- Any Indian citizen with good financial profile can apply.
- Age limit for salaried person – 23 to 62 years should be.
- Age limit for self employed – should be between 25 to 70 years.
- Salaried person should have at least 3 years work experience.
- Self employed person should have minimum 5 years work experience.
- Applicant’s CIBIL score should be 750 or above.
- The minimum income of the person applying should be Rs 25,000.
Also read: IOB Home loan
Bajaj Finance Home Loan Documents Required
Before applying for a home loan, you should do all your documents together. Because whenever the bank asks for a document from you, you can give this document to them immediately. The documents to apply for Bajaj Finance Home Loan are as follows:
- passport size photo
- KYC documents
- Identity Proof (PAN Card/Driving License/Voter ID Card/Passport)
- Address Proof (Electricity Bill / Water Bill / Telephone Bill / Passport / Aadhar Card / Voter ID Card / Driving License)
- Other documents: Proof of business continuity of 5 years (for self-employed individuals)
- Income Proof (Last 6 Months Salary Slip or Form 16 Bank Account Details)
- You may require additional documents while applying.
Also read: Shriram Finance Home Loan
How to Apply for Bajaj Finance Home Loan?
If you are eligible for this loan and fulfill all the conditions of Bajaj Finance, then you can apply for this loan both online and offline. To apply, follow the steps given below:
How to apply Bajaj Finserv Home Loan online?
- First of all you have to visit the official website of Bajaj Finserv bajajfinserv.in But have to come
- On the home page of the website, you will see the option of home loan, click on it.
- On the next page, all the information related to home loan will come in front of you.
- To you Apply Now Click on the option of
- The form will open in front of you.
- All the information asked in the form has to be entered correctly and submit the form.
- After that the bank will contact you and proceed with the loan process.
- A Bajaj Finserv representative will get in touch with you for your pre-approved offer. You can also avail a Home Loan by visiting your nearest Bajaj Finserv branch.
Also read: Reliance Home Loan
How to apply offline?
- To apply offline, you have to first visit the nearest Bajaj housing finance branch.
- Visit the branch and contact the branch employee.
- All your documents will be verified by the employee.
- You have to fill an application form.
- Attach the documents with the form and submit it there.
- In this way your application will be done.
Also read: GIC Home loan
Bajaj Finance Home Loan EMI Calculator
Before applying for a home loan, you should calculate the EMI of your loan so that you can get an idea of how much you will have to pay at the time of loan repayment. You can visit the official website of Bajaj Finserv Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan.
Many people have to take a loan of only Rs 30 lakh for a loan tenure of 20 years. There is a question in their mind that how much will the EMI for 30 lakhs in a home loan for 20 years, then you can find out by calculating the EMI of your loan. Home loan EMI depends on the loan amount, interest rate and loan tenure.
Also read: Indiabulls Home loan
Bajaj Finserv Home loan Fees & Charges
| processing fee | Up to 7% of the loan amount |
| loan statement fee | Zero |
| interest and principal statement fee | Zero |
| EMI bounce charges | Maximum Rs.3,000 |
| penal interest | up to 2 |
| security fee | Up to Rs.4,999 (One time) |
Also read: DHFL Home Loan
Bajaj Finance Home loan Customer Care Number
If you are facing any kind of problem in applying for home loan or you want to get more information about home loan then you Bajaj Finance Home Loan Customer Care Number can contact on To know the Bajaj Finance Home Loan customer care number, follow the steps given here:
- First of all you have to visit the official website of Bajaj Finserv.
- On the home page of the website you will find Contact Us Click on this option will appear.
- On the next page, you will get customer care numbers on which you can contact.
Also read: Sundaram Finance Home loan
Conclusion
In this article we have you Bajaj Finserv Home Loan in Hindi Provided complete information about Any person can apply for this home loan. You can take a home loan to build a house, renovate a house or buy a house. If you are facing any kind of problem in applying for this home loan or you want to get other information about this home loan, then you can get information by calling Bajaj Finance Home Loan customer care number.
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Also read: Aavas Finance Home loan
Questions Related to Bajaj Finance Home Loan:
Ans. Under home loan, a loan is provided by the bank to the people to build their house at an attractive interest rate. This loan amount can be used by the customer to build a house, buy a house or renovate the house.
Ans. Yes, you can get a home loan from Bajaj Finserv under the PM Awas Yojana run by the Government of India.
Ans. The tenure of this loan is up to 30 years.
Ans. 7.70% per annum.
Ans. The bank provides you the home loan amount based on your income. But you can get home loan up to Rs 5 crore from this bank.
Ans. Must be 750 or more.
Ans. Must be 23 to 70 years old.
Ans. The minimum income of the applicant should be Rs 25,000.
Ans. The complete procedure to apply is given in this article. You can apply for this home loan by reading this article.