How to Apply Awas Finance Home Loan?

Aavas Home Loan Aavas Finance Home Loan Interest Rate In this article you Aavas Finance Home loan in Hindi 2022 will receive information about If you want to take advantage of Aavas Finance Home Loan then this article is for you. home loan one secured loan comes under the category of For this loan, the lender is required to give you any guarantor or collateral. To fulfill your dream of home home loan can take

Like other banks, Aavas Finance also provides home loan to the customers at attractive interest rates. In this article, we will know in detail what is housing finance home loan, what is the interest rate, eligibility, documents etc. of this loan and how can we apply for this home loan etc., so you can complete this article. Read till the end

Also read: SBI Home Loan Kaise Le?

Aavas Home Loan in Hindi

You can take a home loan from Awas Finance Limited to build a house, buy a house or renovate a house. If you are an existing customer of the bank and your CIBIL Score And if the income is more then you can get loan up to more loan amount at attractive interest rates of the bank. Aavas Finance offers a wide variety of home loan schemes. Awas Finance Home Loan Interest Rate 12% p.a. starts with | You can take this loan for a maximum loan tenure of 30 years.

The loan amount offered under Awas Housing Finance Home Loan completely depends on the earning and credit history of the applicant. The more you earn, the higher the loan amount you can get a home loan. If you have a good credit history then you can get a quick home loan from the bank. If you fulfill all the terms and conditions of this loan, then you will get attractive loan from the lender. Home Loan Interest Rate With this you can take advantage of the loan.

Also read: Standard Chartered Bank Home loan

HIGHLIGHTS:

loan name	Awas Finance Limited Home Loan 2022
name of lender	Aavas Finance
Rate of interest	Starting from 12% p.a.
loan tenure	30 years for salaried customers (from Government/PSU/Private Sector) 25 years for other salaried customers 20 years for self-employed clients
processing fee	1% of loan amount + GST
official website	https://www.aavas.in/

Also read: Navi Home Loan

Aavas Finance Home Loan Interest Rate 2022

Awas finance home loan interest rate starts from 12% p.a. If your income is high and your credit history is very good, then you can take advantage of the attractive interest rates of the bank. Before applying for any home loan, it is important for you to know about its interest rate properly. If you apply for that loan without knowing the interest rate of the loan properly, then you may have to face difficulties at the time of repayment of the loan.

Before applying for a home loan, you can compare different home loan interest rates to help you find the best loan. Your EMI will also be higher if your loan interest rate is higher.

Also read: Kotak Mahindra Bank Home Loan

Awas Finance Home Loan Schemes

Aavas Finance offers various types of home loan plans. Which is as follows:

• Aavas Financiers Home Loan
• Land Purchase and Construction Loan
• Balance Transfer
• Home Improvement Loan

Also read: IIFL Home Loan

Awas Finance Home Loan Benefits and Features

• Bank This home loan provides purchase loan for flat, house or bungalow from builders or development authorities as well as resale properties.
• Attractive interest rates |
• Awas finance home loan interest rate starts from 12% p.a.
• Home loan loan amount starts from Rs.1 lakh.
• The better your credit history and the higher your earning, the higher the loan amount you can get a home loan.
• Loan tenure: 30 years for salaried customers, 25 years for other salaried customers and 20 years for self-employed customers.
• You can apply for this home loan by following a few steps.
• You can get doorstep guidance from bank officials.
• Aavas Finance is an ideal partner for a client’s preferred asset, which can be:
  • development Authority
  • RERA Approved Flats
  • Municipal Corporation/Municipality
  • freehold
  • Village Panchayat
• You can apply for this home loan by visiting any branch.
• The applicant is provided with the benefit and exemption in income tax under section 24 or section 80C of the Income Tax Act along with the home loan.
• To take this home loan, you Awas Finance Home Loan Terms and Conditions will have to follow.
• You can also apply for a loan by contacting Awas Finance toll free number.

Also read: Union Bank of India Home loan

Aavas Finance Home Loan Eligibility

You can apply for housing finance loan only if you are eligible for it. You can go to the official website of the bank Home Loan Eligibility Calculator With the help of this you can calculate your loan eligibility. Following are the eligibility to apply for Awas Finance Home Loan:

• Salaried or self-employed both can apply for this loan.
• Applicant should have work experience of 1 year or more.
• You can take this loan for a maximum loan tenure of 30 years.
• Factors affecting home loan eligibility:
  • Age
  • revenue
  • tenure
  • credit score
  • current liability

Also read: City Union Bank Home loan

Aavas Finance Home Loan Documents Required

Before applying for housing finance home loan, you should keep all your documents together so that whenever the bank asks you for documents, you can show them all the documents immediately. To apply for a home loan, you need to have the following documents:

• Duly filled in by the applicant along with 2 passport size photographs
• Proof of Identity – Driving License, Voter ID Card, PAN Card, Aadhar Card, Passport
• Age Proof – Driving License, Voter ID Card, PAN Card, Aadhar Card, Passport, Class 10th Marksheet, Birth Certificate
• Residence Proof – Driving License, Voter ID Card, PAN Card, Aadhar Card, Passport, Bank Passbook, Utility Bill
• Income Statement – ​​Bank passbook, IT return of last 3 years, payslip of last 2 months, attested letter from employer, Form 16
• Property papers – Original documents against which loan is to be taken

Also read: Deutsche Bank Home Loan

How to apply for Awas Finance Home Loan?

If you fulfill all the conditions of the bank, then you can apply for it both online and offline. Here is the information about the process to apply:

Aavas Finance Home Loan Apply Online

• To apply online, you have to first visit the official website of Aavas Finance www.aavas.in.

• On the home page of the website you will find home loan Click on this option will appear.
• On the next page, all the information related to home loan will come in front of you.
• You have to read this information.
• To apply, you will see the form of Apply For Home Loan on this page.
• In this you have to enter the requested information and submit the form.
• After submitting the form, the bank officials will contact you and the loan process will be issued further.

Also read: LIC Home Loan

How to apply offline?

• First of all, you have to go to your nearest Housing Finance branch.
• You have to go to the bank branch and contact the employee of the branch.
• The employee will provide you all the information related to the home loan.
• After that your documents will be verified.
• You will be given a form.
• Enter the requested information in the form and attach your documents.
• And submit this form there.
• In this way your offline application will be done.

Also read: ICICI Bank Home Loan

Aavas Finance Home Loan EMI Calculator

Before applying for housing finance home loan, you should calculate the EMI (Equated Monthly Installment) of your loan so that you can get an idea of ​​how much you will have to pay at the time of loan repayment. You can go to the official website of the bank Home Loan EMI Calculator With the help of this you can calculate the EMI of your loan. The loan EMI depends on the loan amount, interest rate and loan tenure.

If the interest rate of your loan is higher then the EMI of your loan will also be higher. Therefore, before applying for the loan, you should compare the EMI of various home loans so that you can find the cheapest home loan.

Aavas Finance Customer Care Number

• Helpline no : 1800-20-888-20 / 0141-661-8888
• Email ID : customercare@aavas.in

Conclusion

In this article we have you Aavas Finance Home loan in Hindi 2022 Provided complete information about If you want to take advantage of housing finance home loan, then you can understand the process of applying by reading this article. For other information about the loan, you can get information by calling the Awas Finance customer care number.

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Also read: home loan for women

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